Skip main navigation
Sold for $272,900
  • $272,900

    646 Emerald Ln, Fort Walton Beach, FL 32547

    3beds
    1,246sqft
    Townhouse
    Built in 1991
    1,742 Square Feet Lot
    $273,200 Zestimate®
    $219/sqft
    $1,805 Estimated rent

    Home value

    $273,200

    $249,000 - $301,000

    $1,805/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $1,805/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $1,805/mo

    Rent Zestimate®

    Refinance and save

    $1,746/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $1,746/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Updated light fixturesGranite countertopsFresh interior paintBrand-new carpetVaulted ceilingsQuartz countertop vanityPrivate fenced patio
    CLOSING COST PAID BY SELLER! Beautifully Updated & Move-In Ready Home in Emerald Gardens! This stunning 3-bedroom, 2-bath home has been thoughtfully updated and is truly move-in ready! Step inside to find fresh interior paint, new landscaping, brand-new carpet in the loft and upstairs bedrooms, and luxury vinyl plank flooring in the primary suite. The kitchen shines with granite countertops, a stylish glass block backsplash, and updated light fixtures that add a modern touch throughout the home. The open-concept living area features wide plank wood laminate flooring and vaulted ceilings, creating a spacious and welcoming atmosphere. The main-floor primary suite offers a walk-in closet, access to a private fenced patio, and a beautifully updated ensuite wit you'll find another bedroom, an open loft area, and a full bath  perfect for guests or a home office. Washer and dryer convey with the sale for added convenience. Located in the highly sought-after Emerald Gardens community, homeowners enjoy a low-maintenance lifestyle with HOA coverage for front yard care, common areas, the community pool, roof, pest control, pressure washing, and exterior paint. Boat and RV parking are available on a first-come, first-served basis, and the sparkling community pool is just a short walk from your front door. Ideally situated in the heart of Fort Walton Beach, this home offers easy access to shopping, dining, the beautiful Emerald Coast beaches, and both Eglin and Hurlburt Field military bases.

    Zillow last checked:

    Listing updated:

    Listed by:

    Kyle Stone 850-905-8851,

    LPT Realty

    Bought with:

    Stephen Lundy, 3645905

    EXP Realty LLC

    Hiller Group, no data

    EXP Realty LLC

    Source: Navarre Area BOR,MLS#: 987495MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Level: First
    • Area: 192
    • Dimensions: 16 x 12
    Bedroom
    • Level: Second
    • Area: 96
    • Dimensions: 12 x 8
    Kitchen
    • Level: First
    • Area: 90
    • Dimensions: 10 x 9
    Living room
    • Level: First
    • Area: 220
    • Dimensions: 20 x 11
    Loft
    • Level: Second
    • Area: 120
    • Dimensions: 12 x 10
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Microwave, Range Hood, Electric Water Heater
    Features
    • Cathedral Ceiling(s)
    • Flooring: Tile, Vinyl
    • Windows: Skylight(s)
    Interior area
    • Total structure area: 1,246
    • Total interior livable area: 1,246 sqft

    Property

    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Patio Open
    • Fencing: Privacy
    Lot
    • Size: 1,742 Square Feet
    Details
    • Parcel number: 331S24101800000330
    • Zoning: Resid Single Family
    • Special conditions: Accept Backup Offers

    Construction

    Type & style
    • Home type: Townhouse
    • Architectural style: Townhouse
    • Property subtype: Townhouse
    Materials
    • Vinyl Siding, Trim Vinyl
    • Roof: Shingle
    Condition
    • Construction Complete
    • Year built: 1991

    Utilities & green energy

    • Water: Public

    Community & HOA

    Community
    • Features: Pool
    • Subdivision: EMERALD GARDENS
    Location
    • Region: Fort Walton Beach

    Financial & listing details

    • Price per square foot: $219/sqft
    • Tax assessed value: $184
    • Annual tax amount: $2,525
    • Date on market: 12/30/2025
    • Road surface type: Paved

    Price history

    DateEventPrice
    3/9/2026Sold$272,900$219/sqft
    Source: Navarre Area BOR #987495 Report a problem
    1/29/2026Pending sale$272,900$219/sqft
    Source: Navarre Area BOR #987495 Report a problem
    12/30/2025Price change$272,900+2.6%$219/sqft
    Source: Navarre Area BOR #987495 Report a problem
    12/19/2025Pending sale$265,900$213/sqft
    Source: Navarre Area BOR #987495 Report a problem
    12/3/2025Price change$265,900-1.1%$213/sqft
    Source: Navarre Area BOR #987495 Report a problem
    11/21/2025Price change$268,900-0.4%$216/sqft
    Source: Navarre Area BOR #987495 Report a problem
    10/25/2025Price change$269,900-1.9%$217/sqft
    Source: Navarre Area BOR #987495 Report a problem
    10/14/2025Listed for sale$275,000+1.1%$221/sqft
    Source: Navarre Area BOR #987495 Report a problem
    9/9/2025Sold$272,000-1.1%$218/sqft
    Source: ECAOR #983008 Report a problem
    8/14/2025Pending sale$275,000$221/sqft
    Source: ECAOR #983008 Report a problem
    8/13/2025Listed for sale$275,000+5.8%$221/sqft
    Source: ECAOR #983008 Report a problem
    10/31/2022Sold$260,000$209/sqft
    Source: Navarre Area BOR #907555 Report a problem
    9/11/2022Pending sale$260,000$209/sqft
    Source: Navarre Area BOR #907555 Report a problem
    9/9/2022Listed for sale$260,000+18.2%$209/sqft
    Source: Navarre Area BOR #907555 Report a problem
    8/13/2021Sold$220,000+29.4%$177/sqft
    Source: Public Record Report a problem
    6/28/2019Sold$170,000+1.1%$136/sqft
    Source: Public Record Report a problem
    5/9/2019Listed for sale$168,210+27.4%$135/sqft
    Source: Legendary Realty LLC #822405 Report a problem
    5/1/2015Sold$132,000$106/sqft
    Source: Public Record Report a problem
    3/19/2015Pending sale$132,000$106/sqft
    Source: ERA American Real Estate #719306 Report a problem
    2/4/2015Price change$132,000-2.9%$106/sqft
    Source: ERA American Real Estate #719306 Report a problem
    12/13/2014Listed for sale$136,000+51.1%$109/sqft
    Source: ERA American Real Estate #719306 Report a problem
    7/2/2010Sold$90,000$72/sqft
    Source: Public Record Report a problem
    5/28/2010Pending sale$90,000$72/sqft
    Source: Owner Report a problem
    5/17/2010Listed for sale$90,000$72/sqft
    Source: Owner Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$2,526 +1.6%$205,675 +2.4%
    2023$2,486 +20.1%$200,842 +21.1%
    2022$2,070 +80.9%$165,792 +30.1%
    2021$1,144 +1.2%$127,444 +1.4%
    2020$1,131 +41.6%$125,684 +26.9%
    2019$798 +1.7%$99,023 +1.9%
    2018$785 $97,177 +2.1%
    2017$785 +2.4%$95,178 +2.1%
    2016$767 +2.9%$93,220 +15.6%
    2015$745 +25.5%$80,657 +0.8%
    2014$594 $80,017 +1.5%
    2013-- $78,834 +0.9%
    2012-- $78,128 +1.4%
    2011-- $77,050 -25.4%
    2010-- $103,347 -11.1%
    2009-- $116,264 -4.3%
    2008-- $121,451 -7.3%
    2007-- $131,028 -0.4%
    2006-- $131,548 +47.8%
    2005-- $89,005 +22.9%
    2004-- $72,435 +8.4%
    2003-- $66,826 +9.9%
    2002-- $60,817 +0.7%
    2001-- $60,400
    Find assessor info on the county website

    Neighborhood: Wright

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Longwood
    • Middle: Pryor
    • High: Choctawhatchee

    Source: Navarre Area BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get pre-qualified for a loan
    At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.

    An equal housing lender. NMLS #10287.

    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $273,200
    2% more
    +$5,464
    With Zillow Showcase(estimated)
    $278,664