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For sale
    • Price cut: $4K (7/16)
    $825,000

    8620 SW 185th Ter, Cutler Bay, FL 33157

    4beds
    1,772sqft
    : 
    $5,583/mo
    Get pre-qualified
    Single Family Residence
    Built in 1958
    0.34 Acres Lot
    $804,700 Zestimate®
    $466/sqft
    $-- HOA

    What's special

    Screened-in poolSpacious functional layoutFully fenced private backyard
    NO FLOOD ZONE- Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on a rare oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard—ideal for entertaining, relaxing poolside, or hosting family and friends. Inside, the home offers a spacious functional layout & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys. A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina. Bring your offers.
    165 days
    |
    547
    |
    35
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Nicole Black 786-402-7674,

    Cutler Realty, Inc.

    Source: MIAMI,MLS#: A11979496MLS LogoOriginating MLS: A-Miami Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • None
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Dishwasher, Microwave, Electric Range, Refrigerator
      • Laundry: Laundry Room
      Features
      • Other
      • Flooring: Terrazzo, Tile, Wood
      • Windows: Hurricane Shutters
      Interior area
      • Total structure area: 2,916
      • Total interior livable area: 1,772 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Entry location: First Floor Entry
      • Patio & porch: Screened Porch
      • Exterior features: Lighting
      • Has private pool: Yes
      • Pool features: In Ground, Pool Only
      • Fencing: Fenced
      • Has view: Yes
      • View description: Garden, Pool
      Lot
      • Size: 0.34 Acres
      • Features: 1/4 To Less Than 1/2 Acre Lot
      Details
      • Additional structures: Extra Building/Shed
      • Parcel number: 3660030030600
      • Zoning: 2100

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Concrete Block Construction
      • Roof: Shingle
      Condition
      • Year built: 1958

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Municipal Water

      Community & HOA

      Community
      • Features: None, No Subdiv/Park Info
      • Subdivision: Whispering Pines Estates
      HOA
      • Has HOA: No
      Location
      • Region: Cutler Bay

      Financial & listing details

      • Price per square foot: $466/sqft
      • Tax assessed value: $585,301
      • Annual tax amount: $3,981
      • Date on market: 3/9/2026
      • Listing terms: All Cash,Conventional,VA Loan

        Estimated market value

        $804,700

        $764,000 - $845,000

        $4,518/mo

        Price history

        DateEventPrice
        7/16/2026Price change$825,000-0.5%$466/sqft
        Source: MIAMI #A11979496 Report a problem
        7/10/2026Listed for sale$829,000$468/sqft
        Source: MIAMI #A11979496 Report a problem
        6/27/2026Listing removed$829,000$468/sqft
        Source: MIAMI #A11979496 Report a problem
        6/9/2026Price change$829,000-1.1%$468/sqft
        Source: MIAMI #A11979496 Report a problem
        4/28/2026Price change$838,000-1.2%$473/sqft
        Source: MIAMI #A11979496 Report a problem
        4/15/2026Price change$848,000-0.9%$479/sqft
        Source: MIAMI #A11979496 Report a problem
        3/11/2026Listed for sale$856,000+425.2%$483/sqft
        Source: MIAMI #A11979496 Report a problem
        12/14/2000Sold$163,000$92/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,021 +2.7%$222,004 +2.9%
        2024$3,914 +9.3%$215,748 +3%
        2023$3,581 +4.4%$209,465 +3%
        2022$3,429 +1.2%$203,365 +3%
        2021$3,388 +2.1%$197,442 +1.4%
        2020$3,318 +3.1%$194,716 +2.3%
        2019$3,218 +5.1%$190,339 +1.9%
        2018$3,063 $186,790 +2.1%
        2017$3,063 +1.1%$182,949 +2.1%
        2016$3,028 +0.1%$179,187 +0.7%
        2015$3,024 -1.1%$177,942 +0.8%
        2014$3,057 +0.5%$176,530 -1%
        2013$3,041 $178,376 +1.7%
        2012$3,041 +2.8%$175,395 +3%
        2011$2,958 -4.2%$170,287 +1.5%
        2010$3,089 +8.5%$167,771 +2.7%
        2009$2,847 -4.2%$163,361 +22.4%
        2007$2,971 $133,445
        2006-- --
        2005-- --
        2004$3,016 +5.6%--
        2003$2,855 +16.5%--
        2002$2,450 --
        2001$2,450 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Whispering Pines Estates

        Getting around

        14 / 100
        Car-Dependent
        22 / 100
        Minimal Transit
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Whispering Pines

        Source: MIAMI. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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