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For sale
  • Price cut: $25K (7/2)
    $924,000

    69 Holt Cottage Lane, Highlands, NC 28741

    2beds
    --sqft
    : 
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    Single Family Residence
    Built in 2002
    0.3 Acres Lot
    $870,100 Zestimate®
    $--/sqft
    $203/mo HOA

    What's special

    Stone fireplaceGourmet kitchenWood-lined vaulted ceilingsWood-clad sidingOpen deckSpacious bedroomsWelcoming covered porch
    Welcome to 69 Holt Cottage Lane, an enchanting mountain retreat nestled among the trees in the coveted town of Highlands, North Carolina. Tucked away on a serene, wooded lot, this charming 2-bedroom, 2.5-bathroom cottage offers the perfect blend of refined comfort and natural beauty. Whether you're looking for a full-time residence, seasonal escape, or luxury vacation rental, this inviting home captures the essence of mountain living with elegance and ease. The exterior architecture is rich with character, featuring wood-clad siding, rustic stone accents, and a welcoming covered porch—ideal for relaxing with a morning coffee or evening glass of wine as you take in the sights and sounds of nature. Thoughtfully designed interior where every detail has been curated for comfort. The open-concept living space is warm and welcoming, highlighted by wood-lined vaulted ceilings, large windows and a stone fireplace that serves as the cozy centerpiece of the home. The gourmet kitchen is both stylish and functional, featuring custom cabinetry, granite countertops, and high-end stainless-steel appliances, including a Wolf gas range. A large island provides ample space for casual dining or entertaining, while the adjacent dining area is perfect for intimate dinners with friends and family. The home’s two spacious bedrooms are private retreats, each with its own beautifully appointed ensuite bath. The primary suite offers direct access to the deck, allowing you to fall asleep to the sounds of rustling leaves and wake up to birdsong. A convenient half bath is located off the main living area for guests. Step outside and discover the home's true magic - A generous open deck wraps partially around the home leading to a spacious covered porch area, ideal for dining alfresco or simply lounging in the crisp mountain air. Surrounded by mature trees and lush greenery, this home offers the rare combination of privacy and proximity, making it a true sanctuary in the mountains. Additional features include a laundry room, ample storage, and located in a quiet enclave, yet just minutes to world-class dining, boutique shopping, hiking trails, and cultural attractions.
    439 days
    |
    610
    |
    23
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    Zillow last checked:

    Listing updated:

    Listed by:

    Faye Wurm,

    Berkshire Hathaway HomeServices Meadows Mountain Realty - HF

    Source: HCMLS,MLS#: 1000800Originating MLS: Highlands Cashiers Board of Realtors

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: Spacious primary on main with en-suite bath, walk-in shower, direct access to covered porch area.
      • Level: Main
      Bedroom 2
      • Description: Vaulted and beamed wood ceilings, spacious guest suite with full en-suite.
      • Level: Upper
      Primary bathroom
      • Description: Full Bath Master En-Suite
      • Level: Main
      Bathroom 2
      • Description: Full Bath Guest Room En-Suite
      • Level: Upper
      Bathroom 3
      • Description: 1/2 Bath on Main
      • Level: Main
      Dining room
      • Description: Open dining area with access to open deck area for al fresco dining amongst the trees.
      • Features: Beamed Ceilings, Chandelier, Vaulted Ceiling(s)
      • Level: Main
      Kitchen
      • Description: Beautiful open kitchen with large island, updated appliances with Wolf Gas Range.
      • Features: Beamed Ceilings, Built-in Features, Granite Counters, Vaulted Ceiling(s)
      • Level: Main
      Living room
      • Description: Open living with beamed wood-lined ceilings, large stone wood-burning fireplace., lots of windows for natural light.
      • Features: Beamed Ceilings, Vaulted Ceiling(s)
      • Level: Main
      Heating
      • Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Dishwasher, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
      • Laundry: In Bathroom, Laundry Closet, Main Level
      Features
      • Beamed Ceilings, Ceiling Fan(s), Chandelier, Granite Counters, Kitchen Island, Open Floorplan, Storage, Smart Thermostat, Vaulted Ceiling(s), Natural Woodwork
      • Basement: Exterior Entry,Encapsulated,Storage Space
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Stone, Wood Burning
      • Furnished: Yes

      Property

      Parking
      • Parking features: Concrete
      Features
      • Levels: One and One Half
      • Patio & porch: Covered, Deck, Porch
      • Exterior features: Propane Tank - Leased
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 0.3 Acres
      • Features: Cul-De-Sac, Wooded
      Details
      • Parcel number: 7439583492
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Roof: Metal,Shingle
      Condition
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Sewer: Shared Septic
      • Water: Public
      • Utilities for property: Electricity Connected, Propane, Water Connected

      Community & HOA

      Community
      • Subdivision: Cottages On Holt
      HOA
      • Has HOA: Yes
      • HOA fee: $2,432 annually
      • HOA name: Cottages On Holt Hoa
      Location
      • Region: Highlands

      Financial & listing details

      • Tax assessed value: $849,620
      • Annual tax amount: $2,576
      • Date on market: 5/4/2025
      • Cumulative days on market: 442 days
      • Listing agreement: Exclusive Right To Sell
      • Road surface type: Paved

        Estimated market value

        $870,100

        $827,000 - $914,000

        $3,037/mo

        Price history

        DateEventPrice
        7/2/2026Price change$924,000-2.6%
        Source: HCMLS #1000800 Report a problem
        5/21/2026Price change$949,000-2.7%
        Source: HCMLS #1000800 Report a problem
        5/4/2025Listed for sale$975,000-1%
        Source: HCMLS #1000800 Report a problem
        10/12/2024Listing removed$985,000-1.5%
        Source: HCMLS #103605 Report a problem
        7/8/2024Price change$1,000,000-4.8%
        Source: HCMLS #103605 Report a problem
        1/23/2024Listed for sale$1,050,000+26.1%
        Source: HCMLS #103605 Report a problem
        6/30/2022Sold$833,000+0.5%
        Source: HCMLS #98955 Report a problem
        5/19/2022Pending sale$829,000
        Source: HCMLS #98955 Report a problem
        5/12/2022Listed for sale$829,000+90.6%
        Source: HCMLS #98955 Report a problem
        11/18/2019Sold$435,000-2.2%
        Source: HCMLS #91801 Report a problem
        10/7/2019Pending sale$445,000
        Source: LANDMARK REALTY GROUP LLC - HDS #91801 Report a problem
        8/21/2019Listed for sale$445,000+4.7%
        Source: LANDMARK REALTY GROUP LLC - HDS #91801 Report a problem
        1/19/2017Listing removed$425,000
        Source: LANDMARK REALTY GROUP LLC #84781 Report a problem
        9/16/2016Listed for sale$425,000
        Source: LANDMARK REALTY GROUP LLC #84781 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,576 $849,620
        2024$2,576 +0.5%$849,620
        2023$2,564 +82.8%$849,620 +182.1%
        2022$1,403 $301,190
        2021$1,403 +5.7%$301,190
        2020$1,327 +1%$301,190
        2019$1,314 $301,190 -2.6%
        2018$1,314 +8.8%$309,360
        2017$1,208 $309,360
        2016$1,208 $309,360
        2015$1,208 +1.9%$309,360 -20.5%
        2014$1,185 $389,350
        2013$1,185 $389,350
        2012-- $389,350
        2011-- $389,350
        2010-- $389,350
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28741

        Getting around

        6 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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