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For sale
  • $244,900

    8817 S Thomas Dr #A110, Panama City, FL 32408

    --beds
    489sqft
    : 
    $2,129/mo
    Get pre-qualified
    Condominium
    Built in 1976
    -- sqft lot
    $233,700 Zestimate®
    $501/sqft
    $525/mo HOA

    What's special

    Cozy fireplace featureUpdated ground-floor studio condoBeautifully renovatedPrivate patioGarden-style outdoor spaceFresh contemporary interiorRare ground-floor location
    Updated ground-floor studio condo at Top of the Gulf with a private patio! Guests and owners alike will appreciate the convenience of walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities, no elevators required. As an added bonus, you're just a short stroll along the beach to the newly opened Tootsie's entertainment complex, where live music, dining, and nightlife add even more excitement to the coastal lifestyle. This condo offers an exceptional blend of modern coastal style and short-term rental opportunity, Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishings, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner's storage closet, creating a true move-in or rent-ready opportunity. One of the most desirable features of this residence is its rare ground-floor location with a private patio, exclusive to ground-floor units. Enjoy the convenience of stepping directly outside to your own garden-style outdoor space, ideal for morning coffee, relaxing after a beach day, or accommodating pet-friendly owner use in accordance with association rules. Guests and owners alike will appreciate the easy walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities without ever needing to use an elevator. Whether you are seeking a vacation rental, a personal beachfront retreat, or a low-maintenance investment property, this condo delivers exceptional versatility and value. Top of the Gulf offers an array of amenities including a Gulf-front pool, game room, BBQ and picnic areas, beach showers, snack bar, owners' lounge, and on-site management, all within one of Panama City Beach's most recognizable beachfront destinations on Thomas Drive.
    26 days
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    111
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    10
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    Zillow last checked:

    Listing updated:

    Listed by:

    Cindy Shoemaker 850-573-4045,

    Christies International Real Estate Emerald Coast

    Source: CPAR,MLS#: 793436MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Family Room
      Family room
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Oven, Electric Water Heater
      Interior area
      • Total structure area: 489
      • Total interior livable area: 489 sqft

      Property

      Features
      • Patio & porch: Patio
      • Exterior features: Patio
      • Pool features: Community
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Details
      • Parcel number: 34994110000
      • Zoning description: Resort
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Concrete
      Condition
      • New construction: No
      • Year built: 1976

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Features: Barbecue, Beach, Clubhouse, Conference/Meeting Room, Elevator, Fitness Center, Park, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: Security Guard, Security Service
      • Subdivision: Top Of The Gulf Condo.
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights
      • Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Security, Trash, Water
      • HOA fee: $525 monthly
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $501/sqft
      • Annual tax amount: $2,584
      • Date on market: 8/1/2026
      • Cumulative days on market: 26 days

        Estimated market value

        $233,700

        $222,000 - $245,000

        $1,426/mo

        Price history

        DateEventPrice
        8/1/2026Price change$244,900+13.9%$501/sqft
        Source: CPAR #793436 Report a problem
        6/3/2024Pending sale$215,000$440/sqft
        Source: ECAOR #950774 Report a problem
        5/25/2024Listed for sale$215,000$440/sqft
        Source: ECAOR #950774 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32408

        Getting around

        38 / 100
        Car-Dependent
        22 / 100
        Minimal Transit
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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