Stunningly updated ground level home on three lots, spanning street-to-street in Key Largo's Pirate's Cove neighborhood with community boat ramp, clubhouse and bayfront beach. This spacious concrete home with metal roof is high and dry in the most desirable X-flood zone, and it also has insulated Anderson impact windows for safety and energy efficiency. Outside is mature, lush landscaping (including mango, soursop, lime and key lime trees) that wraps the home in shady gardens and transports you into your own private oasis with built-in grill, shelter and fire pit. Inside, the new gourmet kitchen is flanked by a pair of matching Miele refrigerators and features a custom black granite island with a professional grade Wolf gas range, double ovens, drawer microwave and hammered copper hood. The custom wood cabinets are rough sawn imported black walnut and accented by a deep hammered copper farm sink. The interior craftsmanship and attention to detail can be seen throughout the home, from the rough sawn imported black walnut doors, door casings, baseboards and window trim to the custom closet doors, copper bathroom sink basins, and custom lighting and fixtures. There's also primary bedroom and built in bookshelves in the second bedroom. Must see to appreciate! Call today.
For sale
$1,099,000
85 Henry Morgan Dr, Key Largo, FL 33037
3beds
1,499sqft
Single Family Residence
Built in 2009
7,500 Square Feet Lot
$1,045,700 Zestimate®
$733/sqft
$-- HOA
What's special
Private oasisCustom black granite islandMetal roofNew gourmet kitchenBuilt-in grillThree lots spanning street-to-streetCustom lighting and fixtures
- 59 days |
- 103 |
- 3 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Anais Yilmaz 786-320-0524,
PS Realty Group LLC
Source: MIAMI,MLS#: A12015323
Originating MLS: A-Miami Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Other
Cooling
- Ceiling Fan(s)
Appliances
- Included: Dryer, Electric Water Heater, Microwave
- Laundry: Laundry Room, Washer/Dryer Hook-Up
Features
- Doors: High Impact Doors
Interior area
- Total structure area: 1,881
- Total interior livable area: 1,499 sqft
Video & virtual tour
Property
Parking
- Parking features: Additional Spaces Available, Other, Rv/Boat Parking
Features
- Entry location: First Floor Entry
- Exterior features: Barbecue, Built-in Barbecue
- Pool features: R30-No Pool/No Water
- Has view: Yes
- View description: None
Lot
- Size: 7,500 Square Feet
- Features: Less Than 1/4 Acre Lot
Details
- Parcel number: 00493710000000
- Zoning: IS-M
Construction
Type & style
- Home type: MobileManufactured
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Concrete Block Construction
- Roof: Aluminum,Metal
Condition
- Year built: 2009
Utilities & green energy
- Sewer: Public Sewer
- Water: Municipal Water
Community & HOA
Community
- Features: Clubhouse
- Subdivision: Pirates Cove
HOA
- Has HOA: Yes
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $733/sqft
- Tax assessed value: $737,647
- Annual tax amount: $6,804
- Date on market: 5/7/2026
- Listing terms: Conventional,FHA,FHA-Va Approved
Estimated market value
$1,045,700
$993,000 - $1.10M
$3,797/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/9/2026 | Listed for sale | $1,099,000+10%$733/sqft |
Source: | ||
| 1/14/2026 | Sold | $999,000$666/sqft |
Source: Public Record Report a problem | ||
| 10/9/2025 | Listed for sale | $999,000$666/sqft |
Source: | ||
| 4/29/2025 | Listing removed | $999,000$666/sqft |
Source: | ||
| 4/5/2025 | Price change | $999,000-8.3%$666/sqft |
Source: | ||
| 3/4/2025 | Listed for sale | $1,090,000+22.5%$727/sqft |
Source: | ||
| 9/19/2024 | Sold | $890,000-0.6%$594/sqft |
Source: | ||
| 8/1/2024 | Contingent | $895,000$597/sqft |
Source: | ||
| 7/20/2024 | Price change | $895,000-10.1%$597/sqft |
Source: | ||
| 6/24/2024 | Price change | $995,000-9.5%$664/sqft |
Source: | ||
| 4/25/2024 | Listed for sale | $1,100,000+175.7%$734/sqft |
Source: | ||
| 12/14/2015 | Sold | $399,000+45.1%$266/sqft |
Source: Public Record Report a problem | ||
| 9/15/2009 | Sold | $275,000$183/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,804 +2.5% | $737,647 +0.5% |
| 2024 | $6,637 +61.7% | $734,284 +59% |
| 2023 | $4,105 +5.7% | $461,862 +3% |
| 2022 | $3,883 -1.6% | $448,410 +3% |
| 2021 | $3,945 +0.6% | $435,350 +1.4% |
| 2020 | $3,922 | $429,340 +4.9% |
| 2019 | $3,922 -4.2% | $409,397 +3.6% |
| 2018 | $4,092 +1.2% | $395,299 -0.9% |
| 2017 | $4,042 +1.8% | $398,754 +15.4% |
| 2016 | $3,969 +6.3% | $345,417 +8.5% |
| 2015 | $3,733 | $318,246 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 6.4 mi
- 5/10Coral Shores High SchoolGrades: 9-12Distance: 8.1 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Monroe County
- Key Largo
- 33037
- 85 Henry Morgan Dr






