Contingent

$624,000

85 Elbow Cay, Osage Beach, MO 65065

3beds

2,039sqft

$4,071/mo

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Single Family Residence

Built in 1980

-- sqft lot

$-- Zestimate^®

$306/sqft

$214/mo HOA

What's special

Lake sunsetsPanoramic main channel viewsUnobstructed main channel viewsMulti-level decksMeticulously maintainedOpen-concept floor planBeautifully updated

Seller is offering a $10,000K cashiers check to use at your discretion upon closing. Established Vacation Rental with Unobstructed Main Channel Views! Welcome to 85 Elbow Cay, perfectly situated in the highly sought-after Tan-Tar-A Estates. This well-established, turn-key vacation rental features 3 spacious bedrooms and 3 full baths with an open-concept floor plan designed to frame breathtaking Lake of the Ozarks vistas. Step out onto the multi-level decks to unwind in your private hot tub while soaking in panoramic main channel views and lake sunsets. Beautifully updated and meticulously maintained over the years, this property offers low-maintenance living with a strong rental history. Enjoy exclusive neighborhood amenities including a private 9-hole golf course, community pool, and playground—all just steps from Margaritaville Lake Resort.

39 days
669
27

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3

Cooling

Window Unit(s), WallWindow Unit(s)

Features

Ceiling Fan(s), Furnished, Fireplace, Vaulted Ceiling(s), Walk-In Shower, Window Treatments
Flooring: Tile
Windows: Window Treatments
Basement: Crawl Space
Number of fireplaces: 1
Fireplace features: One, Wood Burning
Furnished: Yes

Interior area

Total structure area: 2,039
Total interior livable area: 2,039 sqft

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Property

Parking

Parking features: No Garage

Accessibility

Accessibility features: Low Threshold Shower

Features

Levels: One and One Half
Patio & porch: Deck
Exterior features: Blacktop Driveway, Deck, Hot Tub/Spa
Pool features: Community
Has spa: Yes
Has view: Yes
On waterfront: Yes
Waterfront features: Lake Front

Lot

Dimensions: 100 Ft Circle
Features: Lake Front, Sloped, Views

Details

Parcel number: 08300700000004023000
Zoning description: Residential

Construction

Type & style

Home type: SingleFamily
Architectural style: One and One Half Story
Property subtype: Single Family Residence

Materials

Wood Siding
Foundation: Crawlspace
Roof: Architectural,Shingle

Condition

Updated/Remodeled
Year built: 1980
Major remodel year: 2020

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Gated, Playground, Pool, Community Pool
Security: Gated Community
Subdivision: Tan-Tar-A Estates

HOA

Has HOA: Yes
Services included: Reserve Fund, Road Maintenance
HOA fee: $2,566 annually

Location

Region: Osage Beach

Financial & listing details

Price per square foot: $306/sqft
Tax assessed value: $28,300
Annual tax amount: $1,201
Date on market: 7/23/2026
Cumulative days on market: 40 days
Inclusions: Items Per Inventory List.
Exclusions: Personal Property.
Ownership: Fee Simple,
Road surface type: Asphalt, Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
8/27/2026	Contingent	$624,000$306/sqft
Source: Bagnell Dam AOR #3588694 Report a problem
7/23/2026	Listed for sale	$624,000-16.8%$306/sqft
Source: Bagnell Dam AOR #3588694 Report a problem
1/15/2023	Listing removed	$750,000$368/sqft
Source: LOBR #3547632 Report a problem
7/14/2022	Listed for sale	$750,000+275.2%$368/sqft
Source: LOBR #3547632 Report a problem
5/29/2020	Sold	--
Source: Agent Provided Report a problem
4/2/2019	Listing removed	$199,900$98/sqft
Source: Estates Realty #3503487 Report a problem
3/18/2019	Price change	$199,900-12.7%$98/sqft
Source: Estates Realty #3503487 Report a problem
5/17/2018	Price change	$229,000-4.5%$112/sqft
Source: Estates Realty #3503487 Report a problem
4/4/2018	Listed for sale	$239,900-3.7%$118/sqft
Source: Estates Realty #3503487 Report a problem
2/11/2018	Listing removed	$249,000$122/sqft
Source: Re/Max Lake Of The Ozarks #3125063 Report a problem
12/23/2017	Listed for sale	$249,000$122/sqft
Source: RE/MAX Lake of the Ozarks #3125063 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,201 +0.1%	$28,300
2024	$1,200 -6%	$28,300
2023	$1,277 +1.6%	$28,300
2022	$1,257	$28,300
2021	$1,257 -0.8%	$28,300
2020	$1,267 +0%	$28,300
2019	$1,267 0%	$28,300
2018	$1,267	$28,300
2017	$1,267 +4.4%	$28,300
2016	$1,214 +13.2%	$28,300 +10.6%
2015	$1,072 +0.1%	$25,590
2014	$1,071	$25,590
2013	$1,071	$25,590 -16.5%
2012	--	$30,650 +19.8%
2010	--	$25,590
2009	--	$25,590
2008	--	$25,590
2007	--	$25,590

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 65065

Getting around

0 / 100

Car-Dependent

9 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Osage Beach Elementary School
Grades: K-4Distance: 2.5 mi
8/10
Camdenton Middle School
Grades: 7-8Distance: 8.8 mi
6/10
Camdenton High School
Grades: 9-12Distance: 8.8 mi

Schools provided by the listing agent

District: Camdenton

Source: Bagnell Dam AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.