Discover the charm of coastal living just moments from Hardings Beach. This inviting 3-bedroom, 2-bath home enjoys beautiful water views over Bucks Creek and spectacular west-facing sunsets. Private stairs lead directly to the water's edge, making it easy to launch a kayak, explore the creek, or simply relax by the shore. The light-filled sunroom provides the perfect place to unwind while taking in the ever-changing coastal scenery throughout the seasons. Residents enjoy access to the Hardings Beach Hills Association dock, kayak storage, and waterfront picnic area, offering exceptional opportunities to enjoy life on the water. Whether you're seeking a year-round residence, seasonal retreat, or investment opportunity, this home offers an exceptional Chatham location surrounded by natural beauty. Abutting property at 92 Indian Trail is also available for $3,200,000.
For sale
$2,700,000
78 Indian Trail, Chatham, MA 02633
3beds
1,160sqft
Single Family Residence
Built in 1963
0.36 Acres Lot
$2,581,700 Zestimate®
$2,328/sqft
$29/mo HOA
What's special
Spectacular west-facing sunsetsLight-filled sunroomWaterfront picnic area
- 319 days
- 621
- 31
Zillow last checked:
Listing updated:
Listed by:
Judith L Smith 508-274-4100,
John C Ricotta & Assoc.
Source: CCIMLS,MLS#: 22505704
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Natural Gas
Cooling
- None
Appliances
- Included: Electric Range, Natural Gas, Water Heater
- Laundry: Gas Dryer Hookup
Features
- Linen Closet, Recessed Lighting
- Flooring: Hardwood, Laminate, Tile
- Basement: Full
- Number of fireplaces: 1
Interior area
- Total structure area: 1,160
- Total interior livable area: 1,160 sqft
Property
Parking
- Total spaces: 4
- Parking features: Storage, Off Street, Gravel
- Attached garage spaces: 1
Features
- Stories: 1
- Patio & porch: Patio
- Exterior features: Outdoor Shower, Garden, Underground Sprinkler System
- On waterfront: Yes
- Waterfront features: Waterview, Waterfront, Ocean Front
- Body of water: Nantucket Sound,Salt
Lot
- Size: 0.36 Acres
- Features: Level
Details
- Parcel number: CHAT M:08B B:0054 L:S82
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Shingle Siding
- Roof: Asphalt
Condition
- Year built: 1963
Utilities & green energy
- Water: Public
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Road Maintenance, Boat Dock
- Services included: Common Area, Reserve Funds
- HOA fee: $350 annually
Location
- Region: Chatham
Financial & listing details
- Price per square foot: $2,328/sqft
- Tax assessed value: $1,545,200
- Annual tax amount: $5,916
- Date on market: 11/21/2025
- Cumulative days on market: 319 days
Estimated market value
$2,581,700
$2.45M - $2.71M
$3,223/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/3/2026 | Listed for sale | $2,700,000-3.6%$2,328/sqft |
Source: | ||
| 11/21/2025 | Listed for sale | $2,800,000+84.8%$2,414/sqft |
Source: | ||
| 4/30/2012 | Listing removed | $1,515,000$1,306/sqft |
Source: NCI #21010038 Report a problem | ||
| 2/29/2012 | Listed for sale | $1,515,000$1,306/sqft |
Source: NCI #21010038 Report a problem | ||
| 1/1/2012 | Listing removed | $1,515,000$1,306/sqft |
Source: NCI #21010038 Report a problem | ||
| 11/12/2010 | Listed for sale | $1,515,000+96.8%$1,306/sqft |
Source: NCI #21010038 Report a problem | ||
| 3/11/2002 | Sold | $770,000+46.7%$664/sqft |
Source: Public Record Report a problem | ||
| 3/3/2000 | Sold | $525,000$453/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,219 +3% | $1,504,000 +6% |
| 2024 | $5,066 +8.5% | $1,419,100 +18% |
| 2023 | $4,668 -10% | $1,203,100 +7.2% |
| 2022 | $5,186 | $1,122,600 |
| 2021 | $5,186 +5.6% | $1,122,600 +10.1% |
| 2020 | $4,913 +5% | $1,019,300 +5.7% |
| 2019 | $4,677 +1.4% | $964,400 +1.8% |
| 2018 | $4,612 -0.3% | $947,000 +3% |
| 2017 | $4,624 +2% | $919,300 +1.8% |
| 2016 | $4,534 +3.6% | $903,100 +3% |
| 2015 | $4,376 -0.2% | $876,900 +1.6% |
| 2014 | $4,383 -1.3% | $862,800 -2.2% |
| 2013 | $4,439 -34.7% | $882,600 -42.2% |
| 2012 | $6,793 +4% | $1,526,600 |
| 2011 | $6,534 -0.9% | $1,526,600 -11.5% |
| 2010 | $6,593 +34.5% | $1,725,800 +31.7% |
| 2009 | $4,901 +5% | $1,310,300 +3% |
| 2008 | $4,668 | $1,271,900 |
| 2007 | $4,668 +13.2% | $1,271,900 +15.1% |
| 2006 | $4,122 +20.5% | $1,105,100 +45.3% |
| 2005 | $3,422 | $760,400 |
Find assessor info on the county website
Monthly payment
Est. payment





