Key Largo 3 Bedroom / 3 Bathroom CBS home located in an X flood zone and room for a pool! NEW METAL ROOF 2026. This well-maintained property sits on a nearly half-acre corner lot bordered by three streets, offering exceptional privacy. Approximately 1,600sf of additional land can be cleared, bringing the total clearable area to roughly 8,000sf -larger than most lots in the Keys and ideal for a pool, expanded outdoor living, or other custom improvements.With over 1,800 sq. ft. of living space, the layout offers great separation. The primary suite occupies its own wing with a walk-in closet, en-suite bath, and private screened porch. A Florida room creates a comfortable buffer from the main living area. Both guest bedrooms include en-suite baths, and one opens directly to a spacious screened porch that also connects to the living room.Built in 2004 with impact windows and doors, plus AC (2018) and a new water heater (2025). The homeowner's park is right around the corner, offering a clubhouse, boat ramp, and a neighborhood beach - perfect for launching kayaks or paddle boards or letting your dog cool off in the water.Move-in ready and turnkey, this home delivers privacy, comfort, and the Keys lifestyle all in one.
For sale
Price cut: $15K (5/30)
$835,000
78 John Silver Dr, Key Largo, FL 33037
3beds
1,837sqft
Single Family Residence
Built in 2004
0.45 Acres Lot
$-- Zestimate®
$455/sqft
$17/mo HOA
What's special
En-suite bathNearly half-acre corner lotImpact windows and doorsPrivate screened porchWalk-in closet
- 228 days |
- 511 |
- 27 |
Zillow last checked:
Listing updated:
Listed by:
Claire Johnson 305-731-4602,
Coastal Realty of the Florida Keys
Source: FLKMLS,MLS#: 617435
Originating MLS: Florida Keys
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Central Air
Appliances
- Included: Washer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Features
- Doors: Impact Rstnce Doors
- Windows: Impact Rstnce Window
Interior area
- Total interior livable area: 1,837 sqft
Property
Features
- Water view: None
- Waterfront features: None, Dockage: None
Lot
- Size: 0.45 Acres
- Features: 1/4 - 1/2 Acre
Details
- Parcel number: 00493890000000
- Zoning: IS
- Zoning description: Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
- Roof: Shingle
Condition
- Year built: 2004
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Cable Available
Community & HOA
Community
- Subdivision: Pirates Cove (Key Largo) (98.5)
HOA
- Has HOA: Yes
- Services included: None
- HOA fee: $200 yearly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $455/sqft
- Tax assessed value: $942,207
- Annual tax amount: $6,934
- Date on market: 11/24/2025
- Listing terms: No Seller Finance
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/30/2026 | Price change | $835,000-1.8%$455/sqft |
Source: | ||
| 1/21/2026 | Price change | $850,000-5.5%$463/sqft |
Source: | ||
| 11/24/2025 | Listed for sale | $899,900-5.2%$490/sqft |
Source: | ||
| 11/24/2025 | Listing removed | $949,000$517/sqft |
Source: | ||
| 8/29/2025 | Listed for sale | $949,000+30.9%$517/sqft |
Source: | ||
| 12/30/2021 | Sold | $725,000-1.4%$395/sqft |
Source: | ||
| 11/17/2021 | Price change | $735,000-3.3%$400/sqft |
Source: | ||
| 10/15/2021 | Listed for sale | $760,000+117.1%$414/sqft |
Source: | ||
| 9/30/2009 | Sold | $350,000-37.2%$191/sqft |
Source: | ||
| 5/25/2008 | Listing removed | $557,000$303/sqft |
Source: Visual Tour #536296 Report a problem | ||
| 4/25/2008 | Price change | $557,000+3.7%$303/sqft |
Source: Visual Tour #536296 Report a problem | ||
| 2/3/2008 | Price change | $537,000-18.3%$292/sqft |
Source: Visual Tour #536296 Report a problem | ||
| 9/7/2007 | Price change | $657,000+18%$358/sqft |
Source: Visual Tour #536296 Report a problem | ||
| 7/8/2007 | Price change | $557,000+3.7%$303/sqft |
Source: Visual Tour #536296 Report a problem | ||
| 7/3/2007 | Listed for sale | $537,000$292/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,267 +4.8% | $836,607 +2.9% |
| 2024 | $6,935 +3.4% | $813,030 +3% |
| 2023 | $6,705 +6.2% | $789,350 +3% |
| 2022 | $6,316 +9.8% | $766,360 +33.9% |
| 2021 | $5,753 +14.1% | $572,499 +10% |
| 2020 | $5,040 | $520,454 +10% |
| 2019 | $5,040 +9.2% | $473,140 +5.3% |
| 2018 | $4,614 +2.7% | $449,403 +0.4% |
| 2017 | $4,494 +0.6% | $447,431 +10.1% |
| 2016 | $4,468 +4.8% | $406,558 -0.1% |
| 2015 | $4,262 | $406,894 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 6.4 mi
- 5/10Coral Shores High SchoolGrades: 9-12Distance: 8.1 mi
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- Key Largo
- 33037
- 78 John Silver Dr