Charming home located within city limits, offering convenience and comfort in a desirable location. This 2-bedroom, 1-bath residence features a welcoming covered front porch--perfect for relaxing mornings or evening gatherings. Inside, you'll find a functional layout with ample natural light and cozy living spaces ideal for everyday living or investment potential.
Situated close to shopping, dining, schools, and major roadways, this property combines accessibility with a sense of home. Whether you're a first-time buyer, downsizing, or looking for a rental opportunity, this home is full of potential.
Active
Price cut: $10K (7/6)
$155,000
640 GARDINER Street, Starke, FL 32091
2beds
896sqft
Single Family Residence
Built in 1950
-- sqft lot
$151,800 Zestimate®
$173/sqft
$-- HOA
What's special
Functional layoutWelcoming covered front porchAmple natural lightCozy living spaces
- 147 days
- 137
- 6
Zillow last checked:
Listing updated:
Listed by:
LINDSEY WALKER 352-494-6222,
CW REALTY 904-964-3948
Source: realMLS,MLS#: 2139313
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Electric
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Electric Cooktop
Features
- Flooring: Laminate
Interior area
- Total interior livable area: 896 sqft
Property
Parking
- Parking features: Other
Features
- Stories: 1
- Patio & porch: Covered, Front Porch
Lot
- Features: Dead End Street
Details
- Parcel number: 03837B01200
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence
Materials
- Block, Frame
- Roof: Shingle
Condition
- New construction: No
- Year built: 1950
Utilities & green energy
- Sewer: Private Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Orig Town Of Starke
HOA
- Has HOA: No
Location
- Region: Starke
Financial & listing details
- Price per square foot: $173/sqft
- Tax assessed value: $71,561
- Date on market: 5/13/2026
- Listing terms: Cash,Conventional
- Road surface type: Asphalt
Estimated market value
$151,800
$144,000 - $159,000
$1,559/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/6/2026 | Price change | $155,000-6.1%$173/sqft |
Source: | ||
| 5/27/2026 | Price change | $165,000-3.5%$184/sqft |
Source: | ||
| 5/12/2026 | Price change | $170,900-1.7%$191/sqft |
Source: | ||
| 4/10/2026 | Listed for sale | $173,900+2073.8%$194/sqft |
Source: | ||
| 4/3/2024 | Listing removed | -- |
Source: realMLS #2009099 Report a problem | ||
| 3/27/2024 | Listed for rent | $1,100$1/sqft |
Source: realMLS #2009099 Report a problem | ||
| 3/18/2024 | Listing removed | -- |
Source: realMLS #2009099 Report a problem | ||
| 2/15/2024 | Listed for rent | $1,100+100%$1/sqft |
Source: realMLS #2009099 Report a problem | ||
| 11/7/2015 | Listing removed | $550$1/sqft |
Source: Charnelle Whittemore Realty Report a problem | ||
| 7/10/2015 | Listed for rent | $550$1/sqft |
Source: Charnelle Whittemore Realty Report a problem | ||
| 3/4/2015 | Listing removed | $550$1/sqft |
Source: Charnelle Whittemore Realty Report a problem | ||
| 11/4/2014 | Listed for rent | $550-4.3%$1/sqft |
Source: Charnelle Whittemore Realty Report a problem | ||
| 8/6/2014 | Listing removed | $575$1/sqft |
Source: CHARNELLE WHITTEMORE REALTY INC. #728186 Report a problem | ||
| 7/18/2014 | Listed for rent | $575+4.5%$1/sqft |
Source: Charnelle Whittemore Realty #728186 Report a problem | ||
| 4/8/2014 | Listing removed | $550$1/sqft |
Source: Charnelle Whittemore Realty Report a problem | ||
| 1/7/2014 | Listed for rent | $550$1/sqft |
Source: CHARNELLE WHITTEMORE REALTY INC. #698261 Report a problem | ||
| 2/19/2013 | Listing removed | $550$1/sqft |
Source: CHARNELLE WHITTEMORE REALTY INC. #641080 Report a problem | ||
| 10/25/2012 | Listed for rent | $550$1/sqft |
Source: CHARNELLE WHITTEMORE REALTY INC. #641080 Report a problem | ||
| 10/22/2012 | Sold | $8,000$9/sqft |
Source: Public Record Report a problem | ||
| 7/30/2012 | Sold | $8,000$9/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $54,137 +10% |
| 2024 | $1,093 +9.8% | $49,215 +10% |
| 2023 | $995 +12.9% | $44,741 +10% |
| 2022 | $881 +11.6% | $40,674 +10% |
| 2021 | $790 +11.8% | $36,976 +7.6% |
| 2020 | $707 | $34,349 +5.9% |
| 2019 | $707 | $32,443 +2.1% |
| 2018 | -- | $31,780 +2.2% |
| 2017 | -- | $31,086 +2.2% |
| 2016 | $627 +14% | $30,413 +15.8% |
| 2015 | $550 +2.8% | $26,269 +3% |
| 2014 | $535 | $25,504 +0.7% |
| 2013 | -- | $25,328 +0.2% |
| 2012 | -- | $25,276 -3.4% |
| 2011 | -- | $26,159 -4.1% |
| 2010 | -- | $27,271 +63.4% |
| 2009 | -- | $16,692 +0.1% |
| 2008 | -- | $16,675 +3% |
| 2007 | -- | $16,189 +5.6% |
| 2005 | -- | $15,334 +3% |
| 2004 | -- | $14,887 +1.9% |
| 2003 | -- | $14,609 +2.4% |
| 2002 | -- | $14,267 +1.6% |
| 2001 | -- | $14,042 +3% |
| 2000 | -- | $13,633 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32091
Nearby schools
Schools provided by the listing agent
- Middle: Bradford
- High: Bradford
Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




