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Pending
    • $2,649,000

    81906 Overseas Hwy #3, Islamorada, FL 33036

    3beds
    1,768sqft
    : 
    $17,308/mo
    Get pre-qualified
    Single Family Residence
    Built in 2020
    2,178 Square Feet Lot
    $2,468,100 Zestimate®
    $1,498/sqft
    $994/mo HOA

    What's special

    Welcome to Coral Cove Residence 3, perfectly positioned in the heart of Islamorada. This turn-key, thoughtfully designed three-bedroom, three-and-a-half-bath residence was built in 2020 and features quality construction and well-appointed appliances throughout. A beautiful open floor plan allows natural light to flow effortlessly, creating an inviting coastal living environment.Located within Coral Cove, a private bayfront community of just eight residences, this home offers both exclusivity and convenience. The residence boasts its own private pool, ideal for relaxing or entertaining, while the community also features a stunning bayfront pool with sweeping sunset views over the water. An assigned boat slip in the community marina provides easy access to the bay and ocean beyond, perfect for boating, fishing, and enjoying life on the water.Weekly rentals are permitted, making this an excellent opportunity for a vacation home that can offset carrying costs, an income-producing investment, or a combination of both. The intimate, well-maintained community offers a peaceful retreat while remaining within walking distance to Islamorada's dining, art galleries, boutiques, and local attractions.A rare opportunity to own a turn-key property in one of downtown Islamorada's most desirable bayfront communities.
    223 days
    |
    39
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ernesto Portuondo 305-336-8874,

    American Caribbean Real Estate, Christie's International Real Estate,

    Joy C Martin 305-394-7866,

    American Caribbean Real Estate, Christie's International Real Estate

    Source: Key West AOR,MLS#: 617758MLS LogoOriginating MLS: Florida Keys

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Laundry
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Washer, Wine Cooler, Disposal, Microwave, Oven, Refrigerator, Dishwasher, Tankless Water Heater
      • Laundry: Laundry Room
      Features
      • Quartz Countertops, Built-in Cabinets, LED Lighting
      • Flooring: Vinyl
      • Doors: Impact Rstnce Doors
      • Windows: Impact Rstnce Window, Drapes/Blinds Incl
      • Furnished: Yes
      Interior area
      • Total structure area: 1,768
      • Total interior livable area: 1,768 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Assigned
      • Covered spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Open Porch/Balcony
      • Exterior features: Composite Dock
      • Has private pool: Yes
      • Pool features: Heated, In Ground
      • Has view: Yes
      • View description: Bay/Gulf View
      • Has water view: Yes
      • Water view: Bay/Gulf View
      • Waterfront features: Bay Front
      Lot
      • Size: 2,178 Square Feet
      • Features: Less Than 1/4 Acre
      Details
      • Additional structures: Assigned Dock, Basin
      • Parcel number: 00399270000300
      • Zoning: R1 - Residential Single Family
      • Zoning description: Residential Single Family
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS, Hardi Board Siding
      • Roof: Metal
      Condition
      • New Construction
      • New construction: Yes
      • Year built: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: FKAA

      Community & HOA

      Community
      • Security: Electric Gate, Smoke Detector(s), Fire Sprinkler System
      • Subdivision: Misc Upper Matacumbe (82.0)
      HOA
      • Services included: Common Area Mnt
      • HOA fee: $2,983 quarterly
      Location
      • Region: Islamorada

      Financial & listing details

      • Price per square foot: $1,498/sqft
      • Tax assessed value: $1,630,944
      • Annual tax amount: $15,089
      • Date on market: 12/18/2025
      • Listing terms: Owner May Carry,Conventional,Cash

        Estimated market value

        $2,468,100

        $2.34M - $2.59M

        $5,358/mo

        Price history

        DateEventPrice
        7/3/2026Pending sale$2,649,000$1,498/sqft
        Source: Key West AOR #617758 Report a problem
        6/22/2026Contingent$2,649,000$1,498/sqft
        Source: Key West AOR #617758 Report a problem
        12/18/2025Listed for sale$2,649,000+1.9%$1,498/sqft
        Source: Key West AOR #617758 Report a problem
        12/14/2025Listing removed--
        Source: Owner Report a problem
        12/1/2025Listed for sale$2,600,000+44.4%$1,471/sqft
        Source: Owner Report a problem
        5/9/2022Sold$1,800,000-18.1%$1,018/sqft
        Source: Public Record Report a problem
        4/5/2022Contingent$2,199,000$1,244/sqft
        Source: Key West AOR #600338 Report a problem
        3/29/2022Listed for sale$2,199,000+22.2%$1,244/sqft
        Source: Key West AOR #600338 Report a problem
        3/15/2022Listing removed--
        Source: FLKMLS #599242 Report a problem
        1/18/2022Listed for sale$1,800,000+100%$1,018/sqft
        Source: Key West AOR #599242 Report a problem
        3/3/2020Sold$900,000$509/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$15,090 +0.9%$1,630,944 +0.3%
        2024$14,953 +1%$1,626,678 +3.4%
        2023$14,810 +58.5%$1,573,774 +94.3%
        2022$9,342 +23.4%$810,027 +10%
        2021$7,572 +134.9%$736,388 +160.1%
        2020$3,224 $283,119
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33036

        Getting around

        53 / 100
        Somewhat Walkable
        71 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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