A Rare Black Ridge Lane Retreat — Nearly One Acre of Privacy, Beauty, and Timeless Elegance... Opportunity is knocking to own a home on prestigious Black Ridge Lane, one of the area's most sought-after enclaves. Tucked within a peaceful and private circle surrounding a charming central park, this exceptional property offers a tranquil setting that feels worlds away from the everyday.
Meticulously maintained, the home is situated on nearly one acre of beautifully landscaped grounds featuring mature trees, natural plantings, and a dry creek bed that creates a serene, mountain-like atmosphere right in your own backyard.
Originally designed as an 1,830-square-foot residence, the home was thoughtfully expanded to approximately 2,649 square feet, creating spacious and versatile living areas. Two secondary bedrooms were combined to form an oversized guest retreat, while an additional room provides the flexibility for a home office, hobby room, or creative space.
The generous primary suite is a true sanctuary, offering two walk-in closets, ample space for large furnishings, and an inviting en-suite bath complete with a soaking tub, separate shower, and abundant built-in storage.
A stunning 580-square-foot family room addition serves as the heart of the home, showcasing dramatic wood-beamed ceilings, a cozy fireplace, and plenty of room for entertaining family and friends. This inviting space flows seamlessly into the beautifully appointed kitchen, featuring quartz countertops, an eat-at bar, extensive cabinetry, and elegant glass-front display cabinets perfect for showcasing treasured collections.
Adjacent to the kitchen, the spacious formal dining room provides an ideal setting for gatherings and special occasions and is enhanced by a built-in butler's china cabinet for both beauty and functionality.
This remarkable home combines privacy, character, and timeless appeal in an extraordinary setting. A rare offering, it awaits its next owners to appreciate its beauty and continue its legacy for years to come.
For sale
Listed by: Keller Williams Realty Santa Barbara • Robin O'Hara • Contact: 805-456-3600
$1,099,000
640 Black Ridge Ln, Nipomo, CA 93444
3beds
2,649sqft
Single Family Residence
Built in 1988
0.98 Acres Lot
$1,094,600 Zestimate®
$415/sqft
$145/mo HOA
What's special
- 24 days |
- 1,293 |
- 56 |
Zillow last checked:
Listing updated:
Listed by:
Robin O'Hara DRE #01327439 805-456-3600,
Keller Williams Realty Santa Barbara
Source: CRMLS,MLS#: PI26116441
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Rooms
- Room types: Bedroom, Entry/Foyer, Family Room, Foyer, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other, Pantry, Dining Room
Primary bedroom
- Features: Main Level Primary
Bedroom
- Features: Bedroom on Main Level
Bathroom
- Features: Bathroom Exhaust Fan, Bathtub, Dual Sinks, Enclosed Toilet, Jetted Tub, Soaking Tub, Separate Shower
Kitchen
- Features: Butler's Pantry, Kitchen/Family Room Combo, Pots & Pan Drawers, Quartz Counters, Remodeled, Self-closing Cabinet Doors, Updated Kitchen, Walk-In Pantry
Pantry
- Features: Walk-In Pantry
Heating
- Forced Air
Cooling
- None
Appliances
- Included: Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Self Cleaning Oven, Vented Exhaust Fan, Water To Refrigerator, Water Heater, Dryer, Washer
- Laundry: Gas Dryer Hookup, Inside, Laundry Room
Features
- Breakfast Bar, Ceiling Fan(s), Crown Molding, Cathedral Ceiling(s), Separate/Formal Dining Room, Pantry, Quartz Counters, Storage, Sunken Living Room, All Bedrooms Down, Bedroom on Main Level, Entrance Foyer, Main Level Primary, Walk-In Pantry, Walk-In Closet(s)
- Flooring: Vinyl, Wood
- Doors: Mirrored Closet Door(s)
- Windows: Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Plantation Shutters, Roller Shields, Screens, Shutters
- Has fireplace: Yes
- Fireplace features: Family Room, Gas, Living Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,649 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Door-Multi, Garage Faces Front, Garage, Golf Cart Garage, Garage Door Opener, Oversized, Paved
- Attached garage spaces: 2
Accessibility
- Accessibility features: Accessible Doors, Accessible Entrance
Features
- Levels: One
- Stories: 1
- Entry location: front
- Patio & porch: Concrete, Covered, Stone
- Exterior features: Awning(s), Lighting, Rain Gutters
- Pool features: None
- Spa features: None
- Fencing: Block,Excellent Condition,Wrought Iron
- Has view: Yes
- View description: Park/Greenbelt, Neighborhood, Trees/Woods
Lot
- Size: 0.98 Acres
- Dimensions: 42689
- Features: 0-1 Unit/Acre, Back Yard, Corner Lot, Cul-De-Sac, Drip Irrigation/Bubblers, Front Yard, Garden, Lot Over 40000 Sqft, Landscaped, Level, Near Park
Details
- Parcel number: 091243010
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Spanish Tile
Condition
- Turnkey
- New construction: No
- Year built: 1988
Utilities & green energy
- Electric: Electricity - On Property, 220 Volts in Laundry
- Sewer: Public Sewer, Sewer Assessment(s)
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Biking, Curbs, Dog Park, Golf, Street Lights, Sidewalks, Park
- Security: Carbon Monoxide Detector(s), Smoke Detector(s), Security Lights
- Subdivision: Nipomo(340)
HOA
- Has HOA: Yes
- Amenities included: Bocce Court, Clubhouse, Dog Park, Golf Course, Maintenance Grounds, Meeting Room, Meeting/Banquet/Party Room, Picnic Area
- HOA fee: $145 monthly
- HOA name: The Oaks at Black Lake
- HOA phone: 805-938-3131
Location
- Region: Nipomo
Financial & listing details
- Price per square foot: $415/sqft
- Tax assessed value: $460,548
- Annual tax amount: $6,024
- Date on market: 6/3/2026
- Cumulative days on market: 25 days
- Listing terms: Cash,Cash to New Loan,Conventional
- Inclusions: refrigerator, washer, dryer
- Exclusions: staging items
- Road surface type: Paved
Estimated market value
$1,094,600
$1.04M - $1.15M
$4,443/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Listed for sale | $1,099,000$415/sqft |
Source:  CRMLS #PI26116441 Report a problem | ||
| 6/12/2026 | Pending sale | $1,099,000$415/sqft |
Source: CRMLS #PI26116441 Report a problem | ||
| 6/4/2026 | Listed for sale | $1,099,000$415/sqft |
Source: CRMLS #PI26116441 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,024 +2.9% | $460,548 +2% |
| 2024 | $5,851 +0.8% | $451,519 +2% |
| 2023 | $5,805 +1.1% | $442,667 +2% |
| 2022 | $5,744 +25.4% | $433,989 +2% |
| 2021 | $4,580 +1.2% | $425,480 +1% |
| 2020 | $4,528 +0.6% | $421,119 +2% |
| 2019 | $4,499 +1.2% | $412,862 +2% |
| 2018 | $4,444 +2.1% | $404,768 +2% |
| 2017 | $4,354 +6% | $396,832 +2% |
| 2016 | $4,108 | $389,052 +1.5% |
| 2015 | $4,108 +5.4% | $383,209 +2% |
| 2014 | $3,899 | $375,704 +2.5% |
| 2012 | -- | $366,675 +2% |
| 2011 | -- | $359,486 +0.8% |
| 2010 | -- | $356,800 -0.2% |
| 2009 | -- | $357,649 +2% |
| 2008 | -- | $350,638 +2% |
| 2007 | -- | $343,763 +15.6% |
| 2006 | -- | $297,386 +21.9% |
| 2005 | -- | $244,007 +2% |
| 2004 | -- | $239,223 +1.9% |
| 2003 | -- | $234,840 +2% |
| 2002 | -- | $230,236 +2% |
| 2001 | -- | $225,723 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 93444
Nearby schools
GreatSchools rating
- 7/10Lange (Dorothea) Elementary SchoolGrades: K-6Distance: 2.5 mi
- 4/10Mesa Middle SchoolGrades: 7-8Distance: 3.2 mi
- 8/10Nipomo High SchoolGrades: 9-12Distance: 2.6 mi
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- California
- San Luis Obispo County
- Nipomo
- 93444
- 640 Black Ridge Ln
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