A rare waterfront masterpiece in Palm Harbor, perfectly positioned on Greens Bayou within the coveted Seaside Point 2nd Addition. This exceptional two-story residence offers 72 feet of direct waterfront frontage on a serene bayou, minutes to the Gulf of America - delivering the ultimate private Florida lifestyle on a .21-acre lot. Built with block construction, stucco exterior, and a durable metal roof, the home combines classic Florida architecture with modern comforts. Inside, 4 spacious bedrooms (1 is currently used an office. Perfect for a rental option) and 3.5 bathrooms span 1,873 sq. ft. of heated living space, thoughtfully designed for both elegant entertaining and everyday comfort. The open floorplan seamlessly connects the kitchen and family room, creating a natural flow for gatherings, while the kitchen itself impresses with solid wood cabinetry, stone countertops, and a bright, casual dining space. Upstairs, the primary suite offers a walk-in closet and private retreat, complemented by a split-bedroom layout for optimal functionality. Additional interior features include built-in elements, ceiling fans, attic ventilation, and a private sauna (Humm 3.5 kw wet/dry stove). Appliances include refrigerator, dishwasher, microwave, washer, and dryer, with mini-split cooling systems throughout and convenient garage laundry access. Outdoor living is a showstopper. Lounge by your private in-ground saltwater pool with concrete decking and lighting, entertain from the rear porch or balcony, or relax by the fire pit. The cold plunge boiler is a 1 1/2 HP eco plus (which is industrial). The property also includes a boathouse, outdoor shower, grill area, mature fruit trees, and lush garden space. A one-car attached garage and fenced yard complete this waterfront sanctuary, with no HOA or association fees. Flood Zone AE (flood deck page is attached) served by public water and sewer; electricity and cable connected. Enjoy the unparalleled combination of tranquility, lifestyle, and convenience, just minutes from Palm Harbor’s premier dining, shopping, and local amenities. Buyer to verify all measurements, zoning, flood, and use restrictions.
Sold for $910,000
$910,000
628 N Mayo St, Crystal Beach, FL 34681
4beds
1,873sqft
Single Family Residence
Built in 1967
9,548 Square Feet Lot
$909,500 Zestimate®
$486/sqft
$5,080 Estimated rent
Home value
$909,500
$837,000 - $991,000
$5,080/mo
Zestimate® history
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List your homeWhat's special
Waterfront masterpieceFenced yardOne-car attached garageRear porchMature fruit treesSplit-bedroom layoutDurable metal roof
Zillow last checked:
Listing updated:
Listing Provided by:
Tanner Tillung 727-479-4548,
EXP REALTY LLC 888-883-8509
Bought with:
Linda Caruso, 3014417
KELLER WILLIAMS REALTY- PALM H
Source: Stellar MLS,MLS#: TB8458017
Originating MLS: Sarasota - Manatee
Originating MLS: Sarasota - Manatee
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: Built-in Closet
- Level: Second
- Area: 600 Square Feet
- Dimensions: 25x24
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 140 Square Feet
- Dimensions: 14x10
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Bedroom 4
- Features: Built-in Closet
- Level: First
- Area: 88 Square Feet
- Dimensions: 11x8
Balcony porch lanai
- Level: First
- Area: 224 Square Feet
- Dimensions: 28x8
Balcony porch lanai
- Level: Second
- Area: 240 Square Feet
- Dimensions: 24x10
Dining room
- Level: First
- Area: 220 Square Feet
- Dimensions: 22x10
Kitchen
- Level: First
- Area: 228 Square Feet
- Dimensions: 19x12
Living room
- Level: First
- Area: 351 Square Feet
- Dimensions: 27x13
Sauna
- Level: First
- Area: 28 Square Feet
- Dimensions: 7x4
Heating
- Electric, Other, Solar
Cooling
- Ductless
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Attic Ventilator, Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Sauna, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat
- Flooring: Ceramic Tile, Slate, Hardwood
- Doors: French Doors, Outdoor Grill, Outdoor Shower
- Windows: Storm Window(s)
- Has fireplace: No
Interior area
- Total structure area: 2,798
- Total interior livable area: 1,873 sqft
Property
Parking
- Total spaces: 1
- Parking features: Deeded, Driveway
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Rear Porch
- Exterior features: Balcony, Fire Pit, Garden, Lighting, Outdoor Grill, Outdoor Shower, Rain Gutters, Sauna
- Has private pool: Yes
- Pool features: Deck, Gunite, In Ground, Lighting, Outside Bath Access, Salt Water, Tile
- Fencing: Chain Link,Vinyl,Wood
- Has view: Yes
- View description: Water, Bayou
- Has water view: Yes
- Water view: Water,Bayou
- Waterfront features: Canal - Saltwater, Saltwater Canal Access, Lift, Sailboat Water
- Body of water: GREENS BAYOU
Lot
- Size: 9,548 sqft
- Dimensions: 83 x 105
- Features: Cul-De-Sac, Flood Insurance Required, In County, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Unincorporated
- Residential vegetation: Fruit Trees, Trees/Landscaped
Details
- Additional structures: Boat House
- Parcel number: 352715794340000170
- Zoning: R-3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Custom
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Metal
Condition
- Completed
- New construction: No
- Year built: 1967
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Water Connected
Community & neighborhood
Location
- Region: Crystal Beach
- Subdivision: SEASIDE POINT 2ND ADD
HOA & financial
HOA
- Has HOA: No
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 4/22/2026 | Sold | $910,000-3.2%$486/sqft |
Source:  Stellar MLS #TB8458017 Report a problem | ||
| 3/23/2026 | Pending sale | $940,500$502/sqft |
Source: Stellar MLS #TB8458017 Report a problem | ||
| 3/6/2026 | Price change | $940,500-5%$502/sqft |
Source: eXp Realty #TB8458017 Report a problem | ||
| 2/19/2026 | Price change | $990,000-10%$529/sqft |
Source: eXp Realty #TB8458017 Report a problem | ||
| 2/2/2026 | Listed for sale | $1,100,000+171.6%$587/sqft |
Source: eXp Realty #TB8458017 Report a problem | ||
| 12/1/2009 | Sold | $405,000-22.9%$216/sqft |
Source: Stellar MLS #U7417515 Report a problem | ||
| 3/31/2005 | Sold | $525,000$280/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,078 +1.5% | $379,046 +3% |
| 2023 | $5,986 +2.7% | $368,006 +3% |
| 2022 | $5,826 -1.3% | $357,287 +3% |
| 2021 | $5,902 +0.2% | $346,881 +1.4% |
| 2020 | $5,892 +4.5% | $342,092 +4.9% |
| 2019 | $5,637 | $326,189 +1.9% |
| 2018 | $5,637 +1.3% | $320,107 +2.1% |
| 2017 | $5,565 +1.5% | $313,523 +2.1% |
| 2016 | $5,481 -1.5% | $307,074 +0.7% |
| 2015 | $5,564 +0.5% | $304,939 +0.8% |
| 2014 | $5,537 +0.5% | $302,519 +1.5% |
| 2013 | $5,508 +12.6% | $298,048 +8.8% |
| 2012 | $4,891 | $274,001 +3% |
| 2011 | -- | $266,020 +1.5% |
| 2010 | -- | $262,089 -28.6% |
| 2009 | -- | $366,922 -30.6% |
| 2008 | $9,769 | $528,800 -6.6% |
| 2007 | -- | $566,048 +62.8% |
| 2005 | -- | $347,700 +8.8% |
| 2004 | $3,214 +1.7% | $319,500 +0.1% |
| 2003 | $3,160 +6.1% | $319,300 +40.6% |
| 2002 | $2,978 | $227,100 +14% |
| 2001 | $2,978 +5.4% | $199,200 +5.5% |
| 2000 | $2,825 | $188,900 |
Find assessor info on the county website
Neighborhood: 34681
Nearby schools
GreatSchools rating
- 10/10Ozona Elementary SchoolGrades: PK-5Distance: 2 mi
- 5/10Palm Harbor Middle SchoolGrades: 6-8Distance: 2.8 mi
- 8/10Palm Harbor University High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Ozona Elementary-PN
- Middle: Palm Harbor Middle-PN
- High: Palm Harbor Univ High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$909,500
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$909,500
- Florida
- Pinellas County
- Palm Harbor
- 34681
- 628 N Mayo St
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