Welcome to Top of the Gulf 208, a beachfront property offering stunning views of the white sands and emerald-green waters of the Gulf of America. This fully furnished studio features floor-to-ceiling windows with beautiful views, two queen beds, a full bathroom, and an updated and open kitchen equipped with everything needed to prepare the perfect meal. Enjoy the sunset after a day of leisure from your residence, vacation home, or investment property.
Top of the Gulf offers exceptional coastal views and amenities including beach access, a large Gulf-side pool, separate kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs for relaxing, laundry facilities, and a small poolside café. The resort is centrally located in Panama City Beach, within minutes of Tootsies, restaurants, shopping, and various local attractions.
The HOA fee covers water, sewer, garbage, cable, and internet, ensuring a hassle-free living experience. This charming property won't last long--Schedule your showing today to make this your ideal beach retreat. All information is approximate and should be verified by the buyer if deemed important.
For sale
Price cut: $5K (8/14)
$209,900
8817 Thomas Dr #A208, Panama City Beach, FL 32408
0beds
489sqft
Condominium
Built in 1976
-- sqft lot
$196,000 Zestimate®
$429/sqft
$525/mo HOA
What's special
Beachfront propertySeparate kiddie poolLarge gulf-side poolBbq grillsFloor-to-ceiling windowsPicnic areasUpdated and open kitchen
- 476 days
- 129
- 9
Zillow last checked:
Listing updated:
Listed by:
Wendy S Johnson 804-338-6453,
Lifes A Beach Real Estate, LLC,
Laina Dillman 972-743-9499,
Lifes A Beach Real Estate, LLC
Source: CPAR,MLS#: 773250
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 0
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Studio
Other
- Level: First
- Dimensions: 0 x 0
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Electric Water Heater
Features
- Shower Only
Interior area
- Total structure area: 489
- Total interior livable area: 489 sqft
Property
Parking
- Parking features: Parking Lot
Features
- Pool features: Fenced, In Ground, Community
- On waterfront: Yes
- Waterfront features: Gulf, Shoreline - Sand
Lot
- Features: Paved
Details
- Parcel number: 34994133000
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Stucco
- Foundation: Pillar/Post/Pier
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Barbecue, Beach, Clubhouse, Fitness Center, Game Room, Laundry Facilities, Pool, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Security Guard
- Subdivision: Top Of The Gulf Condo.
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Game Room, Barbecue
- Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Internet, Laundry, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Security, Trash, Water
- HOA fee: $525 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $429/sqft
- Tax assessed value: $204,000
- Annual tax amount: $2,240
- Date on market: 5/9/2025
- Cumulative days on market: 477 days
- Electric utility on property: Yes
Estimated market value
$196,000
$186,000 - $206,000
$1,351/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/14/2026 | Price change | $209,900-2.3%$429/sqft |
Source:  CPAR #773250 Report a problem | ||
| 4/25/2026 | Price change | $214,900-4.5%$439/sqft |
Source: CPAR #773250 Report a problem | ||
| 11/19/2025 | Price change | $225,000-4.2%$460/sqft |
Source: CPAR #773250 Report a problem | ||
| 5/9/2025 | Listed for sale | $234,900$480/sqft |
Source: CPAR #773250 Report a problem | ||
| 2/11/2025 | Listing removed | $234,900$480/sqft |
Source: CPAR #761881 Report a problem | ||
| 12/20/2024 | Price change | $234,900-2.1%$480/sqft |
Source: CPAR #761881 Report a problem | ||
| 8/27/2024 | Listed for sale | $239,900+283.8%$491/sqft |
Source: CPAR #761881 Report a problem | ||
| 12/15/2014 | Sold | $62,500+13.6%$128/sqft |
Source: Public Record Report a problem | ||
| 10/26/2009 | Sold | $55,000-41.5%$112/sqft |
Source: Public Record Report a problem | ||
| 1/20/2004 | Sold | $94,000$192/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,240 +4.8% | $121,169 +10% |
| 2023 | $2,138 +28.3% | $110,154 +10% |
| 2022 | $1,666 | $100,140 |
| 2021 | -- | -- |
| 2020 | $1,277 +22.5% | $82,760 +10% |
| 2019 | $1,042 | $75,236 +10% |
| 2018 | $1,042 +9.6% | $68,396 +10% |
| 2017 | $950 +28% | $62,178 +10% |
| 2016 | $742 +13.5% | $56,525 +7.3% |
| 2015 | $654 | $52,700 +12.7% |
| 2014 | $654 | $46,750 +6.5% |
| 2013 | -- | $43,900 -4.4% |
| 2012 | -- | $45,900 -1.8% |
| 2011 | -- | $46,750 |
| 2010 | -- | $46,750 -32.7% |
| 2009 | -- | $69,438 -33.9% |
| 2008 | -- | $105,001 |
| 2007 | -- | $105,001 -25% |
| 2006 | -- | $140,001 |
| 2005 | -- | $140,001 +109% |
| 2004 | -- | $67,001 |
| 2003 | -- | $67,001 +42.9% |
| 2002 | -- | $46,873 |
| 2001 | -- | $46,873 |
| 2000 | -- | $46,873 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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