Welcome to Top of the Gulf, where the sugar-white sands and emerald waters of Panama City Beach are just steps from your door. This Gulf-front community offers direct beach access along with a large Gulf-front swimming pool, kiddie pool, seasonal snack bar, fitness center, game room, internet café, shuffleboard and cornhole, community laundry facilities, elevators, and outdoor gathering areas. Located on Thomas Drive, you're also convenient to local restaurants, golf, shopping, entertainment, and many of PCB's favorite attractions.
Whether you're searching for a personal beach getaway, second home, or vacation rental opportunity, Top of the Gulf offers the location and amenities that keep owners and guests coming back to Panama City Beach.
Now meet Unit A-418 -- a furnished and updated studio with beautiful Gulf views through floor-to-ceiling windows. The spacious layout features two Queen beds, comfortably sleeping up to four guests, along with coastal-inspired furnishings and durable luxury vinyl plank flooring. Sleeper sofa converts to a king-size bed, providing additional sleeping accommodations for guests. There is partial view of beach from unit.
The unit also features a well-equipped kitchen, dedicated dining area, full bathroom with tub/shower combination, and a large owner's closet providing valuable storage for personal items between stays.
Best of all, A-418 is offered furnished and is currently on a rental program, giving the next owner the opportunity to continue using it as a vacation rental or keep it as their own easy-to-enjoy beach retreat.
Direct beach access, Gulf views, resort-style amenities, furnished and rental-ready -- A-418 puts the Panama City Beach lifestyle right at your fingertips.
For sale
$237,000
8817 S Thomas Dr #A418, Panama City, FL 32408
0beds
489sqft
Condominium
Built in 1976
-- sqft lot
$226,000 Zestimate®
$485/sqft
$525/mo HOA
What's special
Large gulf-front swimming poolDirect beach accessGulf-front communityCommunity laundry facilitiesCoastal-inspired furnishingsOutdoor gathering areasGame room
- 21 days
- 81
- 2
Zillow last checked:
Listing updated:
Listed by:
Nathan Lawrence 850-783-2302,
Legacy Premier Agency,
Tyler S Smith 850-818-9004,
Legacy Premier Agency
Source: CPAR,MLS#: 793690
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 0
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Water Heater
Interior area
- Total structure area: 489
- Total interior livable area: 489 sqft
Property
Parking
- Parking features: No Garage, Parking Lot
Features
- Pool features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Details
- Parcel number: 34994193000
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Beach, Clubhouse, Elevator, Fitness Center, Game Room, Laundry Facilities, Pool, Community Pool, Short Term Rental Allowed
- Subdivision: Top Of The Gulf Condo.
HOA
- Has HOA: Yes
- Services included: Cable TV, Internet, Pest Control, Security, Trash, Water
- HOA fee: $525 monthly
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $485/sqft
- Date on market: 8/6/2026
- Cumulative days on market: 336 days
Estimated market value
$226,000
$215,000 - $237,000
$1,429/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/6/2026 | Listed for sale | $237,000+74.3%$485/sqft |
Source: | ||
| 3/3/2020 | Sold | $136,000$278/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







