Welcome home to this custom-built 3-bedroom mid-century gem nestled in a peaceful, established neighborhood in Elgin! Full of character and timeless charm, this 2,222 sq. ft. home offers the perfect blend of warmth, charm, and functional living space. Mature trees and established landscaping create inviting curb appeal, while inside, rich wood paneling, custom built-ins, and oversized windows fill the home with natural light and classic mid-century appeal. The spacious living room features a cozy fireplace, creating the perfect gathering space for relaxing evenings or entertaining guests. The thoughtfully designed kitchen offers abundant storage, excellent functionality, and a large eating area ideal for everyday living. The spacious primary bedroom provides a comfortable private retreat, while the partially finished basement adds valuable flexibility with a workshop area and room for recreational space. Step outside to the covered patio and enjoy a peaceful outdoor setting perfect for morning coffee or summer entertaining. Conveniently located near local amenities, schools, parks, transportation, and major highways, this one-of-a-kind home combines serenity, character, and accessibility - an exceptional opportunity you won't want to miss.
Contingent
$325,000
870 Morgan St, Elgin, IL 60123
3beds
2,222sqft
Single Family Residence
Built in 1947
-- sqft lot
$330,900 Zestimate®
$146/sqft
$-- HOA
What's special
Classic mid-century appealCozy fireplaceThoughtfully designed kitchenInviting curb appealCovered patioAbundant storageCustom built-ins
- 31 days |
- 251 |
- 8 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Kirk Schambach 847-695-6040,
Preferred Homes Realty
Source: MRED as distributed by MLS GRID,MLS#: 12652600
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Rooms
- Room types: Workshop
Primary bedroom
- Features: Flooring (Carpet)
- Level: Second
- Area: 308 Square Feet
- Dimensions: 22X14
Bedroom 2
- Features: Flooring (Carpet)
- Level: Second
- Area: 195 Square Feet
- Dimensions: 15X13
Bedroom 3
- Features: Flooring (Carpet)
- Level: Second
- Area: 144 Square Feet
- Dimensions: 12X12
Dining room
- Features: Flooring (Carpet)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12X11
Family room
- Features: Flooring (Carpet)
- Level: Main
- Area: 253 Square Feet
- Dimensions: 23X11
Kitchen
- Features: Kitchen (Eating Area-Table Space), Flooring (Laminate)
- Level: Main
- Area: 324 Square Feet
- Dimensions: 27X12
Laundry
- Features: Flooring (Laminate)
- Level: Main
- Area: 84 Square Feet
- Dimensions: 12X7
Living room
- Features: Flooring (Carpet)
- Level: Main
- Area: 338 Square Feet
- Dimensions: 26X13
Other
- Level: Basement
- Area: 170 Square Feet
- Dimensions: 17X10
Heating
- Natural Gas, Forced Air, Steam
Cooling
- Central Air
Features
- Basement: Partially Finished,Full
- Number of fireplaces: 2
- Fireplace features: Gas Log, Living Room, Basement
Interior area
- Total structure area: 0
- Total interior livable area: 2,222 sqft
Property
Parking
- Total spaces: 5
- Parking features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Driveway, Garage
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Patio
Lot
- Dimensions: 66.3 x 131.6 x 66.3 x 131.7
- Features: Corner Lot
Details
- Parcel number: 0623152004
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Frame, Stone
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1947
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Services included: None
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $146/sqft
- Tax assessed value: $322,032
- Annual tax amount: $7,670
- Date on market: 5/22/2026
- Ownership: Fee Simple
Estimated market value
$330,900
$314,000 - $347,000
$2,461/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/25/2026 | Contingent | $325,000$146/sqft |
Source:  MRED as distributed by MLS GRID #12652600 Report a problem | ||
| 5/22/2026 | Listed for sale | $325,000$146/sqft |
Source: MRED as distributed by MLS GRID #12652600 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,310 +5.9% | $107,344 +10.7% |
| 2023 | $6,903 +2.8% | $96,977 +9.7% |
| 2022 | $6,714 +5% | $88,426 +7% |
| 2021 | $6,394 +3.2% | $82,672 +4.8% |
| 2020 | $6,195 +3.3% | $78,923 +5% |
| 2019 | $5,994 +1.3% | $75,179 +6.2% |
| 2018 | $5,914 +2.8% | $70,823 +5.8% |
| 2017 | $5,755 -13.1% | $66,953 +7.8% |
| 2016 | $6,624 | $62,114 +9.1% |
| 2015 | -- | $56,933 +1.3% |
| 2014 | -- | $56,230 -2.6% |
| 2013 | -- | $57,713 -7.4% |
| 2012 | -- | $62,338 -10.7% |
| 2011 | -- | $69,784 -9.6% |
| 2010 | -- | $77,237 -6.7% |
| 2009 | -- | $82,801 -4.8% |
| 2008 | -- | $87,010 +3.3% |
| 2007 | -- | $84,214 +4.2% |
| 2006 | -- | $80,828 +0.4% |
| 2005 | -- | $80,503 +6.8% |
| 2004 | -- | $75,405 +7.8% |
| 2003 | -- | $69,956 +8% |
| 2002 | -- | $64,774 +7.4% |
| 2001 | -- | $60,283 +5.1% |
| 2000 | -- | $57,369 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Southwest Elgin
Nearby schools
GreatSchools rating
- 4/10Harriet Gifford Elementary SchoolGrades: PK-6Distance: 0.5 mi
- 3/10Abbott Middle SchoolGrades: 7-8Distance: 0.6 mi
- 3/10Larkin High SchoolGrades: PK,9-12Distance: 0.8 mi
Schools provided by the listing agent
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Kane County
- Elgin
- 60123
- Southwest Elgin
- 870 Morgan St
Nearby cities
Nearby neighborhoods
Nearby zip codes
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