Charming turn of the century 2 bedroom cottage located in a small pocket of county within the city limits zoned FA, larger lot located close to walking trails and pickle ball courts. New interior and exterior paint and carpet. Newer windows, cozy covered patio off eat-in kitchen. Enclosed patio perfect for study or reading nook. 23 x 29 heated shop/garage with alley access and RV parking. Home is sold as-is and has been pre-inspected.
Sold for $400,000
$400,000
645 W 1st St, Loveland, CO 80537
2beds
879sqft
Single Family Residence
Built in 1900
7,836 Square Feet Lot
$397,900 Zestimate®
$455/sqft
$2,070 Estimated rent
Home value
$397,900
$378,000 - $418,000
$2,070/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Kim Summitt 970-689-6950,
Group Loveland
Bought with:
Murray Shykind, 100028358
Colorado Home Agents
Source: IRES as distributed by MLS GRID,MLS#: 1038526
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Description: Carpet
- Features: Shared Primary Bath
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11 x 13
Bedroom 2
- Description: Carpet
- Level: Main
- Area: 130 Square Feet
- Dimensions: 13 x 10
Kitchen
- Description: Tile
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13 x 11
Living room
- Description: Carpet
- Level: Main
- Area: 204 Square Feet
- Dimensions: 12 x 17
Study
- Description: Carpet
- Level: Main
- Area: 102 Square Feet
- Dimensions: 6 x 17
Heating
- Forced Air
Appliances
- Included: Electric Range, Dishwasher, Refrigerator
- Laundry: Washer/Dryer Hookup
Features
- Eat-in Kitchen, Open Floorplan, Sun Room
- Basement: None
Interior area
- Total structure area: 879
- Total interior livable area: 879 sqft
- Finished area above ground: 879
Property
Parking
- Total spaces: 2
- Parking features: RV Access/Parking, >8' Garage Door, Heated Garage, Oversized
- Garage spaces: 2
- Details: Detached
Accessibility
- Accessibility features: Level Lot, Level Drive, No Stairs, Main Floor Bath, Accessible Bedroom, Main Level Laundry
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Enclosed
- Fencing: Partial
Lot
- Size: 7,836 Square Feet
- Features: Level, Unincorporated, Paved, Curbs, Gutters, Sidewalks, Street Light, Alley
Details
- Parcel number: R0438162
- Zoning: FA
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Composition
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Electric: City of LVLD
- Gas: Xcel Energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available
Community & HOA
Community
- Subdivision: Loveland
HOA
- Has HOA: No
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $455/sqft
- Tax assessed value: $366,200
- Annual tax amount: $1,944
- Date on market: 7/8/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Seller's Personal Property
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 9/30/2025 | Sold | $400,000+1.3%$455/sqft |
Source:  IRES as distributed by MLS GRID #1038526 Report a problem | ||
| 9/2/2025 | Pending sale | $395,000$449/sqft |
Source:  REcolorado as distributed by MLS GRID #IR1038526 Report a problem | ||
| 7/8/2025 | Listed for sale | $395,000+384.7%$449/sqft |
Source: IRES as distributed by MLS GRID #1038526 Report a problem | ||
| 8/13/2010 | Sold | $81,500-4.1%$93/sqft |
Source: Public Record Report a problem | ||
| 7/3/2010 | Price change | $85,000-40.9%$97/sqft |
Source: RE/MAX Alliance #632861 Report a problem | ||
| 6/11/2010 | Listed for sale | -- |
Source: foreclosure.com Report a problem | ||
| 10/5/2004 | Sold | $143,900$164/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,922 -1.2% | $22,888 -17% |
| 2024 | $1,944 +20.9% | $27,564 -1% |
| 2023 | $1,609 -2.6% | $27,831 +36.4% |
| 2022 | $1,651 -9.6% | $20,405 -2.8% |
| 2021 | $1,827 +1.7% | $20,992 -9.6% |
| 2020 | $1,795 +43.1% | $23,223 -0.7% |
| 2019 | $1,254 | $23,386 +51.9% |
| 2018 | $1,254 | $15,394 |
| 2017 | $1,254 +16.2% | $15,394 +20.4% |
| 2016 | $1,079 +17.4% | $12,784 0% |
| 2015 | $919 +1.5% | $12,790 +5% |
| 2014 | $906 | $12,180 |
| 2013 | -- | $12,180 +17.3% |
| 2012 | -- | $10,380 |
| 2011 | -- | $10,380 |
| 2010 | -- | $10,380 |
| 2009 | -- | $10,380 -6.3% |
| 2008 | -- | $11,080 |
| 2007 | -- | $11,080 -3.3% |
| 2006 | -- | $11,460 -2.7% |
| 2005 | -- | $11,780 -0.4% |
| 2004 | -- | $11,830 +2.6% |
| 2002 | -- | $11,530 |
| 2001 | -- | $11,530 |
Find assessor info on the county website
Neighborhood: 80537
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Nearby schools
GreatSchools rating
- 4/10Garfield Elementary SchoolGrades: K-5Distance: 0.5 mi
- 4/10Bill Reed Middle SchoolGrades: 6-8Distance: 0.3 mi
- 6/10Thompson Valley High SchoolGrades: 9-12Distance: 0.8 mi
Schools provided by the listing agent
- Elementary: Garfield
- Middle: Bill Reed
- High: Thompson Valley
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$397,900
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Estimated market value
$397,900
- Colorado
- Larimer County
- Loveland
- 80537
- 645 W 1st St
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