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Under contract
    • Price cut: $10K (6/14)
    $189,900

    640 Boyd St, Watertown, NY 13601

    5beds
    2,501sqft
    Loading
    Multi Family
    Built in 1842
    -- sqft lot
    $186,500 Zestimate®
    $76/sqft
    $-- HOA

    What's special

    Spacious two-story victorian home
    Charming Two-Story Victorian – Flexible Single-Family or Duplex Layout This spacious two-story Victorian home offers versatility and character, easily functioning as either a single-family residence or a duplex. A dividing wall provides separation between the upstairs and downstairs units, making it ideal for multi-generational living or rental income potential. Potential In-Law Suite. There are 2 electric meters and 2 water meters, there are also 2 controls for a dual split for the furnace, with 2 separate controls on the unit itself in the basement. Each apartment has it's own thermostat The property features 5 bedrooms and 2 full bathrooms, offering plenty of room for comfortable living. The upstairs unit includes 2 enclosed sunporches, perfect for relaxing, enjoying morning coffee, or creating a bright workspace. Double wide side by side driveway, not a shared driveway! Whether you’re looking to invest or create a large family home, this property blends historic charm with functional flexibility.
    55 days
    |
    77
    |
    2
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Marble Key Realty LLC 315-783-0191,

    Julie Ablan-Woodrow 315-783-0191

    Source: NYSAMLSs,MLS#: S1686200MLS LogoOriginating MLS: Jefferson-Lewis Board

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Gas, Hot Water
      Appliances
      • Included: Electric Water Heater
      Features
      • Flooring: Carpet, Hardwood, Tile, Varies
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 2,501
      • Total interior livable area: 2,501 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Paved
      Features
      • Exterior features: Enclosed Porch, Porch
      Lot
      • Size: 0.25 Acres
      • Dimensions: 66 x 167
      • Features: Irregular Lot
      Details
      • Parcel number: 22180001200000051280000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MultiFamily
      • Property subtype: Multi Family
      Materials
      • Composite Siding
      • Foundation: Stone
      Condition
      • Resale
      • Year built: 1842

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Camp & Boyds Purchase
      Location
      • Region: Watertown

      Financial & listing details

      • Price per square foot: $76/sqft
      • Tax assessed value: $91,700
      • Annual tax amount: $2,674
      • Date on market: 6/6/2026
      • Cumulative days on market: 55 days
      • Listing terms: Cash,Conventional,VA Loan
      • Tenant pays: All Utilities

        Estimated market value

        $186,500

        $177,000 - $196,000

        $1,075/mo

        Price history

        DateEventPrice
        6/27/2026Contingent$189,900$76/sqft
        Source: NYSAMLSs #S1686200 Report a problem
        6/14/2026Price change$189,900-5%$76/sqft
        Source: NYSAMLSs #S1686200 Report a problem
        6/6/2026Listed for sale$199,900+5.3%$80/sqft
        Source: NYSAMLSs #S1686200 Report a problem
        6/2/2026Listing removed$189,900$76/sqft
        Source: NYSAMLSs #S1652880 Report a problem
        5/14/2026Listed for sale$189,900-5%$76/sqft
        Source: NYSAMLSs #S1652880 Report a problem
        3/17/2026Listing removed$199,900$80/sqft
        Source: NYSAMLSs #S1652880 Report a problem
        2/24/2026Listed for sale$199,900$80/sqft
        Source: NYSAMLSs #S1652880 Report a problem
        2/18/2026Contingent$199,900$80/sqft
        Source: NYSAMLSs #S1652880 Report a problem
        2/17/2026Price change$199,900-9.1%$80/sqft
        Source: NYSAMLSs #S1652880 Report a problem
        11/29/2025Listed for sale$219,900+57.2%$88/sqft
        Source: NYSAMLSs #S1652880 Report a problem
        7/22/2021Sold$139,900+93%$56/sqft
        Source: Public Record Report a problem
        2/10/2020Sold$72,500-11.5%$29/sqft
        Source: NYSAMLSs #S1240303 Report a problem
        1/14/2020Pending sale$81,900$33/sqft
        Source: Nancy D Storino Real Estate #S1240306 Report a problem
        11/27/2019Listed for sale$81,900$33/sqft
        Source: Nancy D Storino Real Estate #S1240306 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $91,700
        2024-- $91,700
        2023-- $91,700
        2022-- $91,700
        2021-- $91,700
        2020-- $91,700
        2019-- $91,700
        2018-- $91,700
        2017$1,826 $91,700
        2016-- $91,700
        2015-- $91,700
        2014-- $91,700
        2013-- $91,700
        2012-- $91,700
        2011-- $91,700
        2010-- $91,700
        2009-- $91,700
        2008-- $91,700
        2007-- $91,700 +18.9%
        2006-- $77,100 +30.7%
        2005-- $59,000
        2004-- $59,000
        2003-- $59,000
        2002-- $59,000
        2001-- $59,000
        2000-- $59,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 13601

        Getting around

        80 / 100
        Very Walkable
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Watertown

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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