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For sale
  • Price cut: $34K (10/27)
    $815,000

    728 Tarpon Ave, Fernandina Beach, FL 32034

    --beds
    --baths
    2,904sqft
    : 
    $5,650/mo
    Get pre-qualified
    Townhouse, Duplex, Multi Family
    Built in 1999
    5,000 Square Feet Lot
    $-- Zestimate®
    $281/sqft
    $-- HOA

    What's special

    Rare income-producing duplex on Amelia Island, just blocks from the Atlantic, located on Tarpon Avenue in one of Fernandina Beach's most established beachside pockets. Unit A has 3 Bedrooms and 2.5 Baths, 1200 sq ft and unit B has 3 Bedrooms 2.5 Baths in 1704 square feet. Step onto the rear 2nd floor decks of either side and you can hear the ocean rolling in! This property has been a reliable rental for years and does need some TLC and represents a great value-add opportunity for an investor or handy owner. The location is the real draw: walk to Main Beach, Fernandina's most popular stretch of sand, just minutes from Fort Clinch State Park's trails and historic fort, and a short drive to the shops, restaurants, and waterfront charm of Historic Downtown Fernandina Beach. With two units under one roof, there's also potential to convert the duplex back into a single-family residence, subject to buyer due diligence with the county. Whether you're building a rental portfolio or looking to renovate and live on one of Amelia Island's best streets, 728 Tarpon Ave is a rare chance to buy income and location together.
    49 days
    269
    10

    Zillow last checked:

    Listing updated:

    Listed by:

    Jason Rogers 904-327-7826,

    LPT REALTY

    Source: AINCAR,MLS#: 117399MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Refrigerator, Stove
      Features
      • Windows: Other, See Remarks
      Interior area
      • Total structure area: 2,904
      • Total interior livable area: 2,904 sqft

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Deck
      Lot
      • Size: 5,000 Square Feet
      • Dimensions: 50 x 100
      Details
      • Parcel number: 000031134B02600000
      • Zoning: R2
      • Special conditions: None

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Two Story
      • Property subtype: Townhouse, Duplex, Multi Family
      • Attached to another structure: Yes
      Materials
      • Block, Concrete
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1999

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Georgia's Fernandina Beach
      HOA
      • Has HOA: No
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $281/sqft
      • Tax assessed value: $667,328
      • Annual tax amount: $11,794
      • Date on market: 9/24/2026
      • Cumulative days on market: 47 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/27/2026Price change$815,000-4%$281/sqft
        Source: AINCAR #117399 Report a problem
        10/12/2026Listed for sale$849,000$292/sqft
        Source: AINCAR #117399 Report a problem
        10/9/2026Pending sale$849,000$292/sqft
        Source: AINCAR #117399 Report a problem
        9/24/2026Listed for sale$849,000+99.8%$292/sqft
        Source: AINCAR #117399 Report a problem
        3/24/2004Sold$425,000$146/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$11,794 +5.7%$667,328 +2.8%
        2024$11,159 +5.3%$649,006 +21.3%
        2023$10,600 +17.4%$535,230 +10%
        2022$9,027 +7.3%$486,573 +10%
        2021$8,409 +2.2%$442,339 +5%
        2020$8,227 +4.2%$421,467 +10%
        2019$7,895 $383,152 +9.8%
        2018$7,895 +11.3%$348,837 +6.1%
        2017$7,090 +8.2%$328,753 +33.5%
        2016$6,552 +22.4%$246,187 +10%
        2015$5,351 +16.6%$223,806 -0.5%
        2014$4,589 $224,856 -6.1%
        2013-- $239,490 -11.6%
        2012-- $271,059 -13.4%
        2011-- $313,042 -5.7%
        2010-- $331,811 -16.5%
        2009-- $397,223 -15.7%
        2008-- $471,195 -3.1%
        2007-- $486,478 +21.8%
        2006-- $399,341 +15.6%
        2005-- $345,529 +57.2%
        2004-- $219,733 +15.7%
        2003-- $189,921 +2.3%
        2002-- $185,572 +1.6%
        2001-- $182,718 +1.4%
        2000-- $180,150
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32034

        Getting around

        10 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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