An inviting opportunity to own a seasonal cottage with deeded access to DeRuyter Reservoir. This access to the lake is across the private road. Docks and structures are prohibited in the easement, but it is perfect to launch your canoe or kayak. Located near the southwest corner of this popular man-made lake which played an important role in providing water to the Erie Canal. Absolutely loaded with potential. Whether getting on the water is your preference or you want an awesome getaway, this fits the bill! There is a neighborhood water district and a private septic system in front. There are 2 bedrooms, 1 full bath, a living area and kitchen. Outside is a front screened area, rear deck, and shed for storage. The driveway is grown over. This listing is being sold in "as is" condition. A wonderful retreat, spring through fall, in beautiful Central New York!
Active
$178,000
626 W Cottage Ln Lot 8, De Ruyter, NY 13052
2beds
6,534Square Feet
Unimproved Land
Built in 1968
6,534 Square Feet Lot
$-- Zestimate®
$249/sqft
$-- HOA
What's special
- 2 days |
- 476 |
- 12 |
Zillow last checked:
Listing updated:
Listed by:
Oak Tree Real Estate 315-727-9177,
Thomas C Tait 315-657-0473
Source: NYSAMLSs,MLS#: S1695835
Originating MLS: Syracuse
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Heating
- Electric, Baseboard
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
Features
- Ceiling Fan(s), Sliding Glass Door(s), Bedroom on Main Level
- Flooring: Carpet, Varies, Vinyl
- Doors: Sliding Doors
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 714
- Total interior livable area: 714 sqft
Video & virtual tour
Property
Parking
- Parking features: No Garage
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch, Screened
- Exterior features: Dirt Driveway, Deck, Porch
- Has view: Yes
- View description: Scenic
- Waterfront features: Beach Access, Deeded Access, Reservoir in Community, Water Access
- Body of water: DeRuyter Reservoir
- Frontage length: 10
Lot
- Size: 6,534 Square Feet
- Dimensions: 57 x 120
- Features: Irregular Lot, Residential Lot, Rural Lot, Level
- Topography: Level
Details
- Additional structures: Other, Shed(s), See Remarks
- Parcel number: 25248917600900010080000000
- Special conditions: Trust
- Wooded area: 0
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Available, Water Available, Electricity Connected
Community & HOA
Location
- Region: De Ruyter
Financial & listing details
- Price per square foot: $249/sqft
- Tax assessed value: $94,700
- Annual tax amount: $3,975
- Date on market: 7/4/2026
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/4/2026 | Listed for sale | $178,000$249/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13052
Nearby schools
GreatSchools rating
- 7/10Deruyter High SchoolGrades: 5-12Distance: 3 mi
- 4/10Deruyter Elementary SchoolGrades: PK-4Distance: 3 mi
Schools provided by the listing agent
- Elementary: DeRuyter Elementary
- High: DeRuyter High
- District: DeRuyter
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Madison County
- De Ruyter
- 13052
- 626 W Cottage Ln Lot 8





