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For sale
    • $565,000

    646 Lakeshore Cv, Fort Oglethorpe, GA 30742

    5beds
    4,001sqft
    : 
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    Single Family Residence
    Built in 2021
    0.28 Acres Lot
    $551,700 Zestimate®
    $141/sqft
    $30/mo HOA

    What's special

    Welcome to this beautifully maintained 5-bedroom home in the highly sought-after gated community of Lakeshore Cove! This spacious home features an open floor plan with luxury vinyl plank flooring, a cozy electric fireplace, and a stunning kitchen complete with a large granite island, breakfast bar, stainless steel appliances, abundant cabinetry, and an eat-in dining area overlooking the fenced backyard. Upstairs, you'll find spacious bedrooms, a versatile loft with two built-in workstations and custom cabinetry, plus a bonus room that offers endless possibilities for a home office, playroom, media room, or gym. A formal dining room and oversized 3-car garage provide even more space for entertaining and everyday living. Residents of Lakeshore Cove enjoy exceptional amenities including a scenic lake with lighted fountains, sidewalks, and a picnic area, all while being conveniently located just minutes from shopping, dining, and everyday conveniences. This home truly offers the perfect combination of space, style, and location. Schedule your private showing today!
    13 days
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    263
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    20
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kamryn Smith 706-639-7769,

    EXP Realty, LLC

    Source: Greater Chattanooga Realtors,MLS#: 1538161

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bonus room
      • Level: Second
      Kitchen
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric, Multi Units
      Appliances
      • Included: Dishwasher, Free-Standing Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
      • Laundry: Main Level
      Features
      • Built-in Features, Eat-in Kitchen, Granite Counters, Kitchen Island, Open Floorplan, Primary Downstairs, Walk-In Closet(s), Separate Shower, Tub/shower Combo, Breakfast Nook, Separate Dining Room
      • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
      • Windows: Vinyl Frames
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Electric, Family Room
      Interior area
      • Total structure area: 4,001
      • Total interior livable area: 4,001 sqft
      • Finished area above ground: 4,001

      Property

      Parking
      • Total spaces: 3
      • Parking features: Concrete, Driveway, Garage Faces Front, Kitchen Level
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio, Porch - Covered
      • Exterior features: Private Yard, Rain Gutters
      • Pool features: None
      • Fencing: Back Yard,Fenced
      Lot
      • Size: 0.28 Acres
      • Dimensions: 96 x 128
      • Features: Back Yard, Corner Lot, Front Yard, Level
      Details
      • Parcel number: 0004a021

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Stone
      • Foundation: Slab
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Electricity Connected, Phone Available, Phone Connected, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

      Community & HOA

      Community
      • Features: Dock, Fishing, Gated, Street Lights, Sidewalks, Pond
      • Security: Gated Community, Security Gate
      • Subdivision: Lakeshore Cove
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Gated, Picnic Area, Pond Year Round, Security
      • Services included: None
      • HOA fee: $365 annually
      Location
      • Region: Fort Oglethorpe

      Financial & listing details

      • Price per square foot: $141/sqft
      • Tax assessed value: $563,730
      • Annual tax amount: $5,065
      • Date on market: 7/9/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $551,700

        $524,000 - $579,000

        $3,355/mo

        Price history

        DateEventPrice
        7/9/2026Listed for sale$565,000+2.7%$141/sqft
        Source: eXp Realty #1538161 Report a problem
        7/25/2025Listing removed$550,000$137/sqft
        Source: Greater Chattanooga Realtors #1506234 Report a problem
        5/28/2025Price change$550,000-5.2%$137/sqft
        Source: Greater Chattanooga Realtors #1506234 Report a problem
        4/21/2025Price change$579,900-1.7%$145/sqft
        Source: Greater Chattanooga Realtors #1506234 Report a problem
        1/25/2025Listed for sale$589,900$147/sqft
        Source: Greater Chattanooga Realtors #1506234 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,066 -5%$225,492 -1.1%
        2024$5,335 +17.7%$227,916 +32.3%
        2023$4,533 +32.7%$172,282 +34.3%
        2022$3,417 +701.9%$128,302 +701.9%
        2021$426 -10.7%$16,000
        2020$477 +23.5%$16,000 +23.5%
        2019$387 -4.8%$12,960
        2018$406 $12,960
        2017$406 $12,960
        2016-- $12,960
        2015-- $12,960
        2014-- $12,960
        2013-- $12,960
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 30742

        Getting around

        9 / 100
        Car-Dependent
        15 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Battlefield Elementary
        • Middle: Lakeview Middle
        • High: Lakeview-Ft. Oglethorpe

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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