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For sale
    • $425,000

    909 Santa Rosa Blvd Unit 523, Fort Walton Beach, FL 32548

    2beds
    1,035sqft
    : 
    $2,887/mo
    Get pre-qualified
    Condominium
    Built in 1971
    -- sqft lot
    $404,200 Zestimate®
    $411/sqft
    $-- HOA

    What's special

    Private balconyGranite countertopsGrilling areasFresh modern coastal feelPorcelain tile throughoutTennis and pickleball courtsStainless appliances
    Welcome to 909 Santa Rosa Blvd Unit 523 in the sought-after El Matador community on Okaloosa Island. This fully remodeled 2-bedroom, 2-bathroom condo (approx. 1,035 sq ft) offers a fresh, modern coastal feel with porcelain tile throughout, granite countertops, stainless appliances, and smooth ceilings free of popcorn texture. The open layout flows beautifully from the updated kitchen to the living and dining areas, creating a bright, inviting space perfect for relaxing or entertaining. Step onto the private balcony and take in vast, unobstructed views of the Santa Rosa Sound--ideal for watching boats glide by or enjoying morning coffee with the water as your backdrop. All furniture conveys with an acceptable offer, making this a truly turnkey opportunity. The unit also comes with an assigned private storage closet on same floor. Residents of El Matador enjoy a gated, amenity-rich setting across 11+ landscaped acres, including two pools (one heated), tennis and pickleball courts, a fitness center, sauna and hot tub, grilling areas, and direct access to the sugar-white sands of the Gulf. With 24-hour security and a short stroll to the beach, this ready-to-enjoy unit works beautifully as a personal retreat or short term rental. Just minutes from dining, shopping, and entertainment in Fort Walton Beach and Destin, Unit 523 delivers the best of Emerald Coast living.
    2 days
    114
    5

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Sean O'Leary 831-207-8839,

    Lead Realty

    Source: ECAOR,MLS#: 1014038MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13 x 12
      Bedroom
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 13 x 10
      Dining room
      • Description: Dining/Living Combo
      • Level: First
      • Area: 325 Square Feet
      • Dimensions: 25 x 13
      Kitchen
      • Level: First
      • Area: 70 Square Feet
      • Dimensions: 10 x 7
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Electric Water Heater
      • Laundry: Common Area
      Features
      • Breakfast Bar, Recessed Lighting
      • Flooring: Tile
      Interior area
      • Total structure area: 1,035
      • Total interior livable area: 1,035 sqft

      Property

      Features
      • Exterior features: Balcony
      • Has view: Yes
      • View description: Intracoastal Waterwy, Sound
      • Has water view: Yes
      • Water view: Intracoastal Waterwy,Sound
      Details
      • Parcel number: 002S24080005230000

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Concrete, Stucco
      • Roof: Membrane
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1971

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Community Room, Elevators, Fitness Center, Gated, Pavillion/Gazebo, Pool, Sauna/Steam Room, Tennis Court(s), Pickleball, Short Term Rental - Allowed
      • Subdivision: EL MATADOR CONDO
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Management, Security, Sewer, Cable TV, Trash, Water, Internet
      Location
      • Region: Fort Walton Beach

      Financial & listing details

      • Price per square foot: $411/sqft
      • Tax assessed value: $254,250
      • Annual tax amount: $3,334
      • Date on market: 10/21/2026

        Estimated market value

        $404,200

        $384,000 - $424,000

        $2,108/mo

        Price history

        DateEventPrice
        10/21/2026Listed for sale$425,000+123.7%$411/sqft
        Source: ECAOR #1014038 Report a problem
        4/28/2015Sold$190,000-2.6%$184/sqft
        Source: ECAOR #710077 Report a problem
        1/28/2015Price change$195,000-4.4%$188/sqft
        Source: Emerald Coast Properties, Inc. #710077 Report a problem
        9/27/2014Price change$204,000-0.4%$197/sqft
        Source: Emerald Coast Properties, Inc. #710077 Report a problem
        9/5/2014Price change$204,900-2%$198/sqft
        Source: Emerald Coast Properties, Inc. #710077 Report a problem
        7/29/2014Price change$209,000-0.5%$202/sqft
        Source: Emerald Coast Properties, Inc. #710077 Report a problem
        2/18/2014Price change$210,000-2.3%$203/sqft
        Source: Owner Report a problem
        2/14/2014Price change$215,000-2.3%$208/sqft
        Source: Owner Report a problem
        2/6/2014Price change$220,000-26.7%$213/sqft
        Source: Owner Report a problem
        1/28/2014Listed for sale$300,000$290/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,335 -3.6%$254,250 +1.3%
        2024$3,459 +4.6%$251,094 -9.2%
        2023$3,307 +7.1%$276,500 +5.7%
        2022$3,089 +10.4%$261,500 +18.1%
        2021$2,799 +23.2%$221,500 +29.2%
        2020$2,272 +0.5%$171,500 +3%
        2019$2,260 +72.8%$166,500 +22.4%
        2018$1,308 $136,039 +2.1%
        2017$1,308 +48.5%$133,241 +2.1%
        2016$880 -32.4%$130,500
        2015$1,303 -31.1%$130,500 +3.2%
        2014$1,892 $126,500 +5%
        2013-- $120,500 +8.1%
        2012-- $111,500 -5.5%
        2011-- $118,000 -8.5%
        2010-- $129,000 -26.3%
        2009-- $175,000 -7.9%
        2008-- $190,000 -15.2%
        2007-- $224,000 -13.2%
        2006-- $258,000 +24.6%
        2005-- $207,000 +72.5%
        2004-- $120,000
        2003-- $120,000 +5.3%
        2002-- $114,000 +1.8%
        2001-- $112,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Okaloosa Island

        Getting around

        17 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Elliott Point
        • Middle: Bruner
        • High: Fort Walton Beach

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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