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    • Price cut: $76K (6/7)
    $1,349,000

    640 Gulf Ln APT 4, Captiva, FL 33924

    2beds
    1,124sqft
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    Condominium, Single Family Residence
    Built in 1986
    -- sqft lot
    $1,267,200 Zestimate®
    $1,200/sqft
    $1,083/mo HOA

    What's special

    Prime island beach frontElectric fireplacePrivate beach accessTurnkey furnishingsTwo main owner suitesFinish carpentryBrand new metal roof
    MOTIVATED SELLER BRING YOUR OFFERS! PRIME ISLAND OFFERING! EXQUISITE PRIME ISLAND BEACH FRONT REMODELED TOWNHOME “OCEAN WAVES”! Boat Slip with Covered Lift for sale additional with this home purchase. 26FT Maximum Boat Size and 10,000 LB Covered Boat Lift please inquire! FANTASTIC VACATION RENTAL or GULF FRONT HOME! This High End, Newly Remodeled, Gulf Front AND Beach Front Townhouse makes up one half of this Duplex Property. This Turnkey Villa offers Two Main Owner Suites and Two Full Baths. It has undergone Gorgeous and Extensive Renovations and offers Breath Taking Views of the Gulf of Mexico from its Deck, Porches, and Balcony! Aside from the Elegant Brand Open New Kitchen with Huge Breakfast Bar, Upscale Baths, Appliances, Flooring, Electrical, Fixtures, Fans, Finish Carpentry, Paint, Electric Fireplace, and Turnkey Furnishings, this Amazing Property has a Brand New Metal Roof, Hardie Board Siding, Impact Windows and Doors, New Whole House Reverse Osmosis Water System, Railings, Stairs, and more. This Turnkey Furnished Villa has Fantastic Rental History and Potential gearing up for a busy Florida Winter Season. Located directly on the Wide Butterfly Beach on the Barrier Island of North Captiva with Private Beach Access. The property's Shoreline provides an Abundance of the Finest and Most Beautiful Shells and its' Gulf Waters offers World Class Fishing! The Islands State Nature Preserve is also only Steps Away. The Islands Sea and Wildlife are magnificent to Enjoy! An Island Club at North Captiva Memberships is available please inquire to enjoy their Pools, Spa, Kayaks, Fat Tire Bikes, Basketball, Activities and Island Services etc. Professional Licensed Property Mgmt with Upcoming Rentals is already in place should you choose to Enjoy Your Townhomes and/or Value its’ Rental Income! This is a Must See Property Located Directly on the Beach. Tropical and Lush, this Duplex sits in a Spectacular Location on Island. *The Entire Duplex is also currently for available for sale. Ask Agents about Unit 3! Rare is this Unparalleled Opportunity to Own an Entire Gulf Front and Beach Front Luxury Duplex in a Spectacular Location on Butterfly Beach!
    197 days
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    72
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    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Ivey 239-462-9614,

    Swept Away Realty

    Source: Florida Gulf Coast MLS,MLS#: 2026000376MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bathroom, Guest Quarters, Other, Screened Porch, Great Room
      Heating
      • Central, Electric, Other
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Built-In Oven, Dryer, Dishwasher, Electric Cooktop, Ice Maker, Refrigerator, RefrigeratorWithIce Maker, Separate Ice Machine, Water Purifier, Washer
      • Laundry: Washer Hookup, Dryer Hookup, Inside
      Features
      • Breakfast Bar, Dual Sinks, Fireplace, Kitchen Island, Living/Dining Room, Multiple Primary Suites, Shower Only, Separate Shower, Window Treatments, Split Bedrooms, Bathroom, Guest Quarters, Other, Screened Porch, Great Room
      • Flooring: Vinyl
      • Windows: Other, Skylight(s), Sliding, Impact Glass, Window Coverings
      • Has fireplace: Yes
      • Furnished: Yes
      Interior area
      • Total structure area: 1,124
      • Total interior livable area: 1,124 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Covered, Driveway, Underground, Two Spaces, Unpaved, Attached Carport
      • Carport spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Deck, Lanai, Open, Patio, Porch, Screened
      • Exterior features: Deck, Security/High Impact Doors, Patio, Storage
      • Has view: Yes
      • View description: Gulf, Landscaped
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Beach Front, Gulf
      Lot
      • Size: 1,742 Square Feet
      • Features: Oversized Lot
      Details
      • Additional structures: Guest House Attached
      • Parcel number: 0545210500000.0040
      • Lease amount: $0
      • Zoning description: RM-2
      • Other equipment: Reverse Osmosis System

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Other,Two Story,Stilt
      • Property subtype: Condominium, Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Pillar/Post/Pier, Raised
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1986

      Utilities & green energy

      • Sewer: Private Sewer, Septic Tank
      • Water: Well
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Boat Facilities, Non-Gated
      • Security: None
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: BEACH VILLAS OF UPPER CAPTIVA CONDOMINIUM
      HOA
      • Has HOA: Yes
      • Amenities included: Other
      • Services included: Insurance
      • HOA phone: 937-271-4702
      • Second HOA fee: $13,000 annually
      Location
      • Region: Captiva

      Financial & listing details

      • Price per square foot: $1,200/sqft
      • Tax assessed value: $648,423
      • Annual tax amount: $12,000
      • Date on market: 1/4/2026
      • Cumulative days on market: 198 days
      • Listing terms: All Financing Considered,Cash
      • Ownership: Condo
      • Road surface type: Dirt

        Estimated market value

        $1,267,200

        $1.20M - $1.33M

        $2,020/mo

        Price history

        DateEventPrice
        6/7/2026Price change$1,349,000-5.3%$1,200/sqft
        Source: Florida Gulf Coast MLS #2026000376 Report a problem
        3/24/2026Price change$1,425,000-1.7%$1,268/sqft
        Source: Florida Gulf Coast MLS #2026000376 Report a problem
        1/4/2026Listed for sale$1,450,000-8.2%$1,290/sqft
        Source: Florida Gulf Coast MLS #2026000376 Report a problem
        1/1/2026Listing removed$1,580,000$1,406/sqft
        Source: Engel & Volkers #G5097858 Report a problem
        10/29/2025Price change$1,580,000-16.8%$1,406/sqft
        Source: Stellar MLS #G5097858 Report a problem
        6/3/2025Listed for sale$1,900,000+6.4%$1,690/sqft
        Source: Stellar MLS #G5097858 Report a problem
        5/20/2025Listing removed$1,785,000$1,588/sqft
        Source: SWFLMLS #225008764 Report a problem
        3/3/2025Price change$1,785,000-0.3%$1,588/sqft
        Source: SWFLMLS #225008764 Report a problem
        1/24/2025Price change$1,790,000-49.9%$1,593/sqft
        Source: SWFLMLS #225008764 Report a problem
        12/17/2024Price change$3,575,000-7.7%$3,181/sqft
        Source: SWFLMLS #224037698 Report a problem
        11/19/2024Listed for sale$3,875,000$3,448/sqft
        Source: SWFLMLS #224037698 Report a problem
        10/2/2024Listing removed$3,875,000$3,448/sqft
        Source: SWFLMLS #224037698 Report a problem
        7/22/2024Price change$3,875,000-1.9%$3,448/sqft
        Source: SWFLMLS #224037698 Report a problem
        4/26/2024Listed for sale$3,950,000+285.4%$3,514/sqft
        Source: SWFLMLS #224037698 Report a problem
        3/22/2022Sold$1,025,000-6.7%$912/sqft
        Source: Florida Gulf Coast MLS #222014843 Report a problem
        3/5/2022Pending sale$1,099,000$978/sqft
        Source: Florida Gulf Coast MLS #222014843 Report a problem
        3/1/2022Listed for sale$1,099,000+119.8%$978/sqft
        Source: Florida Gulf Coast MLS #222014843 Report a problem
        5/17/2019Sold$500,000-15.2%$445/sqft
        Source: Florida Gulf Coast MLS #217060964 Report a problem
        3/15/2018Listing removed$589,900$525/sqft
        Source: Islander Realty #218005463 Report a problem
        2/25/2018Price change$589,900-1.7%$525/sqft
        Source: Islander Realty #218005463 Report a problem
        10/26/2017Price change$599,900-2.5%$534/sqft
        Source: Islander Realty #217050231 Report a problem
        9/1/2017Price change$615,000-2.4%$547/sqft
        Source: Islander Realty #217050231 Report a problem
        8/4/2017Price change$629,900+0.1%$560/sqft
        Source: Islander Realty #217050231 Report a problem
        5/24/2017Price change$629,000-3.1%$560/sqft
        Source: Islander Realty #217006682 Report a problem
        2/3/2017Price change$649,000-3%$577/sqft
        Source: Islander Realty #217006682 Report a problem
        3/19/2016Listed for sale$669,000$595/sqft
        Source: Islander Realty #215059368 Report a problem
        9/25/2015Listing removed$669,000+63.2%$595/sqft
        Source: Islander Realty #215026563 Report a problem
        4/10/2000Sold$410,000+17.1%$365/sqft
        Source: Public Record Report a problem
        7/2/1997Sold$350,000$311/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,531 -20.6%$648,423 -13.9%
        2024$12,001 +18.9%$753,420 +10%
        2023$10,089 +28.5%$684,927 +30.5%
        2022$7,851 -2.4%$524,873 +3.5%
        2021$8,044 -3.2%$507,213 +1.3%
        2020$8,310 -2.8%$500,650 -6.5%
        2019$8,552 $535,373 -0.2%
        2018$8,552 -2.7%$536,180 +8.9%
        2017$8,790 +0.5%$492,575 -7.4%
        2016$8,745 -3.8%$531,714 +15%
        2015$9,087 +12.7%$462,360 +14.8%
        2014$8,066 +14.2%$402,800 +2.6%
        2013$7,061 +13%$392,700 +10%
        2012$6,246 -22.7%$357,000 -24.1%
        2011$8,081 -5.3%$470,200 -14.5%
        2010$8,537 +25.4%$549,900 +37.2%
        2009$6,807 -6.4%$400,770 -11.1%
        2008$7,273 +0.3%$451,000 +0.2%
        2007$7,253 +136.8%$450,000 +150%
        2006$3,063 -63%$180,000 -60%
        2004$8,270 +23.6%$450,000 +28.6%
        2003$6,690 -1.1%$350,000
        2002$6,765 $350,000 +27.3%
        2000-- $275,000
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33924

        Getting around

        14 / 100
        Car-Dependent
        51 / 100
        Bikeable

        Nearby schools

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