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For sale by owner
  • Price increase: $10K (7/13)
    $979,000

    89 Prospect St, Jersey City, NJ 07307

    4beds
    1,700sqft
    : 
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    SingleFamily
    Built in 1890
    1,698 Square Feet Lot
    $678,300 Zestimate®
    $576/sqft
    $-- HOA

    What's special

    Private backyard oasisBeautifully renovated residenceLight-filled interiorsTasteful finishesTranquil outdoor sanctuaryInviting front porchBright sun-filled living spaces
    NO LISTING AGENT CALLS PLS. WILL NOT RESPOND. A Rare Jersey City Heights Gem with a Private Backyard Oasis & Flexible Garden-Level Living. Welcome to this beautifully renovated residence that effortlessly blends timeless charm with modern functionality in one of Jersey City Heights' most sought-after neighborhoods. Thoughtfully updated throughout, this home offers an exceptional combination of stylish living, versatile space, and a private outdoor retreat rarely found this close to Manhattan. From the moment you arrive, the striking façade and inviting front porch create a warm first impression. Inside, light-filled interiors and tasteful finishes provide an elegant backdrop for everyday living and entertaining. Step outside to discover the true centerpiece of the property—a beautifully landscaped, fully fenced backyard surrounded by mature trees and lush greenery. Whether hosting dinner under the canopy, enjoying your morning coffee, gardening, or relaxing after work, this tranquil outdoor sanctuary feels worlds away from the city while remaining minutes from it. Adding to the home's exceptional appeal is the walk-out garden-level basement, offering incredible flexibility. With its own private entrance, this space is ideal as a home office, guest or in-law suite, creative studio, fitness room, or potential income-producing space, making it perfectly suited for today's work-from-home lifestyle or multi-generational living. Located just moments from Riverview-Fisk Park, local cafés, restaurants, shopping, and transportation, you'll enjoy easy access to Hoboken, Downtown Jersey City, and Manhattan while living in one of the city's most vibrant residential communities. Whether you're searching for a forever home, a property with rental potential, or a smart long-term investment, this residence offers the lifestyle, flexibility, and location that today's buyers are looking for. Property Highlights Beautifully renovated throughout Walk-out garden-level basement with private entrance Ideal for a home office, in-law suite, guest quarters, or additional income potential Private, professionally landscaped backyard with mature trees Expansive paver patio perfect for entertaining Charming front porch with excellent curb appeal Bright, sun-filled living spaces Prime Jersey City Heights location Convenient access to Hoboken, Downtown Jersey City, and Manhattan Close to parks, cafés, restaurants, shopping, and transportation This is more than a home—it's a lifestyle property that offers flexibility, privacy, and outstanding value in one of Jersey City's most desirable neighborhoods.
    5 days
    |
    615
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    37
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    Listed by:

    Property Owner (917) 524-8385

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Other, Gas
      Cooling
      • None
      Appliances
      • Included: Dryer, Washer
      • Laundry: In Unit
      Features
      • Flooring: Tile, Concrete, Hardwood
      • Basement: Finished
      • Has fireplace: No
      Interior area
      • Total interior livable area: 1,700 sqft

      Property

      Parking
      • Parking features: None
      Features
      • Exterior features: Wood
      Lot
      • Size: 1,698 Square Feet
      Details
      • Parcel number: 0605805000000004

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1890

      Community & HOA

      Location
      • Region: Jersey City

      Financial & listing details

      • Price per square foot: $576/sqft
      • Tax assessed value: $394,500
      • Annual tax amount: $8,809
      • Date on market: 7/13/2026

        Estimated market value

        $678,300

        $604,000 - $753,000

        $4,047/mo

        Price history

        DateEventPrice
        7/13/2026Price change$979,000+1%$576/sqft
        Source: Owner Report a problem
        9/22/2025Listing removed$3,985$2/sqft
        Source: HCMLS #250016239 Report a problem
        8/8/2025Listed for rent$3,985-2.4%$2/sqft
        Source: HCMLS #250016239 Report a problem
        8/8/2025Price change$969,000-0.6%$570/sqft
        Source: HCMLS #250012029 Report a problem
        6/13/2025Price change$975,000-2.4%$574/sqft
        Source: HCMLS #250012029 Report a problem
        5/29/2025Price change$999,000-5.7%$588/sqft
        Source: HCMLS #250010785 Report a problem
        5/28/2025Listing removed$4,085$2/sqft
        Source: HCMLS #250010185 Report a problem
        5/22/2025Listed for rent$4,085-2.2%$2/sqft
        Source: HCMLS #250010185 Report a problem
        5/21/2025Listing removed$4,175$2/sqft
        Source: HCMLS #250008971 Report a problem
        5/6/2025Price change$1,059,000-1.5%$623/sqft
        Source: HCMLS #250008991 Report a problem
        5/6/2025Listed for rent$4,175+7.5%$2/sqft
        Source: HCMLS #250008971 Report a problem
        4/23/2025Price change$1,075,000-2.3%$632/sqft
        Source: NJMLS #25013298 Report a problem
        3/21/2025Listed for sale$1,100,000+10.1%$647/sqft
        Source: HCMLS #250005447 Report a problem
        11/7/2024Listing removed$999,000$588/sqft
        Source: HCMLS #240017749 Report a problem
        10/22/2024Price change$999,000-7.9%$588/sqft
        Source: HCMLS #240017749 Report a problem
        10/8/2024Price change$1,085,000-2.7%$638/sqft
        Source: HCMLS #240017749 Report a problem
        9/18/2024Price change$1,115,000-4.6%$656/sqft
        Source: HCMLS #240017749 Report a problem
        9/9/2024Listed for sale$1,169,000+29990.1%$688/sqft
        Source: HCMLS #240017749 Report a problem
        1/18/2024Sold$3,885-99.7%$2/sqft
        Source: Agent Provided Report a problem
        1/18/2024Listing removed--
        Source: HCMLS #230019231 Report a problem
        1/10/2024Price change$3,885-1.6%$2/sqft
        Source: HCMLS #230019231 Report a problem
        12/4/2023Price change$3,950$2/sqft
        Source: HCMLS #230019231 Report a problem
        11/14/2023Listed for sale$1,149,000+33743.9%$676/sqft
        Source: HCMLS #230019244 Report a problem
        1/12/2022Sold$3,395-99.1%$2/sqft
        Source: Agent Provided Report a problem
        10/1/2018Sold$377,000+61.1%$222/sqft
        Source: HCMLS #180002911 Report a problem
        6/30/2017Sold$234,000$138/sqft
        Source: HCMLS #170005400 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,809 $394,500
        2024$8,809 -0.6%$394,500
        2023$8,864 +40.1%$394,500
        2022$6,328 $394,500
        2021$6,328 +4.2%$394,500
        2020$6,075 +3.5%$394,500
        2019$5,870 +14.9%$394,500
        2018$5,108 +1.4%$394,500 +448.7%
        2017$5,037 +3.2%$71,900
        2016$4,880 +0.7%$71,900
        2015$4,845 -0.5%$71,900
        2014$4,868 +4.3%$71,900
        2013$4,665 +2.8%$71,900
        2012$4,539 -3.7%$71,900
        2011$4,713 +16%$71,900
        2010$4,065 +8.6%$71,900
        2009$3,742 $71,900
        2008-- $71,900
        2007-- $71,900
        2006-- $71,900
        2005-- $71,900
        2004-- $71,900
        2003-- $71,900
        2002-- $71,900
        2001-- $71,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: The Heights

        Getting around

        92 / 100
        Walker's Paradise
        80 / 100
        Excellent Transit
        71 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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