Own a Premium La Quinta Home for Just $381,000 Out-of-Pocket!
Take advantage of an incredible, rare opportunity to secure a beautiful, fully upgraded 3-bedroom, 2-bathroom corner lot home in the desirable Watercolors 55+ community. This highly affordable, low-maintenance residence features an inviting layout with airy vaulted ceilings, a cozy fireplace, a private patio, a generous two-car garage, and community perks like a clubhouse, pool, spa, and included cable/Wi-Fi.
Please note: To qualify for this community, buyers must use the home as their primary residence. No investment buyers, rentals, or all-cash purchases are permitted.
Pricing, Financing, and Income Qualifications:
The financial breakdown for this affordable housing program is as follows: The total purchase price is $440,000, which includes a $56,000 silent second mortgage held by the La Quinta Housing Authority. This drastically lowers the buyer's actual out-of-pocket base cost to just $381,000 (minus a $3,000 earnest money deposit or the final negotiated price).
To qualify, the combined gross income for moderate-income households must fall within the official 2025 Riverside County Housing Authority limits:
1-person household: $62,651 – $87,300
2-person household: $71,601 – $99,750
3-person household: $80,551 – $112,250
4-person household: $89,501 – $124,700
For sale
Listed by: REALTY ONE GROUP ROADS
Price cut: $8K (6/23)
$432,000
79338 Cool Reflection, La Quinta, CA 92253
3beds
1,337sqft
Single Family Residence
Built in 2006
3,049 Square Feet Lot
$425,200 Zestimate®
$323/sqft
$316/mo HOA
What's special
Cozy fireplaceGenerous two-car garagePrivate patioInviting layoutCorner lotAiry vaulted ceilings
- 64 days |
- 602 |
- 4 |
Zillow last checked:
Listing updated:
Listed by:
David Hazward DRE #02030950 951-662-6910,
REALTY ONE GROUP ROADS,
Vennecia Hazward DRE #02305155,
REALTY ONE GROUP ROADS
Source: CRMLS,MLS#: IG26074690
Originating MLS: California Regional MLS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bedroom, Entry/Foyer, Family Room, Foyer, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other, Pantry, Dining Room
Primary bedroom
- Features: Main Level Primary
Bedroom
- Features: All Bedrooms Down
Bathroom
- Features: Full Bath on Main Level, Granite Counters, Separate Shower, Upgraded, Vanity, Walk-In Shower
Kitchen
- Features: Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Self-closing Cabinet Doors, Self-closing Drawers, Tile Counters, Walk-In Pantry
Other
- Features: Walk-In Closet(s)
Pantry
- Features: Walk-In Pantry
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Gas Oven, Gas Range, Microwave, Refrigerator, Water Heater, Dryer, Washer
- Laundry: Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
Features
- Ceiling Fan(s), Crown Molding, Cathedral Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, Granite Counters, High Ceilings, Open Floorplan, Pantry, All Bedrooms Down, Bedroom on Main Level, Entrance Foyer, Main Level Primary, Primary Suite, Walk-In Pantry, Walk-In Closet(s)
- Flooring: Carpet, Laminate
- Doors: Double Door Entry, French Doors, Mirrored Closet Door(s), Sliding Doors
- Windows: Atrium, Blinds, Plantation Shutters
- Has fireplace: Yes
- Fireplace features: Family Room, Gas
- Common walls with other units/homes: 1 Common Wall
Interior area
- Total interior livable area: 1,337 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway Level, Door-Single, Driveway, Garage, Garage Door Opener, Gated, On Site
- Attached garage spaces: 2
Accessibility
- Accessibility features: Safe Emergency Egress from Home, Parking
Features
- Levels: One
- Stories: 1
- Entry location: Front Door
- Patio & porch: Concrete, Deck, Open, Patio, Porch
- Pool features: Community, In Ground, Association
- Has spa: Yes
- Spa features: Association, Community
- Fencing: Stucco Wall,Vinyl
- Has view: Yes
- View description: Canyon, Desert, Hills, Mountain(s)
Lot
- Size: 3,049 Square Feet
- Features: 0-1 Unit/Acre, Back Yard, Corner Lot, Drip Irrigation/Bubblers, Landscaped, Level, Near Park, Yard
Details
- Parcel number: 600410007
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Spanish,Traditional,Patio Home
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Asphalt, Block, Frame, Glass, Plaster
- Foundation: Slab
- Roof: Shingle,Spanish Tile
Condition
- Turnkey
- New construction: No
- Year built: 2006
Utilities & green energy
- Electric: Standard
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Phone Available, Phone Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Community & HOA
Community
- Features: Biking, Dog Park, Golf, Hiking, Street Lights, Sidewalks, Gated, Park, Pool
- Security: Carbon Monoxide Detector(s), Gated Community, 24 Hour Security, Smoke Detector(s), Security Lights
- Senior community: Yes
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fire Pit, Outdoor Cooking Area, Pool, Pets Allowed, Recreation Room, Guard, Sauna, Spa/Hot Tub, Security, Trash, Cable TV, Utilities, Water
- Services included: Pest Control, Sewer
- HOA fee: $316 monthly
- HOA name: Water Colors La Quinta HOA
- HOA phone: 760-771-5343
Location
- Region: La Quinta
Financial & listing details
- Price per square foot: $323/sqft
- Tax assessed value: $200,788
- Annual tax amount: $3,168
- Date on market: 4/27/2026
- Cumulative days on market: 64 days
- Listing terms: Conventional,1031 Exchange,FHA,USDA Loan,VA Loan
- Inclusions: Refrigerator, washer, dryer, patio furniture.
- Road surface type: Alley Paved, Paved
Estimated market value
$425,200
$404,000 - $446,000
$3,028/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Price change | $432,000-1.8%$323/sqft |
Source: | ||
| 5/27/2026 | Price change | $439,999-1.1%$329/sqft |
Source: | ||
| 4/27/2026 | Listed for sale | $445,000+1.1%$333/sqft |
Source: | ||
| 6/5/2023 | Listing removed | -- |
Source: | ||
| 5/21/2023 | Listed for sale | $439,950+54.9%$329/sqft |
Source: | ||
| 4/26/2019 | Sold | $284,000-1.7%$212/sqft |
Source: | ||
| 1/21/2019 | Price change | $289,000-2%$216/sqft |
Source: Windermere Homes & Estates #218024214 Report a problem | ||
| 1/9/2019 | Listed for sale | $295,000$221/sqft |
Source: Windermere Homes & Estates #218024214 Report a problem | ||
| 1/9/2019 | Pending sale | $295,000$221/sqft |
Source: Windermere Homes & Estates #218024214 Report a problem | ||
| 11/7/2018 | Listed for sale | $295,000$221/sqft |
Source: Windermere Homes & Estates #218024214 Report a problem | ||
| 11/7/2018 | Pending sale | $295,000$221/sqft |
Source: Windermere Homes & Estates #218024214 Report a problem | ||
| 9/2/2018 | Listed for sale | $295,000+7.7%$221/sqft |
Source: Windermere Homes & Estates #218024214 Report a problem | ||
| 6/9/2017 | Sold | $274,000+25.7%$205/sqft |
Source: | ||
| 4/28/2017 | Pending sale | $218,000$163/sqft |
Source: Countryside Properties #216028314 Report a problem | ||
| 3/16/2017 | Price change | $218,000-2.7%$163/sqft |
Source: Countryside Properties #216028314 Report a problem | ||
| 3/3/2017 | Price change | $223,950-4.1%$168/sqft |
Source: Countryside Properties #216028314 Report a problem | ||
| 12/13/2016 | Price change | $233,500-0.2%$175/sqft |
Source: Countryside Properties #217003894 Report a problem | ||
| 10/5/2016 | Price change | $233,950-19.3%$175/sqft |
Source: Countryside Properties #217003894 Report a problem | ||
| 9/30/2016 | Listed for sale | $289,950-3.3%$217/sqft |
Source: Countryside Properties #217003894 Report a problem | ||
| 5/10/2016 | Listing removed | $299,950$224/sqft |
Source: Countryside Properties #216010026 Report a problem | ||
| 4/24/2016 | Price change | $299,950-2.3%$224/sqft |
Source: Countryside Properties #216010026 Report a problem | ||
| 3/23/2016 | Listed for sale | $307,000+130.8%$230/sqft |
Source: Countryside Properties #216010026 Report a problem | ||
| 12/31/2014 | Sold | $133,000-29.6%$99/sqft |
Source: Public Record Report a problem | ||
| 8/30/2014 | Price change | $189,000-5%$141/sqft |
Source: X AGENTS REFER #CV14168020 Report a problem | ||
| 8/23/2014 | Listed for sale | $199,000-7.4%$149/sqft |
Source: X AGENTS REFER #CV14168020 Report a problem | ||
| 8/24/2006 | Sold | $215,000$161/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,168 +3.2% | $200,788 +2% |
| 2024 | $3,070 +3.6% | $196,852 +2% |
| 2023 | $2,962 +4.5% | $192,993 +2% |
| 2022 | $2,836 +3% | $189,210 +2% |
| 2021 | $2,754 +1.8% | $185,501 +1% |
| 2020 | $2,707 -2.6% | $183,600 +3.2% |
| 2019 | $2,779 +8.4% | $177,908 +2% |
| 2018 | $2,564 +20.4% | $174,420 +26.6% |
| 2017 | $2,130 | $137,728 +2% |
| 2016 | $2,130 -0.3% | $135,028 +1.5% |
| 2015 | $2,135 -11.1% | $133,000 -15.3% |
| 2014 | $2,401 | $157,000 -9.2% |
| 2013 | -- | $172,983 +19.3% |
| 2012 | -- | $145,000 |
| 2011 | -- | $145,000 |
| 2010 | -- | $145,000 -12.3% |
| 2009 | -- | $165,422 +2% |
| 2008 | -- | $162,180 +2% |
| 2007 | -- | $159,000 +4.7% |
| 2006 | -- | $151,837 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 92253
Nearby schools
GreatSchools rating
- 5/10Harry S. Truman Elementary SchoolGrades: K-5Distance: 1.1 mi
- 4/10La Quinta Middle SchoolGrades: 6-8Distance: 1 mi
- 7/10La Quinta High SchoolGrades: 9-12Distance: 0.9 mi
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- California
- Riverside County
- La Quinta
- 92253
- 79338 Cool Reflection






