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For sale
  • $1,099,000

    85 Henry Morgan Dr, Key Largo, FL 33037

    3beds
    1,499sqft
    Single Family Residence
    Built in 2009
    7,500 Square Feet Lot
    $1,045,700 Zestimate®
    $733/sqft
    $-- HOA

    What's special

    Private oasisCustom black granite islandMetal roofNew gourmet kitchenBuilt-in grillThree lots spanning street-to-streetCustom lighting and fixtures
    Stunningly updated ground level home on three lots, spanning street-to-street in Key Largo's Pirate's Cove neighborhood with community boat ramp, clubhouse and bayfront beach. This spacious concrete home with metal roof is high and dry in the most desirable X-flood zone, and it also has insulated Anderson impact windows for safety and energy efficiency. Outside is mature, lush landscaping (including mango, soursop, lime and key lime trees) that wraps the home in shady gardens and transports you into your own private oasis with built-in grill, shelter and fire pit. Inside, the new gourmet kitchen is flanked by a pair of matching Miele refrigerators and features a custom black granite island with a professional grade Wolf gas range, double ovens, drawer microwave and hammered copper hood. The custom wood cabinets are rough sawn imported black walnut and accented by a deep hammered copper farm sink. The interior craftsmanship and attention to detail can be seen throughout the home, from the rough sawn imported black walnut doors, door casings, baseboards and window trim to the custom closet doors, copper bathroom sink basins, and custom lighting and fixtures. There's also primary bedroom and built in bookshelves in the second bedroom. Must see to appreciate! Call today.
    59 days
    |
    103
    |
    3
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Anais Yilmaz 786-320-0524,

    PS Realty Group LLC

    Source: MIAMI,MLS#: A12015323MLS LogoOriginating MLS: A-Miami Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Other
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dryer, Electric Water Heater, Microwave
      • Laundry: Laundry Room, Washer/Dryer Hook-Up
      Features
      • Doors: High Impact Doors
      Interior area
      • Total structure area: 1,881
      • Total interior livable area: 1,499 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Additional Spaces Available, Other, Rv/Boat Parking
      Features
      • Entry location: First Floor Entry
      • Exterior features: Barbecue, Built-in Barbecue
      • Pool features: R30-No Pool/No Water
      • Has view: Yes
      • View description: None
      Lot
      • Size: 7,500 Square Feet
      • Features: Less Than 1/4 Acre Lot
      Details
      • Parcel number: 00493710000000
      • Zoning: IS-M

      Construction

      Type & style
      • Home type: MobileManufactured
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Concrete Block Construction
      • Roof: Aluminum,Metal
      Condition
      • Year built: 2009

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Municipal Water

      Community & HOA

      Community
      • Features: Clubhouse
      • Subdivision: Pirates Cove
      HOA
      • Has HOA: Yes
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $733/sqft
      • Tax assessed value: $737,647
      • Annual tax amount: $6,804
      • Date on market: 5/7/2026
      • Listing terms: Conventional,FHA,FHA-Va Approved

        Estimated market value

        $1,045,700

        $993,000 - $1.10M

        $3,797/mo

        Price history

        DateEventPrice
        5/9/2026Listed for sale$1,099,000+10%$733/sqft
        Source: MIAMI #A12015323 Report a problem
        1/14/2026Sold$999,000$666/sqft
        Source: Public Record Report a problem
        10/9/2025Listed for sale$999,000$666/sqft
        Source: Key West AOR #616811 Report a problem
        4/29/2025Listing removed$999,000$666/sqft
        Source: Key West AOR #614010 Report a problem
        4/5/2025Price change$999,000-8.3%$666/sqft
        Source: Key West AOR #614010 Report a problem
        3/4/2025Listed for sale$1,090,000+22.5%$727/sqft
        Source: FLKMLS #614010 Report a problem
        9/19/2024Sold$890,000-0.6%$594/sqft
        Source: FLKMLS #609735 Report a problem
        8/1/2024Contingent$895,000$597/sqft
        Source: Key West AOR #609735 Report a problem
        7/20/2024Price change$895,000-10.1%$597/sqft
        Source: Key West AOR #609735 Report a problem
        6/24/2024Price change$995,000-9.5%$664/sqft
        Source: Key West AOR #609735 Report a problem
        4/25/2024Listed for sale$1,100,000+175.7%$734/sqft
        Source: Key West AOR #609735 Report a problem
        12/14/2015Sold$399,000+45.1%$266/sqft
        Source: Public Record Report a problem
        9/15/2009Sold$275,000$183/sqft
        Source: FLKMLS #546791 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,804 +2.5%$737,647 +0.5%
        2024$6,637 +61.7%$734,284 +59%
        2023$4,105 +5.7%$461,862 +3%
        2022$3,883 -1.6%$448,410 +3%
        2021$3,945 +0.6%$435,350 +1.4%
        2020$3,922 $429,340 +4.9%
        2019$3,922 -4.2%$409,397 +3.6%
        2018$4,092 +1.2%$395,299 -0.9%
        2017$4,042 +1.8%$398,754 +15.4%
        2016$3,969 +6.3%$345,417 +8.5%
        2015$3,733 $318,246

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33037

        Getting around

        32 / 100
        Car-Dependent
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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