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For sale
    • Price cut: $5K (8/14)
    $209,900

    8817 Thomas Dr #A208, Panama City Beach, FL 32408

    0beds
    489sqft
    : 
    $1,900/mo
    Get pre-qualified
    Condominium
    Built in 1976
    -- sqft lot
    $196,000 Zestimate®
    $429/sqft
    $525/mo HOA

    What's special

    Beachfront propertySeparate kiddie poolLarge gulf-side poolBbq grillsFloor-to-ceiling windowsPicnic areasUpdated and open kitchen
    Welcome to Top of the Gulf 208, a beachfront property offering stunning views of the white sands and emerald-green waters of the Gulf of America. This fully furnished studio features floor-to-ceiling windows with beautiful views, two queen beds, a full bathroom, and an updated and open kitchen equipped with everything needed to prepare the perfect meal. Enjoy the sunset after a day of leisure from your residence, vacation home, or investment property. Top of the Gulf offers exceptional coastal views and amenities including beach access, a large Gulf-side pool, separate kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs for relaxing, laundry facilities, and a small poolside café. The resort is centrally located in Panama City Beach, within minutes of Tootsies, restaurants, shopping, and various local attractions. The HOA fee covers water, sewer, garbage, cable, and internet, ensuring a hassle-free living experience. This charming property won't last long--Schedule your showing today to make this your ideal beach retreat. All information is approximate and should be verified by the buyer if deemed important.
    475 days
    |
    130
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Wendy S Johnson 804-338-6453,

    Lifes A Beach Real Estate, LLC,

    Laina Dillman 972-743-9499,

    Lifes A Beach Real Estate, LLC

    Source: CPAR,MLS#: 773250MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 0
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Studio
      Other
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Range, Electric Water Heater
      Features
      • Shower Only
      Interior area
      • Total structure area: 489
      • Total interior livable area: 489 sqft

      Property

      Parking
      • Parking features: Parking Lot
      Features
      • Pool features: Fenced, In Ground, Community
      • On waterfront: Yes
      • Waterfront features: Gulf, Shoreline - Sand
      Lot
      • Features: Paved
      Details
      • Parcel number: 34994133000

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Stucco
      • Foundation: Pillar/Post/Pier
      Condition
      • New construction: No
      • Year built: 1976

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Features: Barbecue, Beach, Clubhouse, Fitness Center, Game Room, Laundry Facilities, Pool, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: Security Guard
      • Subdivision: Top Of The Gulf Condo.
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Game Room, Barbecue
      • Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Internet, Laundry, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Security, Trash, Water
      • HOA fee: $525 monthly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $429/sqft
      • Tax assessed value: $204,000
      • Annual tax amount: $2,240
      • Date on market: 5/9/2025
      • Cumulative days on market: 476 days
      • Electric utility on property: Yes

        Estimated market value

        $196,000

        $186,000 - $206,000

        $1,351/mo

        Price history

        DateEventPrice
        8/14/2026Price change$209,900-2.3%$429/sqft
        Source: CPAR #773250 Report a problem
        4/25/2026Price change$214,900-4.5%$439/sqft
        Source: CPAR #773250 Report a problem
        11/19/2025Price change$225,000-4.2%$460/sqft
        Source: CPAR #773250 Report a problem
        5/9/2025Listed for sale$234,900$480/sqft
        Source: CPAR #773250 Report a problem
        2/11/2025Listing removed$234,900$480/sqft
        Source: CPAR #761881 Report a problem
        12/20/2024Price change$234,900-2.1%$480/sqft
        Source: CPAR #761881 Report a problem
        8/27/2024Listed for sale$239,900+283.8%$491/sqft
        Source: CPAR #761881 Report a problem
        12/15/2014Sold$62,500+13.6%$128/sqft
        Source: Public Record Report a problem
        10/26/2009Sold$55,000-41.5%$112/sqft
        Source: Public Record Report a problem
        1/20/2004Sold$94,000$192/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,240 +4.8%$121,169 +10%
        2023$2,138 +28.3%$110,154 +10%
        2022$1,666 $100,140
        2021-- --
        2020$1,277 +22.5%$82,760 +10%
        2019$1,042 $75,236 +10%
        2018$1,042 +9.6%$68,396 +10%
        2017$950 +28%$62,178 +10%
        2016$742 +13.5%$56,525 +7.3%
        2015$654 $52,700 +12.7%
        2014$654 $46,750 +6.5%
        2013-- $43,900 -4.4%
        2012-- $45,900 -1.8%
        2011-- $46,750
        2010-- $46,750 -32.7%
        2009-- $69,438 -33.9%
        2008-- $105,001
        2007-- $105,001 -25%
        2006-- $140,001
        2005-- $140,001 +109%
        2004-- $67,001
        2003-- $67,001 +42.9%
        2002-- $46,873
        2001-- $46,873
        2000-- $46,873
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32408

        Getting around

        38 / 100
        Car-Dependent
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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