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For sale
  • $359,000

    909 Santa Rosa Blvd Unit 513, Fort Walton Beach, FL 32548

    2beds
    1,035sqft
    : 
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    Condominium
    Built in 1971
    -- sqft lot
    $-- Zestimate®
    $347/sqft
    $900/mo HOA

    What's special

    Private beach accessSpacious private patioBeautifully updated first-floor studioGranite countertopsGrilling and picnic areasBright and open layoutUpdated kitchen
    Experience the best of the Emerald Coast from El Matador #513, a beautifully updated first-floor studio located on the peaceful west end of Okaloosa Island. Tucked away in one of the area’s most established beachfront resorts, this unit offers the perfect combination of personal getaway and income-producing investment. Inside, the bright and open layout comfortably accommodates up to four guests and features newer LVP flooring in the Kitchen Living and Dining areas and ceramic tile in the bedrooms and bathrooms. The updated kitchen is well-appointed with stainless steel appliances, granite countertops, newer cabinetry, pantry storage, and a stylish tile backsplash. The inviting living area flows seamlessly to sliding glass doors that open onto a spacious private patio—ideal for outdoor dining and relaxing after a day at the beach. Offered fully furnished and turnkey, this well-maintained unit is currently used as a short-term rental and is booked for a large portion of the year already. With strong vacation demand on Okaloosa Island, it presents an excellent opportunity for buyers seeking a low-maintenance coastal investment. El Matador is an 11-acre gated beachfront community bordering the pristine Gulf Islands National Seashore, providing a rare natural backdrop and preserved coastline. Residents and guests enjoy private beach access, two swimming pools (one heated), tennis, pickleball and basketball courts, fitness center, sauna, hot tub, grilling and picnic areas, and 24-hour gated security with onsite management. Conveniently located just minutes from dining, marinas, and entertainment in Fort Walton Beach and Destin—and within driving distance of major southeastern cities—this is coastal living at its finest. Its Also Conveniently located just 15–20 minutes from Destin–Fort Walton Beach Airport (VPS) and Approx 45 Minutes to Pensacola International Airport.
    76 days
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    682
    |
    30
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    Zillow last checked:

    Listing updated:

    Listed by:

    Damon Hitt 850-255-9163,

    Ridings Realty Gulf coast

    Source: PAR,MLS#: 681448MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 168
      • Dimensions: 14 x 12
      Bedroom
      • Level: First
      • Area: 132
      • Dimensions: 12 x 11
      Living room
      • Level: First
      • Area: 204
      • Dimensions: 17 x 12
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal
      Features
      • Ceiling Fan(s)
      • Flooring: Tile
      • Windows: Blinds
      • Has basement: No
      Interior area
      • Total structure area: 1,035
      • Total interior livable area: 1,035 sqft

      Property

      Parking
      • Parking features: Parking Lot
      Features
      • Levels: 8 or More Story
      • Patio & porch: Patio
      • Pool features: None, Community
      • Spa features: Community
      • Has view: Yes
      • View description: Gulf, Water
      • Has water view: Yes
      • Water view: Gulf, Water
      • Waterfront features: Gulf, Waterfront, Deed Access, Beach, Waterfront Deed Access
      Lot
      • Size: 10.98 Acres
      Details
      • Parcel number: 002s24080005130000
      • Zoning description: Res Single

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Traditional
      • Property subtype: Condominium
      Materials
      • Block
      • Foundation: Slab
      • Roof: Flat
      Condition
      • Resale
      • New construction: No
      • Year built: 1971

      Utilities & green energy

      • Electric: Copper Wiring
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Underground Utilities

      Community & HOA

      Community
      • Features: Community Room, Elevator, Fitness Center, Fishing, Game Room, Gated, Pavilion/Gazebo, Picnic Area, Sauna, Security/Safety Patrol, Steam Room, Tennis Court(s)
      • Security: Smoke Detector(s)
      • Subdivision: None
      HOA
      • Has HOA: Yes
      • Services included: Association, Cable TV, Maintenance Grounds, Insurance, Maintenance, Management, Pest Control, Recreation Facility, Trash, Water/Sewer
      • HOA fee: $10,800 annually
      Location
      • Region: Fort Walton Beach

      Financial & listing details

      • Price per square foot: $347/sqft
      • Tax assessed value: $275,000
      • Annual tax amount: $3,433
      • Price range: $359K - $359K
      • Date on market: 4/23/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        4/23/2026Listed for sale$359,000-10.3%$347/sqft
        Source: PAR #681448 Report a problem
        1/7/2026Listing removed--
        Source: Owner Report a problem
        1/5/2026Pending sale$400,000$386/sqft
        Source: Owner Report a problem
        1/5/2026Listed for sale$400,000+14.6%$386/sqft
        Source: Owner Report a problem
        9/6/2024Listing removed$349,000$337/sqft
        Source: ECAOR #932248 Report a problem
        7/24/2024Price change$349,000-6.7%$337/sqft
        Source: ECAOR #932248 Report a problem
        6/9/2024Price change$374,000-1.3%$361/sqft
        Source: ECAOR #932248 Report a problem
        2/16/2024Price change$379,000-5%$366/sqft
        Source: ECAOR #932248 Report a problem
        9/14/2023Listed for sale$399,000+197.8%$386/sqft
        Source: ECAOR #932248 Report a problem
        8/5/2011Listing removed$134,000$129/sqft
        Source: Keller Williams Realty- Emerald Coast #522864 Report a problem
        7/20/2011Price change$134,000-10%$129/sqft
        Source: Keller Williams Realty- Emerald Coast #522864 Report a problem
        3/3/2011Price change$148,900-0.1%$144/sqft
        Source: Keller Williams Realty- Emerald Coast #522864 Report a problem
        10/24/2010Listed for sale$149,000$144/sqft
        Source: Keller Williams Realty- Emerald Coast #522864 Report a problem
        8/14/2010Listing removed$149,000$144/sqft
        Source: Keller Williams Emerald Coast Realty #522864 Report a problem
        7/12/2010Price change$149,000-6.3%$144/sqft
        Source: Keller Williams Emerald Coast Realty #522864 Report a problem
        5/2/2010Price change$159,000-6.5%$154/sqft
        Source: Keller Williams Realty- Emerald Coast #522864 Report a problem
        11/25/2009Price change$170,000-10.5%$164/sqft
        Source: Keller Williams Realty- Emerald Coast #522864 Report a problem
        10/25/2009Price change$189,900-5%$183/sqft
        Source: Jeffery Adamson #522864 Report a problem
        8/30/2009Price change$199,900-9.1%$193/sqft
        Source: Jeffery Adamson #522864 Report a problem
        8/8/2009Listed for sale$219,900$212/sqft
        Source: Jeffery Adamson #522864 Report a problem
        3/13/2009Listing removed$219,900$212/sqft
        Source: Postlets #479957 Report a problem
        12/21/2008Listed for sale$219,900$212/sqft
        Source: Postlets #479957 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,433 +4.6%$248,897 -9.5%
        2023$3,283 +7.1%$275,000 +5.8%
        2022$3,067 +10.4%$260,000 +18.2%
        2021$2,777 +23.3%$220,000 +29.4%
        2020$2,252 +0.6%$170,000 +3%
        2019$2,239 +7%$165,000 +10%
        2018$2,093 $150,000 +5.6%
        2017$2,093 +2.7%$142,000 +10.1%
        2016$2,037 +12.5%$129,000
        2015$1,812 -3.1%$129,000 +3.2%
        2014$1,870 $125,000 +5%
        2013-- $119,000 +8.2%
        2012-- $110,000 -6.8%
        2011-- $118,000 -8.5%
        2010-- $129,000 -26.3%
        2009-- $175,000 -7.9%
        2008-- $190,000 -15.2%
        2007-- $224,000 -13.2%
        2006-- $258,000 +24.6%
        2005-- $207,000 +72.5%
        2004-- $120,000
        2003-- $120,000 +5.3%
        2002-- $114,000 +1.8%
        2001-- $112,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Okaloosa Island

        Getting around

        17 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Local School In County
        • Middle: LOCAL SCHOOL IN COUNTY
        • High: Local School In County

        Source: PAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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