Welcome to your dream coastal retreat in beautiful St. Joe Beach! This fully furnished 3 bedroom/ 2 bath cottage offers unobstructed views of the sparkling Gulf of Mexico and the laid-back lifestyle you've been searching for. Step inside to a bright, open floor plan designed for comfort and entertaining. Outside, enjoy a spacious sundeck perfect for soaking up the sun, along with a covered porch ideal for relaxing mornings with coffee while listening to the waves. In the evenings, take in truly breathtaking sunset views right from your own home. Situated in an X flood zone for added peace of mind, the property also features a large backyard with plenty of space for outdoor gatherings, cookouts, and coastal living at its finest. There's ample parking, including room for your boat—making it easy to enjoy all the nearby water activities. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home offers strong, lucrative rental potential in a highly desirable beachside location.
Utilities for property: Cable Available, Electricity Connected, Internet Available, Natural Gas Available, Sewer Connected, Water Connected, Private Trash
Community & HOA
Community
Subdivision: No Named Subdivision
Location
Region: Port Saint Joe
Financial & listing details
Price per square foot: $525/sqft
Tax assessed value: $455,561
Annual tax amount: $4,491
Date on market: 3/20/2026
Listing terms: Cash,Conventional
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
Date
Event
Price
3/20/2026
Listed for sale
$725,000+26.1%$525/sqft
Source: Forgotten Coast Realtor Association #327790Report a problem
Explore the cost of this home by adjusting the details. Changes won't be saved.
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.