Open House May 16 & 17 from 12-3pm. Welcome to Bay Village at Waterstone—one of Oxford’s most sought-after communities! This stunning, light-filled 5-bedroom, 3.5-bath home perfectly blends modern upgrades, flexible living space, and waterfront lifestyle. Step inside and enjoy expansive living spaces designed for both everyday comfort and effortless entertaining, highlighted by thoughtful 2024 upgrades including a refreshed kitchen pantry, an enhanced primary walk-in closet, newly installed solar blinds, and outdoor LED lighting. The living room is a true showstopper—complete with a projector setup that transforms movie nights into an immersive, big-screen experience right at home. The fully finished walkout basement offers exceptional versatility, featuring a newly added second kitchen, bedroom, full bath, and generous space for entertaining, recreation, or guest living—ideal for multi-generational needs or hosting. Car lovers and EV owners will appreciate the EV-ready garage, along with new smart garage door opener and spring set. Step outside and fall in love with your private backyard retreat—complete with a large deck, patio, built-in barbecue island, fire pit, and direct water access—perfect for paddle boating, relaxing evenings, and unforgettable gatherings. Additional updates include exterior trim replacement & painting in 2020, kitchen & bathroom remodeling in 2019, all new kitchen appliances in 2017, and furnace & A/C replacement in 2014. Hot tub connection on back of home. Enjoy peace of mind with a generator transfer switch and included generator for backup power during extreme weather. This exceptional home offers the perfect combination of modern comfort, outdoor living, and prime location—don’t miss your chance to own a piece of Waterstone living at its best!
Pending
Price cut: $20K (5/23)
$460,000
920 Cross St, Oxford, MI 48371
5beds
3,320sqft
Single Family Residence
Built in 2004
8,276 Square Feet Lot
$456,500 Zestimate®
$139/sqft
$58/mo HOA
What's special
- 52 days |
- 246 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Tracey Borg 586-242-6308,
Keller Williams Realty Lakeside 586-532-0500
Source: MiRealSource,MLS#: 50207500
Originating MLS: MiRealSource
Originating MLS: MiRealSourceFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bedroom 1
- Level: Entry
- Area: 270
- Dimensions: 15 x 18
Bedroom 2
- Level: Second
- Area: 100
- Dimensions: 10 x 10
Bedroom 3
- Level: Second
- Area: 100
- Dimensions: 10 x 10
Bedroom 4
- Level: Second
- Area: 200
- Dimensions: 10 x 20
Bedroom 5
- Level: Basement
- Area: 270
- Dimensions: 18 x 15
Bathroom 1
- Level: Entry
Bathroom 2
- Level: Second
Bathroom 3
- Level: Basement
Dining room
- Level: Entry
- Area: 216
- Dimensions: 12 x 18
Kitchen
- Level: Entry
- Area: 154
- Dimensions: 14 x 11
Living room
- Level: Entry
- Area: 374
- Dimensions: 17 x 22
Heating
- Forced Air, Humidity Control, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Range/Oven, Refrigerator, Washer, Gas Water Heater
Features
- Sump Pump
- Basement: Finished,Walk-Out Access,Concrete
- Number of fireplaces: 1
- Fireplace features: Gas, Great Room
Interior area
- Total structure area: 3,644
- Total interior livable area: 3,320 sqft
- Finished area above ground: 2,148
- Finished area below ground: 1,172
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Levels: Multi/Split,Two
- Stories: 2
- Patio & porch: Deck, Patio
- Exterior features: Lawn Sprinkler
- Frontage type: Road
- Frontage length: 65
Lot
- Size: 8,276 Square Feet
- Dimensions: 65 x 130
Details
- Parcel number: 0421101046
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Basement, Concrete Perimeter
Condition
- Year built: 2004
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: Bay Village Of Waterstone Occpn 1392
HOA
- Has HOA: Yes
- HOA fee: $690 annually
- HOA name: Rhodes Management
- HOA phone: 248-652-8221
Location
- Region: Oxford
Financial & listing details
- Price per square foot: $139/sqft
- Tax assessed value: $394,660
- Annual tax amount: $6,394
- Date on market: 5/14/2026
- Cumulative days on market: 53 days
- Listing agreement: Exclusive Right to Sell/VR
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
$456,500
$434,000 - $479,000
$3,182/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/8/2026 | Pending sale | $460,000$139/sqft |
Source:  MiRealSource #50207500 Report a problem | ||
| 5/23/2026 | Price change | $460,000-4.2%$139/sqft |
Source: MiRealSource #50207500 Report a problem | ||
| 5/16/2026 | Listed for sale | $480,000+77.8%$145/sqft |
Source: MiRealSource #50207500 Report a problem | ||
| 12/2/2016 | Sold | $269,900-3.4%$81/sqft |
Source: Public Record Report a problem | ||
| 10/10/2016 | Price change | $279,500-1.9%$84/sqft |
Source: Birmingham Realty LLC #216077654 Report a problem | ||
| 10/6/2016 | Price change | $284,900-1.7%$86/sqft |
Source: Birmingham Realty LLC #216077654 Report a problem | ||
| 9/27/2016 | Listed for sale | $289,900+5.4%$87/sqft |
Source: Birmingham Realty LLC #216077654 Report a problem | ||
| 1/7/2005 | Sold | $275,000$83/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,812 +2.9% | $197,330 +8.6% |
| 2023 | $5,649 +4.6% | $181,710 +12.3% |
| 2022 | $5,400 +0.9% | $161,830 +4.6% |
| 2021 | $5,353 | $154,740 +2.7% |
| 2020 | -- | $150,710 +4.2% |
| 2019 | $5,056 +2.1% | $144,640 +1.8% |
| 2018 | $4,954 +44% | $142,130 -1.5% |
| 2017 | $3,440 | $144,280 +4.1% |
| 2016 | $3,440 | $138,580 +5.7% |
| 2015 | -- | $131,090 +11.1% |
| 2014 | -- | $117,980 +11.4% |
| 2011 | -- | $105,930 +1.3% |
| 2010 | $3,430 +54.3% | $104,590 -12.3% |
| 2009 | $2,223 | $119,250 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 48371
Nearby schools
GreatSchools rating
- 8/10Oxford Elementary SchoolGrades: 3-5Distance: 1.7 mi
- 7/10Oxford Area Middle SchoolGrades: 6-8Distance: 2.5 mi
- 7/10Oxford High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- District: Oxford Area Comm School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Oakland County
- Oxford
- 48371
- 920 Cross St
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