PRICE IMPROVEMENT - $199,999! Don't miss your opportunity to own a beachfront condo at this price! Welcome to Top of the Gulf 210, a beachfront property with spectacular views of the sugar white sands and emerald-green waters of the Gulf of America. This cozy studio is being sold fully furnished and it features floor-to-ceiling windows with beautiful views, a queen bed, a sleeper sofa, and a fully equipped kitchen with everything you need to whip up the perfect meal. Watch the sunset after a fun-filled day from your residence, vacation home or investment property.
Top of the Gulf has both spectacular coastal views and excellent amenities which include beach access, a large Gulf side pool, separate Kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs to relax in, laundry facilities, and a small poolside café. The resort is nestled in the heart of Panama City Beach, just minutes from restaurants, shopping, and many local attractions. Your HOA fee covers water, sewer, garbage, cable, and internet, ensuring you enjoy a hassle-free living experience. This charming property is ready for YOU--schedule your showing today and make it your perfect beach retreat! All information is approximate and should be verified by buyer if important.
For sale
$199,999
8817 Thomas Dr #A210, Panama City Beach, FL 32408
0beds
489sqft
Condominium
Built in 1976
-- sqft lot
$-- Zestimate®
$409/sqft
$525/mo HOA
What's special
Fully furnishedBeach accessQueen bedBeachfront condoSeparate kiddie poolLarge gulf side poolBbq grills
- 558 days
- 217
- 6
Zillow last checked:
Listing updated:
Listed by:
Laina Dillman 972-743-9499,
Lifes A Beach Real Estate, LLC,
Wendy S Johnson 804-338-6453,
Lifes A Beach Real Estate, LLC
Source: CPAR,MLS#: 768936
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 0
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Studio
Other
- Level: First
- Dimensions: 0 x 0
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range
Features
- Shower Only
Interior area
- Total structure area: 489
- Total interior livable area: 489 sqft
Property
Parking
- Parking features: Parking Lot
Features
- Pool features: In Ground, Community
- On waterfront: Yes
- Waterfront features: Gulf, Shoreline - Sand
Lot
- Features: Paved
Details
- Parcel number: 34994135000
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Stucco
- Foundation: Pillar/Post/Pier
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Barbecue, Beach, Clubhouse, Fitness Center, Game Room, Laundry Facilities, Pool, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Security Guard
- Subdivision: Top Of The Gulf Condo.
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Game Room, Barbecue
- Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Internet, Laundry, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Security, Trash, Water
- HOA fee: $525 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $409/sqft
- Tax assessed value: $204,000
- Annual tax amount: $2,240
- Date on market: 2/17/2025
- Cumulative days on market: 559 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
$1,351/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/9/2026 | Price change | $199,999-7%$409/sqft |
Source:  CPAR #768936 Report a problem | ||
| 8/19/2025 | Price change | $215,000-4.4%$440/sqft |
Source: CPAR #768936 Report a problem | ||
| 2/17/2025 | Listed for sale | $225,000+476.9%$460/sqft |
Source: CPAR #768936 Report a problem | ||
| 8/8/1997 | Sold | $39,000+21.9%$80/sqft |
Source: Agent Provided Report a problem | ||
| 8/8/1996 | Sold | $32,000$65/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,240 +4.8% | $121,169 +10% |
| 2023 | $2,138 +28.3% | $110,154 +10% |
| 2022 | $1,666 | $100,140 |
| 2021 | -- | -- |
| 2020 | $1,277 +22.5% | $82,760 +10% |
| 2019 | $1,042 | $75,236 +10% |
| 2018 | $1,042 +9.6% | $68,396 +10% |
| 2017 | $950 +28% | $62,178 +10% |
| 2016 | $742 +14.6% | $56,525 +9.9% |
| 2015 | $648 | $51,425 +10% |
| 2014 | $648 | $46,750 +6.5% |
| 2013 | -- | $43,900 -4.4% |
| 2012 | -- | $45,900 -1.8% |
| 2011 | -- | $46,750 |
| 2010 | -- | $46,750 -32.7% |
| 2009 | -- | $69,438 -33.9% |
| 2008 | -- | $105,001 |
| 2007 | -- | $105,001 -25% |
| 2006 | -- | $140,001 |
| 2005 | -- | $140,001 +109% |
| 2004 | -- | $67,001 |
| 2003 | -- | $67,001 +42.9% |
| 2002 | -- | $46,873 |
| 2001 | -- | $46,873 |
| 2000 | -- | $46,873 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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