For sale

$749,000

639 Cabrera St, Key Largo, FL 33037

3beds

1,432sqft

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Single Family Residence

Built in 2017

5,227 Square Feet Lot

$716,400 Zestimate^®

$523/sqft

$17/mo HOA

What's special

Access to the water

Seller Financing Available! Discover the perfect Florida Keys lifestyle at South Creek Village. This 3-bedroom, 2-bathroom home offers comfort, space, and access to the water. Located in a friendly community with its own boat basin and ramp, you'll enjoy easy access to the ocean for fishing, diving, and sunset boating.Whether you're seeking a weekend getaway or a full-time residence, this property combines the charm of Key Largo living with the convenience of community amenities.Seller Financing Available.

75 days

251

14

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Central

Cooling

Central Air, Ceiling Fans(s)

Appliances

Included: Washer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer, Tankless Water Heater

Features

Granite Counters, Pantry
Flooring: Tile
Doors: Impact Rstnce Doors
Windows: Drapes/Blinds Incl, Impact Rstnce Window

Interior area

Total interior livable area: 1,432 sqft

Property

Accessibility

Accessibility features: No

Features

Levels: One,Ground Level
Stories: 1
Patio & porch: Open Porch/Balcony, Patio
Fencing: Fenced
Water view: None
Waterfront features: None, Dockage: Dock Privileges, Basin, Boat Ramp, First Come Dock

Lot

Size: 5,227 Square Feet
Dimensions: 50 x 100
Features: Less Than 1/4 Acre

Details

Parcel number: 00466540000000
Zoning: SF
Zoning description: Single Family
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

CBS
Roof: Metal

Condition

Updated/Remodeled
New construction: No
Year built: 2017

Utilities & green energy

Sewer: Municipal Sewer, Public Sewer
Utilities for property: Cable Available

Community & HOA

Community

Features: Community Dockage, Community Boat Ramp
Security: Smoke Detector(s), No Security
Subdivision: S Creek Village (103.0)

HOA

Has HOA: Yes
Services included: None
HOA fee: $200 yearly

Location

Region: Key Largo

Financial & listing details

Price per square foot: $523/sqft
Tax assessed value: $586,150
Annual tax amount: $5,284
Date on market: 4/14/2026
Listing terms: Seller Finance Psble,Conventional,Cash

Estimated market value

$716,400

$681,000 - $752,000

$3,803/mo

Price history

Date	Event	Price
4/14/2026	Listed for sale	$749,000+1726.8%$523/sqft
Source: FLKMLS #619490 Report a problem
3/24/2021	Listing removed	--
Source: Owner Report a problem
11/21/2019	Listing removed	$2,500$2/sqft
Source: Owner Report a problem
11/11/2019	Listed for rent	$2,500$2/sqft
Source: Owner Report a problem
7/15/2013	Sold	$41,000$29/sqft
Source: FLKMLS #561449 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$5,284 +5.5%	$530,213 +10%
2024	$5,009 +8.7%	$482,012 +10%
2023	$4,606 +11.3%	$438,193 +10%
2022	$4,139 +13.2%	$398,357 +10%
2021	$3,658 +1.4%	$362,143 +2.5%
2020	$3,607	$353,138 -0.4%
2019	$3,607 -0.5%	$354,598 +6.7%
2018	$3,626 +3.6%	$332,460 +387.2%
2017	$3,500 +222.8%	$68,238 +26.2%
2016	$1,084 +65.1%	$54,075 +140%
2015	$657	$22,531

Find assessor info on the county website

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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