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Contingent
$990,000
4beds
3,502sqft

661 Reserve Ct, South Elgin, IL 60177

4beds
3,502sqft
Single family residence
Built in 2002
0.30 Acres
3 Attached garage spaces
$283 price/sqft
$58/mo HOA

What's special

Striking stone fireplaceFlex roomOversized center islandUpscale appliancesBrick and stone walkwaysWhite kitchenCustom iron-and-wood staircase

Beautiful custom home in the sought-after enclave of Thornwood Reserve offers a rare combination of custom-home living and the amenities of the Thornwood community and St Charles Schools. Set along a beautiful, tree-lined, gently curved street surrounded by upper-end custom homes, this exceptional property backs to mature trees and open land, creating a private and picturesque setting. Residents also enjoy access to Thornwood's clubhouse, pool, courts and more. This impressive brick and cedar home welcomes you with a two-story foyer flanked by elegant formal living and dining rooms. The dramatic two-story great room is the heart of the home, featuring a striking stone fireplace and an entire wall of windows overlooking the beautiful backyard setting. It flows seamlessly into the chef's kitchen and casual dining area, creating an inviting open-concept space designed for everyday living and effortless entertaining. The white kitchen features an oversized center island, pantry closet, upscale appliances and a convenient butler's pantry connecting to the formal dining room. The main level also includes a beautifully appointed wood-paneled den with custom built-ins, a stylish powder room and a spacious laundry/mudroom with abundant cabinetry and a back-hall closet. Upstairs, a custom iron-and-wood staircase leads to four bedrooms, including a sumptuous primary suite with a spa-inspired bath and dream walk-in closet. Bedroom two enjoys its own private bath, while bedrooms three and four share a thoughtfully designed Jack-and-Jill bath. The walk-out lower level takes entertaining to another level with a custom full bar, recreation room, second family room with stone fireplace, flex room that could serve as a fifth bedroom, full bath and abundant storage. With multiple gathering spaces, this level is perfectly suited for entertaining, guests, recreation or simply spreading out. The outdoor spaces are every bit as special. A huge upper deck feels like your own private treehouse, surrounded by trees and treetop views, while the walk-out level opens to a covered patio below. Brick and stone walkways, gorgeous mature landscaping, irrigation and established trees complete the exceptional setting. The side-load 3.5-car garage with tons of built-in storage adds both convenience and curb appeal. Home has a modern vibe and has designer touches throughout. All of this is ideally located within St. Charles schools and just minutes from grocery stores, Target, Starbucks, downtown St. Charles and the Randall Road shopping corridor. A truly special Thornwood Reserve property offering privacy, custom-home quality and the lifestyle amenities of one of St. Charles' most desirable communities.

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Likely to sell faster than

Source: MRED as distributed by MLS GRID,MLS#: 12730538MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Tamara O'Connor, CRS,GRI (630)485-4214,

Premier Living Properties

Source: MRED as distributed by MLS GRID,MLS#: 12730538MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
Rooms
  • Room types: Den, Eating Area, Recreation Room, Game Room, Family Room, Foyer
Primary bedroom
  • Features: Flooring (Hardwood), Bathroom (Full)
  • Level: Second
  • Area: 322 Square Feet
  • Dimensions: 23X14
Bedroom 2
  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 192 Square Feet
  • Dimensions: 16X12
Bedroom 3
  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 168 Square Feet
  • Dimensions: 14X12
Bedroom 4
  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 168 Square Feet
  • Dimensions: 14X12
Bar entertainment
  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 234 Square Feet
  • Dimensions: 18X13
Den
  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 168 Square Feet
  • Dimensions: 14X12
Dining room
  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 168 Square Feet
  • Dimensions: 14X12
Eating area
  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 144 Square Feet
  • Dimensions: 12X12
Family room
  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 340 Square Feet
  • Dimensions: 20X17
Other
  • Level: Basement
  • Area: 322 Square Feet
  • Dimensions: 23X14
Foyer
  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 192 Square Feet
  • Dimensions: 16X12
Game room
  • Level: Basement
  • Area: 100 Square Feet
  • Dimensions: 10X10
Kitchen
  • Features: Kitchen (Eating Area-Table Space), Flooring (Hardwood)
  • Level: Main
  • Area: 273 Square Feet
  • Dimensions: 21X13
Laundry
  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 78 Square Feet
  • Dimensions: 13X6
Living room
  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156 Square Feet
  • Dimensions: 13X12
Recreation room
  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 330 Square Feet
  • Dimensions: 22X15
Heating
  • Natural Gas, Forced Air
Cooling
  • Central Air
Appliances
  • Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Laundry: Main Level, In Unit
Features
  • Vaulted Ceiling(s), Wet Bar
  • Flooring: Hardwood
  • Windows: Skylight(s)
  • Basement: Finished,Exterior Entry,9 ft + pour,Rec/Family Area,Full,Walk-Out Access
  • Number of fireplaces: 2
  • Fireplace features: Gas Log, Gas Starter, Family Room, Basement
Interior area
  • Total structure area: 5,403
  • Total interior livable area: 3,502 sqft
  • Finished area below ground: 1,500
Video & virtual tour

Property

Parking
  • Total spaces: 3
  • Parking features: Concrete, Garage Door Opener, Yes, Other, Attached, Garage
  • Attached garage spaces: 3
  • Has uncovered spaces: Yes
Accessibility
  • Accessibility features: No Disability Access
Features
  • Stories: 2
Lot
  • Size: 0.3 Acres
  • Dimensions: 107X127X107X120
Details
  • Parcel number: 0905302002
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subtype: Single Family Residence
Materials
  • Brick, Cedar
  • Foundation: Concrete Perimeter
  • Roof: Asphalt
Condition
  • New construction: No
  • Year built: 2002

Utilities & green energy

  • Electric: Circuit Breakers
  • Sewer: Public Sewer
  • Water: Public

Community & HOA

Community
  • Features: Clubhouse, Park, Pool, Tennis Court(s), Sidewalks, Street Lights, Street Paved
  • Subdivision: Thornwood
HOA
  • Has HOA: Yes
  • Services included: None
  • HOA fee: $175 quarterly
Location
  • Region: South Elgin

Financial & listing details

  • Price per square foot: $283/sqft
  • Tax assessed value: $845,457
  • Annual tax amount: $20,823
  • Date on market: 8/14/2026
  • Ownership: Fee Simple

Price history

DateEventPrice
6/17/2022Sold$845,000+22.5%$241/sqft
Source: Public Record Report a problem
4/13/2022Pending sale$690,000$197/sqft
Source: Owner Report a problem
3/30/2022Listed for sale$690,000+17%$197/sqft
Source: Owner Report a problem
6/21/2014Listing removed$589,900+12.4%$168/sqft
Source: SourceOne Realty #08428735 Report a problem
6/19/2014Sold$525,000-11%$150/sqft
Source: MRED as distributed by MLS GRID #08428735 Report a problem
10/17/2013Pending sale$589,900$168/sqft
Source: SourceOne Realty #08428735 Report a problem
8/24/2013Listed for sale$589,900-34.4%$168/sqft
Source: SourceOne Realty #08428735 Report a problem
7/25/2008Listing removed$899,000$257/sqft
Source: Prudential Real Estate #06859965 Report a problem
5/29/2008Listed for sale$899,000+12.1%$257/sqft
Source: Prudential Real Estate #06859965 Report a problem
11/26/2002Sold$802,000$229/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$20,823 +2.8%$281,819 +8.5%
2024$20,252 +4.4%$259,669 +11.7%
2023$19,393 +5.8%$232,407 +7.7%
2022$18,329 +4%$215,820 +4.9%
2021$17,619 +0.4%$205,719 +1.9%
2020$17,545 +1.6%$201,883 +2%
2019$17,276 -9.5%$197,886 -8.9%
2018$19,095 +0.1%$217,206 -0.9%
2017$19,080 -7.1%$219,212 +3.6%
2016$20,527 $211,512 +4.1%
2015-- $203,164 +2.3%
2014-- $198,633 +3.2%
2013-- $192,484 -1.4%
2012-- $195,128 -13.2%
2011-- $224,775 -7.9%
2010-- $244,140 -11.3%
2009-- $275,385 -0.1%
2008-- $275,621 +4.1%
2007-- $264,650 +3.3%
2006-- $256,294 -1.1%
2005-- $259,199 +5.7%
2004-- $245,124 -10.1%
2003-- $272,569 +6630.1%
2002-- $4,050 +1.3%
2001-- $4,000 -0.7%
2000-- $4,029

Find assessor info on the county website

Monthly payment

Est. payment
$6,937/mo
Principal & interest
$5105
Property taxes
$1774
HOA Fees
$58
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Estimated market value

Not available

Estimated sales range

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Climate risks

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Neighborhood: 60177

Nearby schools

Ferson Creek School
Grades PK-5 • 1.4 miles
10/10
GreatSchools® Rating
Test Score Rating
10/10
Student Progress Rating
9/10
Thompson Middle School
Grades 6-8 • 4.9 miles
7/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
5/10
St Charles North High School
Grades 9-12 • 2.8 miles
8/10
GreatSchools® Rating
College Readiness Rating
8/10

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