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  • Price cut: $15K (7/29)
    $299,900

    637 Theresa St, Clayton, NY 13624

    3beds
    1,542sqft
    Loading
    Single Family Residence
    Built in 1880
    7,405 Square Feet Lot
    $287,900 Zestimate®
    $194/sqft
    $-- HOA

    What's special

    Newer roofSpacious dining roomNew flooringMain bath redoneStorage upstairsLarge kitchen
    Check out this RARE charming find in the Heart of Clayton! These kinds of finds are non-existent anymore so don't miss out! 3 Bedroom, 2 Bath gem that is rock solid with so many recent renovations!!! newer roof, windows, furnace, updated breaker box, new flooring, whole new 2nd bath added, walls redone, main bath redone, paint and so much more! This beauty is in move in condition!!! Large Kitchen, spacious dining room and living room, sweet 3 season sunporch, 1st floor bedroom and bath, 2 more bedrooms and storage upstairs! Nice back yard, shed and located just a few blocks from French Bay Marina, Boatyard Restaurant, Wood Boat and the Antique Boat Museum!! Fabulous location!!! Call today before it's too late!!
    60 days
    |
    976
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lake Ontario Realty, LLC 315-649-3434,

    Amanda J Miller 315-649-3434

    Source: NYSAMLSs,MLS#: S1690807MLS LogoOriginating MLS: Jefferson-Lewis Board

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Heating
      • Oil, Hot Water
      Appliances
      • Included: Electric Oven, Electric Range, Oil Water Heater, Refrigerator
      Features
      • Separate/Formal Dining Room, Bedroom on Main Level
      • Flooring: Laminate, Varies, Vinyl
      • Basement: Crawl Space,Partial
      • Has fireplace: No
      Interior area
      • Total structure area: 1,542
      • Total interior livable area: 1,542 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: No Garage
      Features
      • Exterior features: Concrete Driveway
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 66 x 112
      • Features: Rectangular, Rectangular Lot, Residential Lot
      Details
      • Additional structures: Shed(s), Storage
      • Parcel number: 2232010200460003002000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Historic/Antique
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Stone
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1880

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Town/Clayton
      Location
      • Region: Clayton

      Financial & listing details

      • Price per square foot: $194/sqft
      • Tax assessed value: $160,000
      • Annual tax amount: $2,783
      • Date on market: 6/17/2026
      • Listing terms: Cash,Conventional,VA Loan

        Estimated market value

        $287,900

        $274,000 - $302,000

        $1,316/mo

        Price history

        DateEventPrice
        7/29/2026Price change$299,900-4.8%$194/sqft
        Source: NYSAMLSs #S1690807 Report a problem
        7/7/2026Price change$314,900-4.5%$204/sqft
        Source: NYSAMLSs #S1690807 Report a problem
        6/17/2026Listed for sale$329,900+60.9%$214/sqft
        Source: NYSAMLSs #S1690807 Report a problem
        11/25/2025Sold$205,000+2.6%$133/sqft
        Source: NYSAMLSs #S1635723 Report a problem
        9/10/2025Contingent$199,900$130/sqft
        Source: NYSAMLSs #S1635723 Report a problem
        9/6/2025Listed for sale$199,900$130/sqft
        Source: NYSAMLSs #S1635723 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $160,000
        2024-- $160,000
        2023-- $160,000 +39.7%
        2022-- $114,500
        2021-- $114,500
        2020-- $114,500
        2019-- $114,500
        2018-- $114,500
        2017$1,615 $114,500
        2016-- $114,500
        2015-- $114,500
        2014-- $114,500
        2013-- $114,500
        2012-- $114,500 +15.9%
        2011-- $98,800
        2010-- $98,800
        2009-- $98,800
        2008-- $98,800 +84%
        2007-- $53,700
        2006-- $53,700
        2005-- $53,700
        2004-- $53,700
        2003-- $53,700
        2002-- $53,700 +11.9%
        2001-- $48,000
        2000-- $48,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13624

        Getting around

        56 / 100
        Somewhat Walkable
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Thousand Islands

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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