810 W Locust St, Springfield, MO 65803

Rent-to-Own in Central Springfield: 3 Bed / 2 Bath with 2-Car Garage and Big Fenced Yard! Stop renting and start owning. Live in 810 W Locust now and buy it when you're ready. This single-level, newer-build home has an open floor plan, lots of natural light, and tile and LVP floors throughout. The kitchen has warm gray cabinets, granite countertops, and a dining area with French doors looking out to the backyard. The primary suite has a full bath, a walk-in closet, and backyard views. Two more bedrooms share a second full bath. Outside, a deep quarter-acre lot gives you a fully fenced backyard with plenty of room to play and entertain. Plus an attached 2-car garage, central heat and air, double-pane windows, city water and sewer, and no HOA. Low-maintenance and built to keep looking good. Why lease-to-own? - Price locked today at $198,500. If values rise over the next 18 months, that's your gain. - $200 of every on-time $1,900 payment is credited toward your purchase ($3,600 over 18 months). - Your upfront down payment is credited in full at closing. - 18 months to get mortgage-ready: raise your credit, season self-employment income, or build job history while living in the home. We'll connect you with a lender to map your path to closing. - Live like an owner from day one. Handling minor repairs builds the habits lenders like to see. For people with steady, verifiable income who aren't quite bank-ready yet. To qualify: verifiable household income of $5,700+/month, no evictions in the last 5 years, and a down payment available now (minimum $7,000). Qualified applicants will be invited to a private showing. Owner is a licensed real estate agent in Missouri.