Welcome to Wow, welcome to 631 Harbor Island! This 2653-square-foot single-level waterfront residence is a masterclass in intentional design. While the original slab, exterior walls, and roof remain solidly intact, the current owner has completely transformed the interior - essentially rebuilding the home from the inside out – every surface, system and finish has been upgraded to high-end, luxury standards with meticulous care and attention to every detail in partnership with Premier Construction of Tampa. 30X30 porcelain tiles, Subzero, Miele, Cove and Wolf appliances and spa-like bathrooms create an environment that feels brand new and meticulously curated. The layout was designed for coastal living. Four spacious bedrooms and 3.5 spa-like bathrooms are all on one level with zero stairs. No oversized maintenance. No wasted space. Just pure, intentional luxury that delivers more effortless enjoyment—and more value—than homes twice its size. Open-concept living spaces bathe in natural light and flow seamlessly to the outdoors, perfect for both intimate evenings and larger gatherings. Step outside and magic unfolds: A newly reimagined pool and spa with fire boxes, sundeck, outdoor shower, sauna, kitchen fit for a king to entertain to your heart’s delight with premium Sonos sound, multiple TVs to watch the Big Game, and places to sit, relax and watch the sun rise, the dolphins play and boats glide by. The dock, covered 26K-lb boatlift, 50+-ft wet slip with wrapped pilings are all new and include water and electric. There was no skimping on the toy box of the home either (garage). Complete with an epoxy floor and its own mini-split AC to keep cars cool and comfortable in the Florida summers. This is coastal living distilled to its most refined form—with every luxury thoughtfully placed. If you’ve been searching for a waterfront retreat that feels fresh, personal, and truly special, this is the one. The combination of completely renovated luxury, single-level living, and that rare open Intracoastal frontage makes this property stand in a class of its own. Don’t miss your chance to experience it in person. Request your private showing today — once you stand outside and take in those endless views, you’ll understand exactly why this home stands apart.
For sale
$3,400,000
631 Harbor Is, Clearwater, FL 33767
4beds
2,653sqft
Single Family Residence
Built in 1969
0.26 Acres Lot
$3,098,100 Zestimate®
$1,282/sqft
$-- HOA
What's special
Open intracoastal frontageFour spacious bedroomsEndless viewsOutdoor showerCompletely transformed the interiorSpa-like bathrooms
- 65 days |
- 607 |
- 37 |
Zillow last checked:
Listing updated:
Listed by:
Brian Pelfrey 727-871-0871,
SAND KEY REALTY 727-443-0032
Source: Stellar MLS,MLS#: TB8494006
Originating MLS: Suncoast Tampa

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 240 Square Feet
- Dimensions: 20x12
Great room
- Features: No Closet
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Kitchen
- Features: No Closet
- Level: First
- Area: 220 Square Feet
- Dimensions: 10x22
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Bar Fridge, Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
- Laundry: Laundry Room
Features
- Built-in Features, Ceiling Fan(s), Open Floorplan, Other, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Wet Bar
- Flooring: Porcelain Tile
- Doors: Outdoor Grill, Outdoor Kitchen, Outdoor Shower
- Windows: Skylight(s), Window Treatments
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 3,742
- Total interior livable area: 2,653 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Rear Porch
- Exterior features: Fire Pit, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Sauna
- Has private pool: Yes
- Pool features: Auto Cleaner, Deck, Fiber Optic Lighting, Gunite, Heated, In Ground, Outside Bath Access, Tile
- Has spa: Yes
- Spa features: Heated, In Ground, Swim Spa
- Has view: Yes
- View description: Water, Bay/Harbor - Full, Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Bay/Harbor - Full,Intracoastal Waterway
- Waterfront features: Bay/Harbor, Intracoastal Waterway, Bay/Harbor Access, Intracoastal Waterway Access, Lift, No Wake Zone, Seawall
Lot
- Size: 0.26 Acres
- Dimensions: 82 x 140
- Features: In County, Landscaped, Sidewalk, Street Dead-End
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Parcel number: 052915434560730100
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Concrete
Condition
- New construction: No
- Year built: 1969
Utilities & green energy
- Sewer: Public Sewer
- Water: Public, See Remarks
- Utilities for property: Cable Available, Electricity Available, Natural Gas Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: ISLAND ESTATE OF CLEARWATER UNITS 6D 7A 7C
HOA
- Has HOA: No
Location
- Region: Clearwater
Financial & listing details
- Price per square foot: $1,282/sqft
- Tax assessed value: $1,611,324
- Annual tax amount: $29,410
- Date on market: 4/28/2026
- Cumulative days on market: 66 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$3,098,100
$2.94M - $3.25M
$7,972/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/28/2026 | Listed for sale | $3,400,000+88.9%$1,282/sqft |
Source: | ||
| 2/21/2023 | Sold | $1,800,000-9.5%$678/sqft |
Source: Public Record Report a problem | ||
| 1/30/2023 | Pending sale | $1,990,000$750/sqft |
Source: | ||
| 1/12/2023 | Price change | $1,990,000-11.6%$750/sqft |
Source: | ||
| 12/9/2022 | Listed for sale | $2,250,000$848/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $29,730 +213.7% | $1,611,324 +201.8% |
| 2023 | $9,476 +2.7% | $533,881 +3% |
| 2022 | $9,231 -1.5% | $518,331 +3% |
| 2021 | $9,369 +0.2% | $503,234 +1.4% |
| 2020 | $9,348 +1.6% | $496,286 +2.3% |
| 2019 | $9,197 | $485,128 +1.9% |
| 2018 | $9,197 +1.3% | $476,082 +2.1% |
| 2017 | $9,080 +5.5% | $466,290 +2.1% |
| 2016 | $8,610 -1.5% | $456,699 +0.7% |
| 2015 | $8,738 +0.5% | $453,524 +0.8% |
| 2014 | $8,698 +0.5% | $449,925 +1.5% |
| 2013 | $8,655 +1.9% | $443,276 +1.7% |
| 2012 | $8,496 | $435,866 +3% |
| 2011 | -- | $423,171 +1.5% |
| 2010 | -- | $416,917 +2.7% |
| 2009 | -- | $405,956 +0.9% |
| 2008 | $7,377 | $402,455 +3% |
| 2007 | -- | $390,733 -51.6% |
| 2005 | -- | $806,800 +14.9% |
| 2004 | $7,679 +1.5% | $702,300 +9.7% |
| 2003 | $7,563 +6.2% | $640,200 +5% |
| 2002 | $7,123 | $609,500 +39.1% |
| 2001 | $7,123 +3.7% | $438,300 +21.6% |
| 2000 | $6,868 | $360,400 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Island Estate
Nearby schools
GreatSchools rating
- 8/10Sandy Lane Elementary SchoolGrades: PK-5Distance: 2.1 mi
- 9/10Dunedin Highland Middle SchoolGrades: 6-8Distance: 2.5 mi
- 5/10Clearwater High SchoolGrades: 9-12Distance: 4.1 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Pinellas County
- Clearwater
- 33767
- Island Estate
- 631 Harbor Is





