Wake each morning to sparkling water views and end your day with spectacular sunsets over Bucks Creek. Located in Chatham's coveted Hardings Beach Hills neighborhood, this thoughtfully updated and meticulously maintained 3-bedroom, 3-bath home captures sweeping westerly water views. The primary suite features a private balcony overlooking the water, while a dedicated office offers flexibility for remote work or guests. Set on a private .40-acre lot with a classic Cape Cod outdoor shower, the property also includes owned solar panels and an EV charging station. Just moments from Hardings Beach, one of Chatham's premier family-friendly beaches, you'll enjoy easy access to Nantucket Sound. The neighborhood association offers a dock with kayak storage and a waterfront picnic area for exploring Bucks Creek. A rare opportunity to enjoy stunning views, unforgettable sunsets, modern energy-efficient features, and the relaxed coastal lifestyle in one of Chatham's most sought-after neighborhoods. Abutting property at 78 Indian Trail is also available for $2,800,000.
For sale
Price cut: $100K (6/3)
$3,100,000
92 Indian Trail, Chatham, MA 02633
3beds
2,004sqft
Single Family Residence
Built in 1960
0.4 Acres Lot
$2,954,000 Zestimate®
$1,547/sqft
$29/mo HOA
What's special
Modern energy-efficient featuresDedicated officeSparkling water viewsSweeping westerly water views
- 226 days |
- 710 |
- 22 |
Zillow last checked:
Listing updated:
Listed by:
Judith L Smith 508-274-4100,
John C Ricotta & Assoc.
Source: CCIMLS,MLS#: 22505703
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
Bedroom 2
- Features: Bedroom 2
- Level: First
Bedroom 3
- Features: Bedroom 3
- Level: First
Dining room
- Features: Dining Room
- Level: First
Kitchen
- Features: Kitchen
- Level: First
Living room
- Features: Living Room
- Level: First
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air
Appliances
- Included: Gas Water Heater
Features
- Recessed Lighting, Pantry, Linen Closet
- Flooring: Hardwood, Tile, Laminate
- Basement: Interior Entry,Full,Crawl Space
- Number of fireplaces: 1
Interior area
- Total structure area: 2,004
- Total interior livable area: 2,004 sqft
Property
Parking
- Total spaces: 3
- Parking features: Basement
- Attached garage spaces: 1
Features
- Stories: 2
- Patio & porch: Deck, Patio
- Exterior features: Outdoor Shower, Garden
- Fencing: Fenced
- Has view: Yes
- Has water view: Yes
- Water view: Ocean
- On waterfront: Yes
- Body of water: Nantucket Sound
Lot
- Size: 0.4 Acres
- Features: Bike Path, Medical Facility, Shopping, Marina, Level, South of Route 28
Details
- Parcel number: CHAT M:08B B:0053 L:S81
- Zoning: R20
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Shingle Siding
- Foundation: Block
- Roof: Asphalt
Condition
- Updated/Remodeled, Actual
- New construction: No
- Year built: 1960
Utilities & green energy
- Electric: Photovoltaics Seller Owned
- Sewer: Septic Tank
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Common Area, Road Maintenance
- Services included: Reserve Funds
- HOA fee: $350 annually
Location
- Region: Chatham
Financial & listing details
- Price per square foot: $1,547/sqft
- Tax assessed value: $1,767,600
- Annual tax amount: $6,768
- Date on market: 11/21/2025
- Cumulative days on market: 227 days
- Road surface type: Paved
Estimated market value
$2,954,000
$2.81M - $3.10M
$4,660/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/3/2026 | Price change | $3,100,000-3.1%$1,547/sqft |
Source:  CCIMLS #22505703 Report a problem | ||
| 11/21/2025 | Listed for sale | $3,200,000+77.8%$1,597/sqft |
Source: CCIMLS #22505703 Report a problem | ||
| 11/7/2005 | Sold | $1,800,000+17.6%$898/sqft |
Source: Public Record Report a problem | ||
| 8/11/2004 | Sold | $1,530,000$763/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,977 +3% | $1,722,400 +6% |
| 2024 | $5,802 +7.6% | $1,625,300 +17% |
| 2023 | $5,391 -7.8% | $1,389,400 +9.8% |
| 2022 | $5,845 | $1,265,200 |
| 2021 | $5,845 +5.4% | $1,265,200 +10% |
| 2020 | $5,546 +4.3% | $1,150,700 +5% |
| 2019 | $5,317 +1.9% | $1,096,300 +2.3% |
| 2018 | $5,220 -0.3% | $1,071,900 +3% |
| 2017 | $5,235 +1.9% | $1,040,800 +1.7% |
| 2016 | $5,138 +3.5% | $1,023,500 +2.9% |
| 2015 | $4,963 -1.7% | $994,500 +0.1% |
| 2014 | $5,050 +0% | $994,000 -1% |
| 2013 | $5,048 -34.2% | $1,003,600 -41.8% |
| 2012 | $7,667 +4% | $1,723,000 |
| 2011 | $7,374 +0.1% | $1,723,000 -10.6% |
| 2010 | $7,366 +32.7% | $1,928,200 +29.9% |
| 2009 | $5,550 +3.9% | $1,484,000 +1.9% |
| 2008 | $5,342 | $1,455,700 |
| 2007 | $5,342 +17.2% | $1,455,700 +19.1% |
| 2006 | $4,559 +9.7% | $1,222,200 +32.4% |
| 2005 | $4,155 | $923,400 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 02633
Nearby schools
GreatSchools rating
- 7/10Monomoy Regional Middle SchoolGrades: 5-7Distance: 2 mi
- 4/10Monomoy Regional High SchoolGrades: 8-12Distance: 3.7 mi
- 8/10Chatham Elementary SchoolGrades: PK-4Distance: 2.1 mi
Schools provided by the listing agent
- District: Monomoy
Source: CCIMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Massachusetts
- Barnstable County
- Chatham
- 02633
- 92 Indian Trail
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