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Sold for $3,700,000
    • $3,700,000

    643 HARBOR ISLAND, CLEARWATER BEACH, FL 33767

    4beds
    4,390sqft
    Single Family Residence
    Built in 1972
    0.26 Acres Lot
    $3,458,100 Zestimate®
    $843/sqft
    $7,763 Estimated rent

    Home value

    $3,458,100

    $3.04M - $3.94M

    $7,763/mo

    Zestimate® history
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    What's special

    Grand gas fireplacePrivate balconySophisticated living spacesDeep-water dockDedicated bath accessLush tropical landscapingDedicated ventilation
    Experience unparalleled coastal luxury in this stunning Island Estates residence perfectly positioned on a ¼-acre lot with 180° unobstructed open-water views. This exquisite home offers 4 bedrooms plus an office, 3.5 baths, and a 3-car garage, seamlessly blending elegant design with state-of-the-art functionality. Boaters will delight in the deep-water dock featuring two lifts (including a 16,000 lb lift), shore power for larger vessels, and easy Gulf access for endless days on the water. The outdoor oasis is a true showpiece—complete with a heated saltwater pool and spa, waterfalls, fire bowls, and custom lighting, all framed by tranquil water views. Enjoy sunset cocktails or waterside dining beneath the charming gazebo, surrounded by lush tropical landscaping and added protection from the riprap seawall. Step inside through custom double doors to discover sophisticated living spaces, including a formal sitting room with a grand gas fireplace and sweeping views through custom French doors. The chef’s kitchen is equipped with high-end stainless steel appliances, a gas range, and overlooks the spacious living area with dual 4-panel sliders that open wide for seamless indoor/outdoor living. The owner’s retreat is a private sanctuary on the main level, featuring double-door entry, a Venetian-inspired en-suite bath with soaking tub, walk-in shower, and his-and-hers closets. Step directly outside to enjoy morning coffee by the pool as the sun rises over the water. Additional highlights include a temperature-controlled 800-bottle wine cellar, impact glass throughout, natural gas service for energy efficiency, and ample storage—including a walk-in attic and home automation system to control lighting, blinds, A/C, garage doors, surround sound, security cameras, and more. Upstairs are three guest suites, each with dedicated bath access, and an office (or fifth bedroom) with private balcony, dedicated ventilation, and air purification system—ideal as a cigar room or quiet retreat. Located on Island Estates’ most desirable street, this property benefits from sidewalks, underground utilities, and a higher elevation. Enjoy the convenience of this golf cart-friendly community featuring its own grocery, shops, and dining—all just moments from Clearwater Beach and Clearwater Sound’s live entertainment. This exceptional home captures the very best of luxury waterfront living—sophisticated, smart, and perfectly situated for the ultimate Florida lifestyle.

    Zillow last checked:

    Listing updated:

    Listed by:

    Chris Stivers 727-542-5729,

    ENGEL & VOLKERS BELLEAIR 727-461-1000

    Bought with:

    Kristin Hallamek, 3141669

    ENGEL & VOLKERS BELLEAIR

    Source: Stellar MLS,MLS#: TB8445220MLS LogoOriginating MLS: Suncoast Tampa

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bonus Room, Den/Library/Office, Living Room, Great Room, Utility Room, Storage Rooms
    Primary bedroom
    • Features: Dual Closets
    • Level: First
    • Area: 336 Square Feet
    • Dimensions: 16x21
    Kitchen
    • Level: First
    • Area: 320 Square Feet
    • Dimensions: 16x20
    Living room
    • Level: First
    • Area: 528 Square Feet
    • Dimensions: 22x24
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
    • Laundry: Inside, Laundry Room
    Features
    • Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
    • Flooring: Tile, Hardwood
    • Doors: Sliding Doors
    • Windows: Blinds, ENERGY STAR Qualified Windows, Shutters, Storm Window(s), Window Treatments
    • Has fireplace: Yes
    • Fireplace features: Wood Burning
    Interior area
    • Total structure area: 5,378
    • Total interior livable area: 4,390 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Garage - Attached
    • Attached garage spaces: 3
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck, Front Porch, Patio, Rear Porch
    • Exterior features: Balcony, Irrigation System, Lighting, Rain Gutters, Sidewalk, Sprinkler Metered
    • Has private pool: Yes
    • Pool features: Gunite, Heated, In Ground, Lighting
    • Has spa: Yes
    • Spa features: Heated, In Ground
    • Fencing: Vinyl
    • Has view: Yes
    • View description: Water, Bay/Harbor - Full, Intracoastal Waterway
    • Has water view: Yes
    • Water view: Water,Bay/Harbor - Full,Intracoastal Waterway
    • Waterfront features: Waterfront, Gulf/Ocean Access, Intracoastal Waterway Access, Lift, Minimum Wake Zone, Riprap, Sailboat Water, Skiing Allowed
    Lot
    • Size: 0.26 Acres
    • Dimensions: 82 x 140
    • Features: City Lot, Landscaped, Near Marina, Oversized Lot, Sidewalk
    • Residential vegetation: Mature Landscaping
    Details
    • Additional structures: Gazebo
    • Parcel number: 052915434560730120
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block
    • Foundation: Slab
    • Roof: Tile
    Condition
    • New construction: No
    • Year built: 1972

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

    Community & HOA

    Community
    • Features: Marina, Waterfront, Dog Park, Golf Carts OK, Irrigation-Reclaimed Water, Park, Playground, Sidewalks, Special Community Restrictions
    • Security: Fire Alarm, Security Lights, Security System, Security System Owned, Smoke Detector(s)
    • Pet fee: $0 monthly
    • Subdivision: ISLAND ESTATE OF CLEARWATER UNITS 6D 7A 7C
    HOA
    • Has HOA: Yes
    Location
    • Region: Clearwater

    Financial & listing details

    • Price per square foot: $843/sqft
    • Tax assessed value: $2,636,290
    • Annual tax amount: $48,227
    • Date on market: 11/5/2025
    • Cumulative days on market: 36 days
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Asphalt

    Price history

    DateEventPrice
    1/16/2026Sold$3,700,000+0.3%$843/sqft
    Source: Stellar MLS #TB8445220 Report a problem
    12/15/2025Pending sale$3,690,000$841/sqft
    Source: Stellar MLS #TB8445220 Report a problem
    11/5/2025Listed for sale$3,690,000-2.3%$841/sqft
    Source: Stellar MLS #TB8445220 Report a problem
    8/20/2024Sold$3,775,000-9.6%$860/sqft
    Source: Stellar MLS #U8239982 Report a problem
    8/11/2024Pending sale$4,175,000$951/sqft
    Source: Stellar MLS #U8239982 Report a problem
    7/12/2024Price change$4,175,000-2.9%$951/sqft
    Source: Stellar MLS #U8239982 Report a problem
    6/22/2024Price change$4,299,000-3.9%$979/sqft
    Source: Stellar MLS #U8239982 Report a problem
    6/3/2024Listed for sale$4,475,000$1,019/sqft
    Source: Stellar MLS #U8239982 Report a problem
    5/31/2024Pending sale$4,475,000$1,019/sqft
    Source: Stellar MLS #U8239982 Report a problem
    5/17/2024Listed for sale$4,475,000+11.9%$1,019/sqft
    Source: Stellar MLS #U8239982 Report a problem
    10/7/2022Sold$4,000,000$911/sqft
    Source: Public Record Report a problem
    5/19/2022Pending sale$4,000,000$911/sqft
    Source: Stellar MLS #U8159956 Report a problem
    4/28/2022Listed for sale$4,000,000+37.9%$911/sqft
    Source: Stellar MLS #U8159956 Report a problem
    8/3/2020Sold$2,900,000-3.2%$661/sqft
    Source: Public Record Report a problem
    6/16/2020Pending sale$2,997,000$683/sqft
    Source: PARK PROPERTY GROUP #U8067057 Report a problem
    1/17/2020Price change$2,997,000+5.2%$683/sqft
    Source: PARK PROPERTY GROUP #U8067057 Report a problem
    12/3/2019Listed for sale$2,850,000+119.2%$649/sqft
    Source: PARK PROPERTY GROUP #U8067057 Report a problem
    8/5/2008Sold$1,300,000-5.5%$296/sqft
    Source: Public Record Report a problem
    1/19/2006Sold$1,375,000$313/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$51,018 +5.8%$2,636,290 +1.9%
    2024$48,227 -9.6%$2,587,539 -7.9%
    2023$53,345 +26.5%$2,809,676 +26.8%
    2022$42,157 -1.6%$2,216,264 +3%
    2021$42,855 +58.8%$2,151,068 +59%
    2020$26,979 -3.5%$1,352,689 -2.6%
    2019$27,946 $1,388,400 +1.9%
    2018$27,946 +1.2%$1,362,512 +1.5%
    2017$27,620 +25.7%$1,342,486 +12.2%
    2016$21,981 +30%$1,196,060 +42.2%
    2015$16,907 +10.7%$840,976 +13.1%
    2014$15,273 +10.2%$743,689 +13.9%
    2013$13,855 +10.9%$652,837 +12.3%
    2012$12,490 $581,496 -4.3%
    2011-- $607,863 -9.7%
    2010-- $673,185 -8.4%
    2009-- $734,718 -24.2%
    2008$19,727 $969,000 -21.1%
    2007-- $1,227,600 +40%
    2005-- $876,800 +15.7%
    2004$9,888 +1.5%$758,100 +8.2%
    2003$9,742 +4.2%$700,700 -3.9%
    2002$9,348 $729,400 +36.1%
    2001$9,348 +3.7%$535,900 +17.4%
    2000$9,018 $456,500
    Find assessor info on the county website

    Neighborhood: Island Estate

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    Estimated market value
    $3,458,100
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    Estimated market value
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