Coming soon 06/19

$699,900

646 Twin Harbor Rd, Reedville, VA 22539

4beds

2,800sqft

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Single Family Residence

Built in 2002

1.74 Acres Lot

$712,300 Zestimate^®

$250/sqft

$23/mo HOA

What's special

~ Charming Waterfront Home in the Twin Harbor Community, right off of the Chesapeake Bay ~ This 4 bedroom, 3.5 bath home has plenty of room to entertain. From the moment you walk in the foyer, you can see the water. The main floor offers a formal living room, formal dining room, a large kitchen that opens up to the living room (gas fireplace), a primary suite with large bathroom, a half bath and laundry area. On the second floor, there is another primary suite , along with 2 additional bedrooms and another full bath. The exterior of the home offers a screened porch, a large covered porch, dock with boat lift, a 2 car garage with an unfinished room upstairs and a shed. The community offers a sandy beach area, a boat ramp and a boat storage area. Both HVAC units were replaced approximately 2 years ago. The water heater is approximately 3 years old. *Additional photos will be added, closer to the active date*.

1 day

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Heating

Electric, Zoned

Cooling

Electric

Appliances

Laundry: Dryer Hookup

Features

Bedroom on Main Level, Ceiling Fan(s), Fireplace, Granite Counters, Main Level Primary
Basement: Crawl Space
Attic: Access Only
Number of fireplaces: 1
Fireplace features: Gas

Interior area

Total interior livable area: 2,800 sqft
Finished area above ground: 2,800
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Detached, Garage, Storage
Garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Front Porch, Screened, Porch
Exterior features: Dock, Porch
Pool features: None
On waterfront: Yes
Waterfront features: Beach Access, Water Access, Waterfront

Lot

Size: 1.74 Acres
Features: Beach Front, Waterfront

Details

Parcel number: 38F10190

Construction

Type & style

Home type: SingleFamily
Architectural style: Two Story
Property subtype: Single Family Residence

Materials

Drywall, Frame, Vinyl Siding
Roof: Shingle

Condition

Resale
New construction: No
Year built: 2002

Utilities & green energy

Sewer: Community/Coop Sewer
Water: Well

Community & HOA

Community

Subdivision: Twin Harbors

HOA

Has HOA: Yes
Services included: Common Areas, Water Access
HOA fee: $275 annually

Location

Region: Reedville

Financial & listing details

Price per square foot: $250/sqft
Tax assessed value: $435,700
Annual tax amount: $3,224
Date on market: 6/12/2026
Ownership: Individuals
Ownership type: Sole Proprietor

Estimated market value

$712,300

$627,000 - $805,000

$2,193/mo

Price history

Price history is unavailable.

Public tax history

Year	Property taxes	Tax assessment
2025	$3,224 +12.1%	$435,700
2024	$2,876 +8.2%	$435,700
2023	$2,658	$435,700
2022	$2,658	$435,700
2021	$2,658 +3.4%	$435,700
2020	$2,571 -4.1%	$435,700 -4.1%
2019	$2,679	$454,100
2018	--	$454,100
2017	--	$454,100
2016	--	$454,100
2015	--	$454,100
2014	--	$454,100 -11.9%
2013	--	$515,200
2012	--	$515,200
2011	--	$515,200
2010	--	$515,200

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 22539

Getting around

0 / 100

Car-Dependent

25 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Northumberland Elementary School
Grades: PK-5Distance: 10.9 mi
4/10
Northumberland Middle School
Grades: 6-8Distance: 11 mi
6/10
Northumberland High School
Grades: 9-12Distance: 11 mi

Schools provided by the listing agent

Elementary: Northumberland
Middle: Northumberland
High: Northumberland

Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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