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Active
    • Price cut: $10K (7/6)
    $155,000

    640 GARDINER Street, Starke, FL 32091

    2beds
    896sqft
    : 
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    Single Family Residence
    Built in 1950
    -- sqft lot
    $151,400 Zestimate®
    $173/sqft
    $-- HOA

    What's special

    Functional layoutWelcoming covered front porchAmple natural lightCozy living spaces
    Charming home located within city limits, offering convenience and comfort in a desirable location. This 2-bedroom, 1-bath residence features a welcoming covered front porch--perfect for relaxing mornings or evening gatherings. Inside, you'll find a functional layout with ample natural light and cozy living spaces ideal for everyday living or investment potential. Situated close to shopping, dining, schools, and major roadways, this property combines accessibility with a sense of home. Whether you're a first-time buyer, downsizing, or looking for a rental opportunity, this home is full of potential.
    98 days
    |
    225
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    LINDSEY WALKER 352-494-6222,

    CW REALTY 904-964-3948

    Source: realMLS,MLS#: 2139313MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Electric
      Cooling
      • Wall/Window Unit(s)
      Appliances
      • Included: Electric Cooktop
      Features
      • Flooring: Laminate
      Interior area
      • Total interior livable area: 896 sqft

      Property

      Parking
      • Parking features: Other
      Features
      • Stories: 1
      • Patio & porch: Covered, Front Porch
      Lot
      • Features: Dead End Street
      Details
      • Parcel number: 03837B01200

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: A-Frame
      • Property subtype: Single Family Residence
      Materials
      • Block, Frame
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1950

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Orig Town Of Starke
      HOA
      • Has HOA: No
      Location
      • Region: Starke

      Financial & listing details

      • Price per square foot: $173/sqft
      • Tax assessed value: $68,819
      • Annual tax amount: $1,093
      • Date on market: 5/13/2026
      • Listing terms: Cash,Conventional
      • Road surface type: Asphalt

        Estimated market value

        $151,400

        $144,000 - $159,000

        $1,428/mo

        Price history

        DateEventPrice
        7/6/2026Price change$155,000-6.1%$173/sqft
        Source: realMLS #2139313 Report a problem
        5/27/2026Price change$165,000-3.5%$184/sqft
        Source: realMLS #2139313 Report a problem
        5/12/2026Price change$170,900-1.7%$191/sqft
        Source: realMLS #2139313 Report a problem
        4/10/2026Listed for sale$173,900+2073.8%$194/sqft
        Source: realMLS #2139313 Report a problem
        4/3/2024Listing removed--
        Source: realMLS #2009099 Report a problem
        3/27/2024Listed for rent$1,100$1/sqft
        Source: realMLS #2009099 Report a problem
        3/18/2024Listing removed--
        Source: realMLS #2009099 Report a problem
        2/15/2024Listed for rent$1,100+100%$1/sqft
        Source: realMLS #2009099 Report a problem
        11/7/2015Listing removed$550$1/sqft
        Source: Charnelle Whittemore Realty Report a problem
        7/10/2015Listed for rent$550$1/sqft
        Source: Charnelle Whittemore Realty Report a problem
        3/4/2015Listing removed$550$1/sqft
        Source: Charnelle Whittemore Realty Report a problem
        11/4/2014Listed for rent$550-4.3%$1/sqft
        Source: Charnelle Whittemore Realty Report a problem
        8/6/2014Listing removed$575$1/sqft
        Source: CHARNELLE WHITTEMORE REALTY INC. #728186 Report a problem
        7/18/2014Listed for rent$575+4.5%$1/sqft
        Source: Charnelle Whittemore Realty #728186 Report a problem
        4/8/2014Listing removed$550$1/sqft
        Source: Charnelle Whittemore Realty Report a problem
        1/7/2014Listed for rent$550$1/sqft
        Source: CHARNELLE WHITTEMORE REALTY INC. #698261 Report a problem
        2/19/2013Listing removed$550$1/sqft
        Source: CHARNELLE WHITTEMORE REALTY INC. #641080 Report a problem
        10/25/2012Listed for rent$550$1/sqft
        Source: CHARNELLE WHITTEMORE REALTY INC. #641080 Report a problem
        10/22/2012Sold$8,000$9/sqft
        Source: Public Record Report a problem
        7/30/2012Sold$8,000$9/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,093 +9.8%$49,215 +10%
        2023$995 +12.9%$44,741 +10%
        2022$881 +11.6%$40,674 +10%
        2021$790 +11.8%$36,976 +7.6%
        2020$707 $34,349 +5.9%
        2019$707 $32,443 +2.1%
        2018-- $31,780 +2.2%
        2017-- $31,086 +2.2%
        2016$627 +14%$30,413 +15.8%
        2015$550 +2.8%$26,269 +3%
        2014$535 $25,504 +0.7%
        2013-- $25,328 +0.2%
        2012-- $25,276 -3.4%
        2011-- $26,159 -4.1%
        2010-- $27,271 +63.4%
        2009-- $16,692 +0.1%
        2008-- $16,675 +3%
        2007-- $16,189 +5.6%
        2005-- $15,334 +3%
        2004-- $14,887 +1.9%
        2003-- $14,609 +2.4%
        2002-- $14,267 +1.6%
        2001-- $14,042 +3%
        2000-- $13,633
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32091

        Getting around

        56 / 100
        Somewhat Walkable
        56 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Middle: Bradford
        • High: Bradford

        Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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