** Save on move-in costs!
Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.
Welcome to your new haven! This 2-bedroom apartment welcomes you with tons of natural light. The living room is spacious and bright and with a double glass door access to the balcony perfect for enjoying the view with your morning coffee or evening wine. The well-equipped kitchen makes meal preparation effortless with a dishwasher, refrigerator, and stove, while the washer and dryer hookup ensures convenient laundry days. Enjoy optimal comfort with central heat and air conditioning, and experience the ease of smart home automation. With a pet-friendly policy for furry friends up to 30 lbs
Great location! Situated next to Route 41, a convenient location to downtown and East Ridge. Everything you need is just a few minutes drive.
Apply now and grab this apartment before it's gone!
Only $975 Deposit
Availability Date
Move-in date may change depending on property condition or vacancy status.
MONTHLY CHARGES (in addition to base rent)
Electric (Allowance) ............. $100
Water (Allowance) ................ $60
Internet/WIFI .................... $45
Sewer ............................ $100
Laundromat Access ................ $25
Smart Home Automation ............ $20.95
Resident Benefits Package ........ $49.95
All Bills Paid Program ........... $9.95
AMENITIES
- Smart Home Automation
- Central Heat and Air
- Electric Heat
- Balcony
- Refrigerator, Stove, Dishwasher
- Washer and Dryer Hookup
- Pet Friendly (30lbs max)
- Section 8 Accepted
LEASE TERMS
- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Under 6 Months:................. +$250/month
- Month-to-Month:................. +$250/month
MANDATORY PROGRAMS & FEES
Smart Home Automation ............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.
Resident Benefits Package ........ $49.95
- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.
Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.
UTILITY CONCIERGE SERVICE (Required)
Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.
Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.
Water Allowance .................. $60/month
- Monthly water usage allowance. Any overages will be billed to the tenant.
Electric Allowance ............... $100/month
- Monthly electricity usage allowance. Overages will be billed to the tenant.
Internet/WIFI .................... $45/month
- High-speed internet access included as part of your utility package.
Sewer Allowance.................... $100/month
- Monthly sewer usage allowance. Overages will be billed to the tenant.
Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.
PET POLICY
- Standard/Regular Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)
- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- No fees for ESA or Service Animals
- Pet Application Fee: $30/pet (excluding ESA/Service Animals)
APPLICATION REQUIREMENTS
CREDIT REQUIREMENTS:
If employed 1+ year at current job:
- 600-649: Standard Deposit
- 550-599: Standard Deposit + 50% rent Mitigation Fee
- 500-549: Standard Deposit + 100% rent Mitigation Fee
- 499 and below: Cosigner required (600+ credit score, 2x rent income)
If employed under 1 year:
- 650+: Standard Deposit
- 600-649: Standard + 50% Mitigation Fee
- 550-599: Standard + 100% Mitigation Fee
- 500-549: Standard + 150% Mitigation Fee
- No credit: Cosigner required (600+ score, 2x rent)
AUTOMATIC DENIALS:
- Utility Collections
- Evictions
- Felonies/Misdemeanor (within the last 10 years)
- Landlord Collections
- Drug Charges
- Bankruptcies (within the last 5 years)
APPLICATION PROCESS
- Application fee: $65/adult (non-refundable)
- Processing time: 2-3 business days
INCOME REQUIREMENT
- Combined household income must be at least 2x the rent
MOVE-IN COSTS
- First months rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional fees and programs listed above
NEED TO SELL BEFORE YOU MOVE?
Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!
BONUS: BUILD YOUR CREDIT!
Pay your rent on time and well report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.
Contact us today to schedule a tour or apply online!
Affordable Housing : Yes
Apartment
Resident Benefits Package
Smart Lock & Thermostat Automation Inclusive
Stevens Realty All Bills Included Utility Concierge Service Required
Apartment for rent
Special offer
$975/moFees may apply
915 S Seminole Dr, APT 3, Chattanooga, TN 37412
2beds
800sqft
Price may not include required fees and charges. Learn more|
Apartment
Available Mon Aug 31 2026
Cats, small dogs OK
Shared laundry
Central
What's special
High-speed internet access includedWell-equipped kitchenTons of natural lightWasher and dryer hookupSmart home automation
- 15 days |
- -- |
- -- |
Zillow last checked:
Listing updated:
Travel times

Let’s turn your rent into credit progress
Build credit history with every on-time payment and get credit for the payment you’re already making.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Appliances
- Laundry: Shared
Features
- Range/Oven
Interior area
- Total interior livable area: 800 sqft
Video & virtual tour
Property
Parking
- Details: Contact manager
Features
- Stories: 3
- Patio & porch: Patio
- Exterior features: Balcony
Construction
Type & style
- Home type: Apartment
- Property subtype: Apartment
Condition
- Year built: 1974
- Major remodel year: 2001
Building
Details
- Building name: Ridge Terrace Apartments
Management
- Pets allowed: Yes
Community & HOA
Location
- Region: Chattanooga
Financial & listing details
- Lease term: Contact For Details
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2026 | Listed for rent | $975+5.4%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/8/2026 | Listing removed | $925$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/20/2025 | Price change | $925-2.5%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/6/2025 | Price change | $949-2.7%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/20/2025 | Listed for rent | $975+34.5%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/9/2016 | Listing removed | $725-21.6%$1/sqft |
Source: Zillow Rental Network Report a problem | ||
| 3/10/2016 | Listed for rent | $925$1/sqft |
Source: Zillow Rental Network Report a problem | ||
Neighborhood: 37412
Nearby schools
GreatSchools rating
- 3/10East Ridge Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 4/10East Ridge Middle SchoolGrades: 6-8Distance: 1.9 mi
- 3/10East Ridge High SchoolGrades: 9-12Distance: 1.8 mi
There are 2 available units in this apartment building
- Special offer! $200 Off First months Rent








