For sale

$479,000

886 N Traverse St, Harbor Springs, MI 49740

4beds

1,070sqft

$3,321/mo

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SingleFamily

Built in ----

-- sqft lot

$469,400 Zestimate^®

$448/sqft

$-- HOA

What's special

Hardwood floors

Enjoy the convenience of in-town Harbor Springs living with easy access to downtown, waterfront parks, schools, shopping, and everyday amenities. Inside, the home feels bright and welcoming with hardwood floors, a comfortable flow between the living, dining, and kitchen spaces, and large windows that bring in natural light throughout the day. The kitchen offers generous workspace and opens easily into the main gathering areas, creating a layout that works well for everyday living or entertaining. Multiple bedrooms and flexible spaces provide options for guests, remote work, hobbies, or seasonal use, while the yard offers room to garden, relax, or enjoy time outside. A great opportunity to enjoy an in-town Harbor Springs location with more space and flexibility than you might expect.

106 days
464
22

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Area: 131.25
Dimensions: 11.67 x 11.25

Bedroom

Area: 129.18
Dimensions: 11.83 x 10.92

Bedroom 1

Area: 190.07
Dimensions: 14.17 x 13.42

Dining room

Area: 129.35
Dimensions: 11.58 x 11.17

Kitchen

Area: 119.79
Dimensions: 11.5 x 10.42

Living room

Area: 151.69
Dimensions: 14.33 x 10.58

Heating

Hot Water Baseboard

Cooling

Wall Unit(s)

Appliances

Included: Dishwasher, Refrigerator, Washer, Dryer, Range

Features

Basement: Crawl Space

Interior area

Total interior livable area: 1,070 sqft

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Property

Parking

Parking features: Detached Garage
Has garage: Yes
Covered spaces: 2

Features

Levels: Two Or More

Details

Parcel number: 511512351053

Construction

Type & style

Home type: SingleFamily

Materials

Wood Frame/Site Built

Utilities & green energy

Sewer: City
Water: City

Community & HOA

HOA

Has HOA: No

Location

Region: Harbor Springs

Financial & listing details

Price per square foot: $448/sqft
Tax assessed value: $176,400
Annual tax amount: $2,925
Date on market: 6/26/2026

Estimated market value

$469,400

$446,000 - $493,000

$2,073/mo

Price history

Date	Event	Price
6/26/2026	Listed for sale	$479,000$448/sqft
Source: Northern Michigan MLS #479921 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	$2,925 +2.5%	$176,400 -1.8%
2025	$2,854	$179,600 +122.8%
2021	--	$80,600 +10.6%
2020	--	$72,900 -0.1%
2019	--	$73,000 +0.3%
2018	--	$72,800 +5.5%
2017	--	$69,000 +17.3%
2016	--	$58,800 +8.9%
2015	--	$54,000 +0.4%
2014	--	$53,800 +5.1%
2013	--	$51,200 -6.9%
2012	--	$55,000 -2.3%
2011	--	$56,300 -2.4%
2010	--	$57,700

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 49740

Getting around

59 / 100

Somewhat Walkable

56 / 100

Bikeable

Nearby schools

GreatSchools rating

8/10
Harbor Springs Middle School
Grades: 5-8Distance: 0.1 mi
6/10
Harbor Springs High School
Grades: 9-12Distance: 0.4 mi

Schools provided by the listing agent

District: Harbor Springs

Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.