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For sale
  • Price cut: $10K (5/1)
    $315,000

    640 E Hartford St, Hernando, FL 34442

    3beds
    1,754sqft
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    Single Family Residence
    Built in 1988
    0.5 Acres Lot
    $308,300 Zestimate®
    $180/sqft
    $15/mo HOA

    What's special

    Pool homeHeated poolBreakfast barGuest bedroomsFloor-to-ceiling windowsGranite countertopsGolf course views
    HOME APPRAISED OVER LIST PRICE at 333k! BRAND NEW ROOF already installed! Back on market - buyer lost employment, their loss is your gain! Discover the perfect blend of comfort, style, and Florida living in this beautiful 3-bedroom, 2-bath, 2-car garage pool home located in sought-after Citrus Hills. Nestled on a half-acre homesite with golf course views, this home features a sunken living room with cathedral ceilings and floor-to-ceiling windows that flood the space with natural light. The open kitchen offers granite countertops, a pass-through to the lanai, and a breakfast bar for easy entertaining. Enjoy a spacious owner's suite with a walk-in closet, dual sinks, and a walk-in shower. On the opposite side of the home, ideal for privacy, are two guest bedrooms, that share a full bath with a tub/shower combo and double sinks, ideal for guests or family. Step outside to your Florida oasis-- featuring an oversized screened, covered lanai, the ideal place to enjoy outdoor living! The expansive paver decking has spots to enjoy the shade or soak up the sun! The heated pool, overlooks the 18th hole — your own private retreat! Surrounded by lush tropical landscaping for beauty and privacy, and ideally located close to shopping, dining, medical centers, trails, rivers, and beaches. This is the Florida lifestyle you've been dreaming of!
    271 days
    |
    550
    |
    44
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Justine Zodda 352-428-3795,

    Peoples Trust Realty Inc

    Source: Realtors Association of Citrus County,MLS#: 849369MLS LogoOriginating MLS: Realtors Association of Citrus County

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: Flooring: Vinyl
      • Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Walk-In Closet(s), Primary Suite
      • Level: Main
      • Dimensions: 17.00 x 12.00
      Bedroom
      • Description: Flooring: Vinyl
      • Features: Ceiling Fan(s)
      • Level: Main
      • Dimensions: 12.00 x 11.00
      Bedroom
      • Description: Flooring: Vinyl
      • Features: Ceiling Fan(s)
      • Level: Main
      • Dimensions: 11.00 x 11.00
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Oven, Microwave, Refrigerator
      • Laundry: Laundry - Living Area
      Features
      • Cathedral Ceiling(s), Dual Sinks, Eat-in Kitchen, Main Level Primary, Primary Suite, Open Floorplan, Stone Counters, Split Bedrooms, Updated Kitchen, Walk-In Closet(s), Wood Cabinets, Window Treatments, Sliding Glass Door(s)
      • Flooring: Luxury Vinyl Plank, Tile
      • Doors: Double Door Entry, Sliding Doors
      • Windows: Blinds
      Interior area
      • Total structure area: 2,588
      • Total interior livable area: 1,754 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Concrete, Driveway, Garage, Parking Pad
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Concrete Driveway
      • Pool features: Concrete, Electric Heat, Heated, In Ground, Pool, Screen Enclosure
      Lot
      • Size: 0.5 Acres
      • Features: Flat, On Golf Course
      Details
      • Parcel number: 2295201
      • Zoning: CRR
      • Special conditions: Standard,Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Block, Slab
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 1988

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Features: Clubhouse, Community Pool, Golf, Pickleball, Tennis Court(s)
      • Subdivision: Citrus Hills
      HOA
      • Has HOA: Yes
      • Services included: Road Maintenance, Street Lights
      • HOA fee: $180 annually
      • HOA name: Parklane Real Estate Services
      Location
      • Region: Hernando

      Financial & listing details

      • Price per square foot: $180/sqft
      • Tax assessed value: $250,207
      • Annual tax amount: $3,260
      • Date on market: 10/24/2025
      • Cumulative days on market: 242 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $308,300

        $293,000 - $324,000

        $2,416/mo

        Price history

        DateEventPrice
        7/20/2026Listed for sale$315,000$180/sqft
        Source: Realtors Association of Citrus County #849369 Report a problem
        7/11/2026Contingent$315,000$180/sqft
        Source: Stellar MLS #TB8441287 Report a problem
        7/11/2026Pending sale$315,000$180/sqft
        Source: Realtors Association of Citrus County #849369 Report a problem
        7/8/2026Listed for sale$315,000$180/sqft
        Source: Realtors Association of Citrus County #849369 Report a problem
        6/19/2026Pending sale$315,000$180/sqft
        Source: Realtors Association of Citrus County #849369 Report a problem
        5/1/2026Price change$315,000-3.1%$180/sqft
        Source: Realtors Association of Citrus County #849369 Report a problem
        3/12/2026Price change$325,000-1.5%$185/sqft
        Source: Realtors Association of Citrus County #849369 Report a problem
        12/29/2025Price change$330,000-2.9%$188/sqft
        Source: Realtors Association of Citrus County #849369 Report a problem
        11/11/2025Price change$339,900-2.9%$194/sqft
        Source: Realtors Association of Citrus County #849369 Report a problem
        10/24/2025Listed for sale$349,900-9%$199/sqft
        Source: Realtors Association of Citrus County #849369 Report a problem
        8/23/2025Listing removed$384,400$219/sqft
        Source: Realtors Association of Citrus County #837310 Report a problem
        6/13/2025Listed for sale$384,400-2.4%$219/sqft
        Source: Realtors Association of Citrus County #837310 Report a problem
        12/2/2024Listing removed$394,000-0.3%$225/sqft
        Source: Realtors Association of Citrus County #837310 Report a problem
        9/11/2024Listed for sale$395,000+29.1%$225/sqft
        Source: Realtors Association of Citrus County #837310 Report a problem
        3/10/2022Sold$306,000-9.7%$174/sqft
        Source: Realtors Association of Citrus County #807331 Report a problem
        2/5/2022Pending sale$339,000$193/sqft
        Source: Realtors Association of Citrus County #807331 Report a problem
        2/2/2022Listed for sale$339,000$193/sqft
        Source: BHHS broker feed #807331 Report a problem
        2/1/2022Pending sale$339,000$193/sqft
        Source: BHHS broker feed #807331 Report a problem
        2/1/2022Listed for sale$339,000$193/sqft
        Source: Realtors Association of Citrus County #807331 Report a problem
        1/31/2022Pending sale$339,000$193/sqft
        Source: Realtors Association of Citrus County #807331 Report a problem
        1/22/2022Listed for sale$339,000$193/sqft
        Source: Realtors Association of Citrus County #807331 Report a problem
        1/10/2022Pending sale$339,000$193/sqft
        Source: Realtors Association of Citrus County #807331 Report a problem
        12/9/2021Price change$339,000-2.8%$193/sqft
        Source: Realtors Association of Citrus County #807331 Report a problem
        11/17/2021Listed for sale$348,900+53.7%$199/sqft
        Source: Realtors Association of Citrus County #807331 Report a problem
        6/9/2005Sold$227,000+62.1%$129/sqft
        Source: Public Record Report a problem
        1/8/2003Sold$140,000$80/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,307 -2.6%$250,207 -3.4%
        2024$3,396 -16.6%$258,885 -0.8%
        2023$4,074 +34.1%$261,083 +38.8%
        2022$3,037 +14.3%$188,033 +10%
        2021$2,658 +12.5%$170,939 +10%
        2020$2,362 -2.6%$155,399 -1.3%
        2019$2,425 +7.6%$157,442 +9.1%
        2018$2,255 $144,255 +8.5%
        2017$2,255 +5.9%$132,947 +7.5%
        2016$2,129 +3.3%$123,627 +6.6%
        2015$2,061 +4%$115,966 -3.3%
        2014$1,982 +4.3%$119,900 +10.5%
        2013$1,900 +10.1%$108,490 +0.4%
        2012$1,725 -13.6%$108,031 -13.5%
        2011$1,998 -10.1%$124,866 -12%
        2010$2,222 -13%$141,821 -9%
        2009$2,555 -5.7%$155,890 -6.3%
        2008$2,708 -11.3%$166,365 -13.8%
        2007$3,055 -1.7%$192,900 +2.3%
        2006$3,107 +12.3%$188,600 +23.8%
        2005$2,765 +6.8%$152,400 +11.6%
        2004$2,590 +6.7%$136,500 +3.4%
        2003$2,426 +41.7%$132,000 +11.8%
        2002$1,712 +5.5%$118,100 +4.5%
        2000$1,623 $113,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34442

        Getting around

        14 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hernando Elementary
        • Middle: Lecanto Middle
        • High: Lecanto High

        Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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