Welcome to 809 15th Street in Spirit Lake, where an updated interior, generous living space, and a convenient in-town location come together in one inviting home. The standout kitchen has been beautifully refreshed with modern cabinetry, coordinating countertops and backsplash, stainless steel appliances, updated lighting, and plenty of workspace and storage. The adjoining dining area and spacious living room create a comfortable, functional main level with updated flooring and abundant natural light. The living space continues downstairs with a finished lower level offering a large family/rec room complete with a wet bar—an ideal setup for entertaining and a second place to relax. Additional finished rooms and a second bathroom add even more flexibility, while unfinished space provides valuable storage and utility space. With 3 bedrooms, 2 bathrooms, approximately 1,322 square feet above grade, plus substantial finished lower-level living space, this home offers more room than you might expect. Enjoy the expansive front porch and two car detached garage that provides additional parking and storage along with a second driveway deep enough for a truck and trailer. Located in an established Spirit Lake neighborhood with easy access to schools, downtown, and all the recreation of the Iowa Great Lakes, 809 15th Street combines everyday practicality with updates buyers will appreciate. Move in, make it your own, and enjoy having the Lakes area right outside your door.
For sale
Price cut: $15K (10/7)
$230,000
809 15th St, Spirit Lake, IA 51360
3beds
1,486sqft
Single Family Residence
Built in 1915
6,534 Square Feet Lot
$-- Zestimate®
$155/sqft
$-- HOA
What's special
Wet barAdjoining dining areaFinished lower levelAdditional finished roomsModern cabinetryCoordinating countertops and backsplashUpdated flooring
- 33 days
- 968
- 51
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
DJ Naatjes PRIM:712-336-0888,
Naatjes Group | Bluewater Brokers
Source: Iowa Great Lakes BOR,MLS#: 261225
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom 1
- Level: Main
- Dimensions: 18 x 13.8
Bedroom 2
- Level: Main
- Dimensions: 11.4 x 9.7
Bathroom 1
- Level: Main
- Dimensions: 7.4 x 6.3
Bathroom 2
- Level: Lower
- Dimensions: 8.3 x 8.2
Family room
- Level: Lower
- Dimensions: 26.2 x 14.9
Kitchen
- Level: Main
- Dimensions: 17.6 x 15.8
Living room
- Level: Main
- Dimensions: 21.3 x 11.1
Patio
- Level: Main
- Dimensions: 31 x 24
Porch
- Level: Main
- Dimensions: 12 x 8
Utility room
- Level: Lower
- Dimensions: 21.7 x 12.6
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range/Stove, Refrigerator, Gas Water Heater
- Laundry: Main Level, Washer/Dryer Hkups
Features
- Eat-in Kitchen, Main Floor Bedrooms, Pantry
- Basement: Daylight,Egress Windows,Finished,Block,Full
Interior area
- Total structure area: 1,850
- Total interior livable area: 1,486 sqft
- Finished area above ground: 925
- Finished area below ground: 561
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Detached, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 1
- Patio & porch: Deck, Porch
Lot
- Size: 6,534 Square Feet
- Dimensions: 66 x 98
Details
- Parcel number: 0704179001
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Concrete, Frame/Wood
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1915
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & HOA
Community
- Subdivision: IA
Location
- Region: Spirit Lake
Financial & listing details
- Price per square foot: $155/sqft
- Tax assessed value: $107,100
- Annual tax amount: $1,046
- Date on market: 9/18/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/7/2026 | Price change | $230,000-6.1%$155/sqft |
Source:  Iowa Great Lakes BOR #261225 Report a problem | ||
| 9/18/2026 | Listed for sale | $245,000$165/sqft |
Source: Iowa Great Lakes BOR #261225 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,006 -3.8% | $107,100 +10.3% |
| 2024 | $1,046 +1.6% | $97,100 |
| 2023 | $1,030 +4.5% | $97,100 +21.1% |
| 2022 | $986 +0.4% | $80,200 |
| 2021 | $982 -9.3% | $80,200 +5.4% |
| 2020 | $1,083 -6.4% | $76,100 |
| 2019 | $1,157 +4.3% | $76,100 -3.7% |
| 2018 | $1,109 +9.8% | $79,000 |
| 2017 | $1,010 +2.6% | $79,000 +4.9% |
| 2016 | $984 +5.4% | $75,300 |
| 2015 | $934 +13.1% | $75,300 +13.6% |
| 2014 | $826 +3.5% | $66,300 |
| 2013 | $798 +5.6% | $66,300 |
| 2007 | $756 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 51360
Nearby schools
Schools provided by the listing agent
- District: Spirit Lake
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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