Discover the charm of coastal living just moments from Hardings Beach. This inviting 3-bedroom, 2-bath home enjoys beautiful water views over Bucks Creek and spectacular west-facing sunsets. Private stairs lead directly to the water's edge, making it easy to launch a kayak, explore the creek, or simply relax by the shore. The light-filled sunroom provides the perfect place to unwind while taking in the ever-changing coastal scenery throughout the seasons. Residents enjoy access to the Hardings Beach Hills Association dock, kayak storage, and waterfront picnic area, offering exceptional opportunities to enjoy life on the water. Whether you're seeking a year-round residence, seasonal retreat, or investment opportunity, this home offers an exceptional Chatham location surrounded by natural beauty. Abutting property at 92 Indian Trail is also available for $3,200,000.
For sale
Price cut: $100K (6/3)
$2,700,000
78 Indian Trail, Chatham, MA 02633
3beds
1,160sqft
Single Family Residence
Built in 1963
0.36 Acres Lot
$2,563,800 Zestimate®
$2,328/sqft
$29/mo HOA
What's special
Spectacular west-facing sunsetsLight-filled sunroomWaterfront picnic area
- 227 days |
- 796 |
- 30 |
Zillow last checked:
Listing updated:
Listed by:
Judith L Smith 508-274-4100,
John C Ricotta & Assoc.
Source: CCIMLS,MLS#: 22505704
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom 2
- Features: Bedroom 2
- Level: First
Bedroom 3
- Features: Bedroom 3
- Level: First
Dining room
- Features: Dining Room
- Level: First
Kitchen
- Features: Kitchen
- Level: First
Living room
- Features: Living Room
- Level: First
Heating
- Has Heating (Unspecified Type)
Cooling
- None
Appliances
- Included: Electric Range, Gas Water Heater
Features
- Recessed Lighting, Linen Closet
- Flooring: Hardwood, Tile, Laminate
- Basement: Full,Crawl Space
- Number of fireplaces: 1
Interior area
- Total structure area: 1,160
- Total interior livable area: 1,160 sqft
Property
Parking
- Total spaces: 4
- Parking features: Basement
- Attached garage spaces: 1
Features
- Stories: 1
- Patio & porch: Patio
- Exterior features: Outdoor Shower, Garden
- Has view: Yes
- Has water view: Yes
- Water view: Ocean
- On waterfront: Yes
- Body of water: Nantucket Sound
Lot
- Size: 0.36 Acres
- Features: Bike Path, Medical Facility, Shopping, Marina, Level, South of Route 28
Details
- Parcel number: CHAT M:08B B:0054 L:S82
- Zoning: R20
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch, Shingle
- Property subtype: Single Family Residence
Materials
- Shingle Siding
- Foundation: Block
- Roof: Asphalt
Condition
- Updated/Remodeled, Actual
- New construction: No
- Year built: 1963
- Major remodel year: 2014
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Common Area, Road Maintenance
- Services included: Reserve Funds
- HOA fee: $350 annually
Location
- Region: Chatham
Financial & listing details
- Price per square foot: $2,328/sqft
- Tax assessed value: $1,545,200
- Annual tax amount: $5,916
- Date on market: 11/21/2025
- Cumulative days on market: 228 days
- Road surface type: Paved
Estimated market value
$2,563,800
$2.44M - $2.69M
$3,522/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/3/2026 | Price change | $2,700,000-3.6%$2,328/sqft |
Source: | ||
| 11/21/2025 | Listed for sale | $2,800,000+84.8%$2,414/sqft |
Source: | ||
| 4/30/2012 | Listing removed | $1,515,000$1,306/sqft |
Source: NCI #21010038 Report a problem | ||
| 2/29/2012 | Listed for sale | $1,515,000$1,306/sqft |
Source: NCI #21010038 Report a problem | ||
| 1/1/2012 | Listing removed | $1,515,000$1,306/sqft |
Source: NCI #21010038 Report a problem | ||
| 11/12/2010 | Listed for sale | $1,515,000+96.8%$1,306/sqft |
Source: NCI #21010038 Report a problem | ||
| 3/11/2002 | Sold | $770,000+46.7%$664/sqft |
Source: Public Record Report a problem | ||
| 3/3/2000 | Sold | $525,000$453/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,219 +3% | $1,504,000 +6% |
| 2024 | $5,066 +8.5% | $1,419,100 +18% |
| 2023 | $4,668 -10% | $1,203,100 +7.2% |
| 2022 | $5,186 | $1,122,600 |
| 2021 | $5,186 +5.6% | $1,122,600 +10.1% |
| 2020 | $4,913 +5% | $1,019,300 +5.7% |
| 2019 | $4,677 +1.4% | $964,400 +1.8% |
| 2018 | $4,612 -0.3% | $947,000 +3% |
| 2017 | $4,624 +2% | $919,300 +1.8% |
| 2016 | $4,534 +3.6% | $903,100 +3% |
| 2015 | $4,376 -0.2% | $876,900 +1.6% |
| 2014 | $4,383 -1.3% | $862,800 -2.2% |
| 2013 | $4,439 -34.7% | $882,600 -42.2% |
| 2012 | $6,793 +4% | $1,526,600 |
| 2011 | $6,534 -0.9% | $1,526,600 -11.5% |
| 2010 | $6,593 +34.5% | $1,725,800 +31.7% |
| 2009 | $4,901 +5% | $1,310,300 +3% |
| 2008 | $4,668 | $1,271,900 |
| 2007 | $4,668 +13.2% | $1,271,900 +15.1% |
| 2006 | $4,122 +20.5% | $1,105,100 +45.3% |
| 2005 | $3,422 | $760,400 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 02633
Nearby schools
GreatSchools rating
- 7/10Monomoy Regional Middle SchoolGrades: 5-7Distance: 2 mi
- 4/10Monomoy Regional High SchoolGrades: 8-12Distance: 3.7 mi
- 8/10Chatham Elementary SchoolGrades: PK-4Distance: 2.1 mi
Schools provided by the listing agent
- District: Monomoy
Source: CCIMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Massachusetts
- Barnstable County
- Chatham
- 02633
- 78 Indian Trail





