STUNNING MULTI-GENERATIONAL LIVING IN THE HEART OF HILO.
Discover the perfect blend of classic Hilo charm and modern convenience in this spacious 4-bedroom, 3.5-bathroom residence on highly sought-after Terrace Drive. Situated within the desirable E.B. DeSilva Elementary School District, this home offers an unparalleled opportunity for families seeking a serene, established neighborhood. Upon entering, you are greeted by the warmth of rich hardwood floors and the airy grandeur of open beam ceilings. The layout maximizes comfort and natural light with an abundance of windows framing the lush surrounding greenery. To the left, the inviting living room serves as a peaceful retreat, extending to a private covered lanai perfect for morning coffee or quiet reflection.
The kitchen underwent a thoughtful 2019 renovation, boasting contemporary cabinets, quartz countertops, and stylish flooring. A cozy kitchen nook provides the perfect space for casual meals. Down the main hallway are two comfortable bedrooms, including a primary suite with a convenient half-bath. An updated full bathroom is also nearby. A step off the kitchen is an additional bedroom/studio featuring its own full bath. This versatile space opens onto an open deck overlooking a stunning canopy of tropical vegetation.
The surprises continue on the lower level, which features a fully realized private living space perfect for extended family. This level is also currently used as a short-term vacation rental, providing an excellent opportunity for supplemental income. It includes a spacious bedroom, full bath, kitchenette, dining area, and comfortable living room. A separate covered lanai ensures privacy and independence. Pride of ownership shines with a new roof installed in 2019. This property offers the space, the school district, and the flexibility you have been looking for.
Property video: https://realestatevideos.vids.io/videos/5a9bd2ba1e16eec9d0/77-terrace-dr
For sale
Price cut: $14K (5/28)
$885,000
77 Terrace Dr, Hilo, HI 96720
4beds
2,966sqft
Single Family Residence
Built in 1965
0.26 Acres Lot
$861,500 Zestimate®
$298/sqft
$-- HOA
What's special
Stylish flooringRich hardwood floorsQuartz countertops
- 128 days |
- 811 |
- 43 |
Zillow last checked:
Listing updated:
Listed by:
Howard Meguro 8088962549,
Coldwell Banker Island Properties - Hilo
Source: Hawaii Information Service,MLS#: 727793
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Appliances
- Included: Dishwasher, Microwave Hood, Other, Range, Refrigerator, Washer/Dryer Stacked
- Laundry: Other
Features
- Cathedral Ceiling(s), High Ceilings
- Flooring: Carpet, Hardwood, Laminate, Vinyl
- Has fireplace: No
Interior area
- Total structure area: 2,966
- Total interior livable area: 2,966 sqft
Video & virtual tour
Property
Parking
- Total spaces: 444
- Parking features: Attached, Covered
- Carport spaces: 444
Features
- Has view: Yes
- View description: Ocean, Ocean Horizon
- Has water view: Yes
- Water view: Ocean
Lot
- Size: 0.26 Acres
- Features: Corner Lot, Landscaped
Details
- Parcel number: 3250290270000
- Zoning: RS-10
- Special conditions: Fee Simple,Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- Year built: 1965
Utilities & green energy
- Sewer: Cesspool
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Water Available
Community & HOA
Community
- Subdivision: KAUMANA TERRACE
Location
- Region: Hilo
Financial & listing details
- Price per square foot: $298/sqft
- Tax assessed value: $495,800
- Annual tax amount: $1,526
- Date on market: 2/25/2026
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Full
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$861,500
$818,000 - $905,000
$3,049/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/28/2026 | Price change | $885,000-1.6%$298/sqft |
Source: | ||
| 3/28/2026 | Listed for sale | $899,000$303/sqft |
Source: | ||
| 3/12/2026 | Contingent | $899,000$303/sqft |
Source: | ||
| 2/25/2026 | Listed for sale | $899,000+93.3%$303/sqft |
Source: | ||
| 4/16/2018 | Sold | $465,000-2.1%$157/sqft |
Source: | ||
| 2/28/2018 | Pending sale | $475,000$160/sqft |
Source: Hara Chun Realty, LLC #611485 Report a problem | ||
| 2/24/2018 | Listed for sale | $475,000+8.2%$160/sqft |
Source: Hara Chun Realty, LLC #611485 Report a problem | ||
| 10/1/2017 | Listing removed | $439,000$148/sqft |
Source: Coldwell Banker DAY-LUM Properties #605086 Report a problem | ||
| 9/19/2017 | Price change | $439,000-1.3%$148/sqft |
Source: Coldwell Banker DAY-LUM Properties #605086 Report a problem | ||
| 7/7/2017 | Price change | $445,000-2.2%$150/sqft |
Source: Coldwell Banker DAY-LUM Properties #605086 Report a problem | ||
| 3/17/2017 | Listed for sale | $455,000+16.7%$153/sqft |
Source: Coldwell Banker DAY-LUM Properties #605086 Report a problem | ||
| 8/20/2015 | Sold | $390,000$131/sqft |
Source: | ||
| 7/3/2015 | Price change | $390,000-2.3%$131/sqft |
Source: Hawaii Life Real Estate Brokers #283338 Report a problem | ||
| 6/10/2015 | Price change | $399,000-6.1%$135/sqft |
Source: Hawaii Life Real Estate Brokers #283338 Report a problem | ||
| 5/7/2015 | Listed for sale | $425,000$143/sqft |
Source: Hawaii Life Real Estate Brokers #283338 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $495,800 +3% |
| 2024 | $1,458 +1.4% | $481,400 +3% |
| 2023 | $1,438 -4.1% | $467,400 +3% |
| 2022 | $1,499 +5.7% | $453,800 +3% |
| 2021 | $1,418 +5.9% | $440,600 +3% |
| 2020 | $1,339 | $427,800 +0.5% |
| 2019 | -- | $425,800 +21.9% |
| 2018 | -- | $349,200 +1.2% |
| 2017 | $1,187 +246.6% | $345,200 +1.2% |
| 2016 | $342 | $341,200 +50% |
| 2015 | $342 | $227,400 +3% |
| 2014 | $342 | $220,800 +3% |
| 2013 | -- | $214,400 +3% |
| 2012 | -- | $208,200 +3% |
| 2011 | -- | $202,100 +3% |
| 2010 | -- | $196,200 +3% |
| 2009 | -- | $190,500 +3% |
| 2008 | -- | $184,900 +3% |
| 2007 | -- | $179,500 +3% |
| 2006 | -- | $174,200 +3% |
| 2005 | -- | $169,100 +3% |
| 2004 | -- | $164,200 +2.1% |
| 2003 | -- | $160,900 +190.4% |
| 2002 | $218 -83.4% | $55,400 |
| 2000 | $1,317 | -- |
| 1999 | -- | $154,900 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 96720
Nearby schools
GreatSchools rating
- 10/10Ernest Bowen Desilva Elementary SchoolGrades: PK-6Distance: 0.5 mi
- 8/10Hilo Intermediate SchoolGrades: 7-8Distance: 1.7 mi
- 6/10Hilo High SchoolGrades: 9-12Distance: 1.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Hawaii
- Hawaii County
- Hilo
- 96720
- 77 Terrace Dr





