Looking to start or grow your rental portfolio or reduce your own housing costs? This Muncie over-under duplex is available on a land contract with just $4,000 down and monthly payments of $880.55 (includes principal, interest, taxes, and insurance) no bank loan or credit check required. Income will be verified as part of the approval process. The downstairs unit is nearly rent-ready, needing just minor touchups. It includes: 2 bedrooms / 1 bathroom Living room and laundry room Gas-forced air heat & window A/C Public utilities (water/sewer) Market rent is estimated at $850$900/month, providing immediate income or, you can live in the downstairs unit while you renovate the upstairs, then rent that unit out to cover your mortgage and live downstairs for free. The upstairs unit needs a full rehab, giving you the chance to add significant value and create a second income stream. Finish it and rent it out, or enjoy a dual-unit property with long-term upside where the upstairs rent pays the mortgage and you live downstairs for free. Located just minutes from Ball State University, downtown Muncie, shopping, and schools, this property sits in a high-demand rental area. Deal Terms: Down Payment: $4,000 Monthly Payment: $880.55 (PITI) Land Contract No credit check Income will be verified Why It Works: Live downstairs while renovating the upstairs Rent upstairs to cover the mortgage and live for free Immediate rent potential from downstairs Strong rental location near Ball State and downtown Build equity and cash flow with low upfront cost Whether you're an investor, house hacker, or someone looking for affordable homeownership with built-in value this is the kind of deal that doesn't come around often. Ready to take the next step?
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