BLACK CREEK, ONE OWNER, 4 BEDROOM....Discover refined living in this stunning one owner home, perfectly situated in the highly desirable Black Creek community. The main-level owner's suite features a spa-like bath and an oversized walk-in closet, while soaring ceilings, plantation shutters, and thoughtful design details elevate every space. Upstairs, you'll find three spacious bedrooms and a full bath—ideal for family or guests. Relax on the charming rocking chair front porch with serene pond views and breathtaking mountain scenery. Living in Black Creek means more than just a beautiful home—it's a lifestyle. Take advantage of the private Black Creek Club, offering fine and casual dining, a resort-style pool, tennis courts, and a state-of-the-art fitness center. Golf enthusiasts will love the world-class course designed by Brian Silva, recognized by Golf Digest and the USGA as one of Tennessee's top 100 residential golf courses
Sold for $520,000
$520,000
8538 Festival Loop, Chattanooga, TN 37419
4beds
2,095sqft
Single Family Residence
Built in 2018
5,662.8 Square Feet Lot
$521,100 Zestimate®
$248/sqft
$2,570 Estimated rent
Home value
$521,100
$490,000 - $558,000
$2,570/mo
Zestimate® history
Owner options
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$3,162/mo
Est. payment
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$3,162/mo
Est. payment
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List your homeWhat's special
Spa-like bathBreathtaking mountain sceneryPlantation shuttersSerene pond viewsSoaring ceilingsOversized walk-in closetThoughtful design details
Zillow last checked:
Listing updated:
Listed by:
Jody Gatlin 423-472-2173,
Bender Realty
Bought with:
Katherine P Smith, 294185
Keller Williams Realty
Source: Greater Chattanooga Realtors,MLS#: 1520461
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bathroom
- Description: Full Bathroom
- Level: First
Bathroom
- Description: Bathroom Half
- Level: First
Bathroom
- Description: Full Bathroom
- Level: Second
Great room
- Level: First
Laundry
- Level: First
Heating
- Central, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Gas Range, Gas Water Heater, Microwave, Tankless Water Heater
- Laundry: Laundry Room, Main Level
Features
- Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Walk-In Closet(s), En Suite
- Flooring: Carpet, Luxury Vinyl, Tile
- Windows: Plantation Shutters, Vinyl Frames
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,095
- Total interior livable area: 2,095 sqft
- Finished area above ground: 2,095
Property
Parking
- Total spaces: 2
- Parking features: Garage, Garage Door Opener, Off Street
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Deck, Front Porch, Porch, Rear Porch, Porch - Covered
- Exterior features: Rain Gutters
- Pool features: Community
Lot
- Size: 5,662 sqft
- Dimensions: 5.03 x 48
- Features: Landscaped, Level
Details
- Parcel number: 153l D 008
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Cement Siding
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 2018
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Community
- Community features: Clubhouse, Fitness Center, Golf, Playground, Pool, Restaurant, Street Lights, Sidewalks, Tennis Court(s)
Location
- Region: Chattanooga
- Subdivision: Black Creek Chattanooga
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $160 monthly
- Services included: None
Other
Other facts
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 11/21/2025 | Sold | $520,000-3.5%$248/sqft |
Source: Greater Chattanooga Realtors #1520461 Report a problem | ||
| 10/23/2025 | Pending sale | $539,000$257/sqft |
Source: Greater Chattanooga Realtors #1520461 Report a problem | ||
| 10/23/2025 | Contingent | $539,000$257/sqft |
Source:  RCAR #20254264 Report a problem | ||
| 10/19/2025 | Price change | $539,000-1.8%$257/sqft |
Source: RCAR #20254264 Report a problem | ||
| 9/18/2025 | Price change | $549,000-3.7%$262/sqft |
Source: RCAR #20254264 Report a problem | ||
| 9/8/2025 | Listed for sale | $570,000+78.3%$272/sqft |
Source: RCAR #20254264 Report a problem | ||
| 1/28/2019 | Sold | $319,700+965.7%$153/sqft |
Source: Public Record Report a problem | ||
| 8/8/2016 | Sold | $30,000$14/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,013 -1.9% | $132,800 +44.8% |
| 2024 | $2,052 | $91,725 |
| 2023 | $2,052 | $91,725 |
| 2022 | $2,052 | $91,725 |
| 2021 | $2,052 -9.2% | $91,725 +12.2% |
| 2020 | $2,260 | $81,725 +989.7% |
| 2019 | $2,260 +989.7% | $7,500 |
| 2018 | $207 -45.2% | $7,500 |
| 2017 | $378 -40.4% | $7,500 |
| 2016 | $634 | -- |
| 2015 | $634 | $12,500 |
| 2014 | $634 | -- |
Find assessor info on the county website
Neighborhood: 37419
Nearby schools
GreatSchools rating
- 7/10Lookout Valley Elementary SchoolGrades: PK-5Distance: 3.1 mi
- 5/10Lookout Valley Middle / High SchoolGrades: 6-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Lookout Valley Elementary
- Middle: Lookout Valley Middle
- High: Lookout Valley High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$521,100
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$521,100
- Tennessee
- Hamilton County
- Chattanooga
- 37419
- 8538 Festival Loop
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