Tucked away on a peaceful residential street in Port Ludlow, this charming home offers comfort, convenience, and stunning natural beauty. The neighborhood is perfect for leisurely walks and is just a short distance from the Beach Club—where you can enjoy swimming, pickleball, tennis, or a workout in the fitness center, complete with indoor and outdoor pools. This spacious single-family residence features three bedrooms and three bathrooms, with main-level living for easy everyday comfort. The primary suite, laundry center, and den are all conveniently located on the main floor. In the heart of the home, a beautifully designed kitchen showcases oak flooring, rich cabinetry, and gleaming slab granite counters that invite both everyday meals and festive gatherings. From the main living areas, soak in breathtaking views of the shipping lanes, the majestic Cascade Mountains, and serene Ludlow Bay. The walk-out lower level provides a versatile space—ideal for hobbies, entertaining guests, or accommodating extended living—offering both privacy and flexibility to suit your lifestyle. Discover the perfect blend of comfort, style, and scenery—and start living your new life today.
Contingent
Listed by: Coldwell Banker Best Homes • Karen Best
Price cut: $24.5K (6/25)
$774,500
82 Montgomery Lane, Port Ludlow, WA 98365
3beds
3,300sqft
Single Family Residence
Built in 1999
0.32 Acres Lot
$755,700 Zestimate®
$235/sqft
$72/mo HOA
What's special
Walk-out lower levelOak flooringThree bathroomsBeautifully designed kitchenThree bedroomsGleaming slab granite countersRich cabinetry
- 99 days |
- 1,180 |
- 34 |
Zillow last checked:
Listing updated:
Listed by:
Karen Best,
Coldwell Banker Best Homes
Source: NWMLS as distributed by MLS GRID,MLS#: 2501084
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bathroom full
- Level: Lower
Bathroom full
- Level: Main
Bathroom three quarter
- Level: Main
Other
- Level: Lower
Bonus room
- Level: Lower
Den office
- Level: Main
Family room
- Level: Lower
Kitchen with eating space
- Level: Main
Living room
- Level: Main
Utility room
- Level: Main
Heating
- Fireplace, Forced Air, Heat Pump, Electric, Propane
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s), Water Heater: Electric, Water Heater Location: Basement
Features
- Bath Off Primary, Central Vacuum, Ceiling Fan(s), Pantry
- Flooring: Ceramic Tile, Hardwood, Vinyl, Carpet
- Windows: Dbl Pane/Storm Window
- Basement: Daylight
- Number of fireplaces: 2
- Fireplace features: Electric, Gas, Lower Level: 1, Main Level: 1, Fireplace
Interior area
- Total structure area: 3,300
- Total interior livable area: 3,300 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has attached garage: Yes
- Covered spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Bath Off Primary, Built-In Vacuum, Ceiling Fan(s), Dbl Pane/Storm Window, Fireplace, Jetted Tub, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Water Heater, Wet Bar, Wine/Beverage Refrigerator
- Spa features: Bath
- Has view: Yes
- View description: Bay, Mountain(s), Sound
- Has water view: Yes
- Water view: Bay,Sound
Lot
- Size: 0.32 Acres
- Features: Paved, Cable TV, Deck, High Speed Internet, Patio, Propane
- Topography: Level,Partial Slope
Details
- Parcel number: 990600102
- Zoning description: Jurisdiction: County
- Special conditions: Standard
- Other equipment: Leased Equipment: Propane Tank
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 1 Story w/Bsmnt.
- Property subtype: Single Family Residence
Materials
- Cement Planked, Cement Plank
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Year built: 1999
- Major remodel year: 1999
Utilities & green energy
- Electric: Company: Jefferson County PUD #1
- Sewer: Sewer Connected, Company: OWSI
- Water: Community, Private, Company: OWSI
- Utilities for property: Astound, Astound
Community & HOA
Community
- Features: Athletic Court, CCRs, Clubhouse, Golf, Park, Playground, Trail(s)
- Subdivision: North Bay
HOA
- Services included: Common Area Maintenance
- HOA fee: $860 annually
- HOA phone: 360-437-9201
Location
- Region: Port Ludlow
Financial & listing details
- Price per square foot: $235/sqft
- Tax assessed value: $706,437
- Annual tax amount: $5,364
- Date on market: 4/1/2026
- Cumulative days on market: 101 days
- Listing terms: Conventional
- Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Leased Equipment, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
Zestimate®
$755,700
Estimated sales range
$718,000 - $793,000
Rent Zestimate®
$4,490/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2026 | Price change | $774,500-3.1%$235/sqft |
Source: | ||
| 4/3/2026 | Listed for sale | $799,000$242/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,672 +8.1% | $706,437 +6.5% |
| 2023 | $5,249 +6.9% | $663,606 +4.3% |
| 2022 | $4,909 +1.1% | $636,275 +19.9% |
| 2021 | $4,856 -2.4% | $530,523 +15.8% |
| 2019 | $4,975 +7.4% | $458,127 +9.2% |
| 2018 | $4,632 +9.8% | $419,554 +8.8% |
| 2017 | $4,218 -3.8% | $385,731 |
| 2016 | $4,386 +1.8% | $385,731 +13.3% |
| 2015 | $4,306 +11.4% | $340,561 |
| 2014 | $3,865 | $340,561 +15% |
| 2013 | $3,865 +0.1% | $296,140 |
| 2010 | $3,861 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 98365
Nearby schools
GreatSchools rating
- 5/10Chimacum Elementary SchoolGrades: 2-6Distance: 6.8 mi
- 5/10Chimacum High SchoolGrades: 7-12Distance: 6.8 mi
- NAChimacum Creek Primary SchoolGrades: PK-1Distance: 7.9 mi
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Contact agent
- Washington
- Jefferson County
- Port Ludlow
- 98365
- 82 Montgomery Lane