9367 N Vernham Ln, Eagle Mountain, UT 84005

Assumable 2.8% Interest Rate Home on Saratoga Springs Border | 3 Bed | 2.5 Bath | 2-Car Garage | HOA w/ Pool, Pickleball & Paved Walking Paths $399,000 – Assumable FHA Loan Available (2.8% Interest Rate!) Financial Details: * Price: $399,000 * Current loan balance: ~$352,000 * Buyer brings approx. $47,000 to closing (difference between loan + price) * Monthly mortgage payment: ~$2,069 * HOA: $204/month (includes yard maintenance, pool, clubhouse, parks, walking paths& pickleball courts.) Loan / Purchase Requirements: * Must be approved by Freedom Mortgage to assume the loan * Loan assumption only (not a refinance) at 2.8% interest rate * Must qualify directly through lender Buyer Qualification Requirements: * Must qualify for assumption through Freedom Mortgage * Must provide proof of funds (~$47,000) OR qualify for a secondary loan to cover part of the down payment * Must be serious and ready to proceed with lender approval Home Details: * 2,090 sq. ft. * 3 bedrooms * 2.5 bathrooms * 2-car garage * Located on the border of Saratoga Springs * Open, bright, functional layout * Stainless steel appliances * Gas range oven/microwave * Refrigerator, dishwasher, washer & dryer included * Built-in garage storage racks Neighborhood Amenities: * Community pool * Clubhouse (available for events/parties) * Pickleball court * Paved walking paths * Playground * Two separate swing sets in different areas * Dog stations throughout neighborhood * HOA includes yard maintenance Location Highlights: * Prime location on Saratoga Springs border * Walking distance to The Ranches Golf Course & gym * 5 minutes to Costco * 5 minutes to Smith’s * 3–6 minutes to two Walmarts * Close to restaurants, shopping, and everyday conveniences * Easy access off Cory B Highway