For sale

$425,000

74 Waterford Pl NW, Cullman, AL 35055

3beds

2,462sqft

$2,603/mo

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Single Family Residence

Built in 1999

4,356 Square Feet Lot

$411,000 Zestimate^®

$173/sqft

$150/mo HOA

What's special

LET SOMEONE ELSE TAKE CARE OF THE UP KEEP OF THE YARD AND ENJOY THE BALCONY OVERLOOKING A SMALL LAKE AND GOLF COURSE. 3 BEDROOM, 2.5 BATHS IN GOLF COURSE COMMUNITY. SPACIOUS LIVING LIVING AREA, MASTER SUITE ON MAIN LIVING AREA. 2.5 MILES TO EXIT 310 AND RESTAURANTS.

80 days

283

13

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bedrooms: 1

Basement

Area: 0

Features

Has basement: No
Has fireplace: No

Interior area

Total structure area: 2,462
Total interior livable area: 2,462 sqft
Finished area above ground: 2,462
Finished area below ground: 0

Property

Lot

Size: 4,356 Square Feet
Dimensions: .10

Details

Parcel number: 62088
Zoning: R1

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Condition

Year built: 1999

Utilities & green energy

Sewer: Public Sewer

Community & HOA

Community

Subdivision: Terri Pines

HOA

Has HOA: Yes
Amenities included: Golf Course, Pool
HOA fee: $450 quarterly
HOA name: Terri Pines

Location

Region: Cullman

Financial & listing details

Price per square foot: $173/sqft
Annual tax amount: $1,998
Price range: $425K - $425K
Date on market: 5/4/2026

Estimated market value

$411,000

$390,000 - $432,000

$1,931/mo

Price history

Date	Event	Price
5/4/2026	Listed for sale	$425,000+6.5%$173/sqft
Source: Strategic MLS Alliance #526146 Report a problem
12/30/2025	Listing removed	$399,000$162/sqft
Source: Strategic MLS Alliance #526146 Report a problem
12/8/2025	Listed for sale	$399,000$162/sqft
Source: Strategic MLS Alliance #526146 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 35055

Getting around

6 / 100

Car-Dependent

Nearby schools

GreatSchools rating

10/10
Cullman City Primary School
Grades: PK-2Distance: 4 mi
10/10
Cullman Middle School
Grades: 7-8Distance: 3.7 mi
10/10
Cullman High School
Grades: 9-12Distance: 3.6 mi

Schools provided by the listing agent

Elementary: Cullman
Middle: Cullman Middle
High: Cullman

Source: Strategic MLS Alliance. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.