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For sale
  • Price cut: $15K (7/30)
    $450,000

    8200 Surf Dr #303, Panama City, FL 32408

    2beds
    1,180sqft
    : 
    $3,988/mo
    Get pre-qualified
    Condominium
    Built in 1973
    -- sqft lot
    $428,300 Zestimate®
    $381/sqft
    $1,098/mo HOA

    What's special

    Direct beach accessGenerous bedroomsBreathtaking gulf viewsSpacious floor planPrivate gulf-front balcony
    Rare opportunity to own a beachfront condo at Gulfgate! These highly desirable 2-bedroom, 2-bath units with Gulf front master doesn't come on the market often, making this an exceptional opportunity for both investors and beach lovers alike. Located in one of Panama City Beach's sought-after low-density, mid-rise Gulf-front communities, this stunning condo offers breathtaking Gulf views, direct beach access, and the quieter, less crowded atmosphere today's vacationers are searching for. The spacious floor plan features an open living area, generous bedrooms, and a private Gulf-front balcony the perfect place to take in unforgettable sunsets over the emerald waters. This condo offers excellent short-term rental potential, whether you're looking to expand your investment portfolio or own a vacation home that helps generate income while you're away. Gulf Gate has completed its recent milestone inspection updates and remains in good standing with current Florida building and legislative requirements, giving buyers added peace of mind. Quarterly HOA dues are $3,294. With renovated beachfront inventory becoming increasingly limited and Gulfgate condos rarely becoming available, this is your chance to secure a piece of paradise in one of Panama City Beach's most desirable beachfront communities. Schedule your private showing today before this rare opportunity is gone.
    37 days
    |
    634
    |
    40
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sandi Smith 229-326-2998,

    Dalton Wade Inc

    Source: CPAR,MLS#: 792021MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Great Room, Kitchen
      Great room
      • Level: First
      • Dimensions: 28 x 13
      Kitchen
      • Level: First
      • Dimensions: 13 x 8
      Appliances
      • Included: Electric Range
      Interior area
      • Total structure area: 1,180
      • Total interior livable area: 1,180 sqft

      Property

      Features
      • Stories: 5
      • Pool features: Community
      • On waterfront: Yes
      • Waterfront features: Gulf
      Details
      • Parcel number: 30511048000

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Mid Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 1973

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Community Pool, Short Term Rental Allowed
      • Subdivision: Gulfgate Condo
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Barbecue
      • Services included: Cable TV, Pool(s), Sewer, Trash, Water
      • HOA fee: $3,294 quarterly
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $381/sqft
      • Date on market: 6/30/2026
      • Cumulative days on market: 57 days
      • Electric utility on property: Yes

        Estimated market value

        $428,300

        $407,000 - $450,000

        $1,825/mo

        Price history

        DateEventPrice
        7/30/2026Price change$450,000-3.2%$381/sqft
        Source: CPAR #792021 Report a problem
        6/30/2026Listed for sale$465,000$394/sqft
        Source: CPAR #792021 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Lower Grand Lagoon

        Getting around

        40 / 100
        Car-Dependent
        20 / 100
        Minimal Transit
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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