Welcome to South Bay by the Gulf. Check out this beautifully maintained end unit townhome in the South Bay by the Gulf community in the heart of Destin, Florida. This 1,289 sq ft townhome is 3-bedroom, 2.5-bath unit offers an ideal opportunity as a full-time or second home, or short-term vacation rental. It is being sold FULLY FURNISHED. Positioned on 14 acres, this family-friendly community stretches from Highway 98 to the Gulf. Enjoy 300 feet of private, deep white sand beach along a low-density shoreline. Enjoy the many resort style amenities of South Bay including: 2 pools, 2 kiddie pools, 5 acre fresh water lake, lighted tennis/pickleball courts, shuffle board courts, beach side volley ball, BBQ grilling area and lush grounds made for walking and enjoying the Florida wildlife!
For sale
$445,000
940 Highway 98 E Unit 32, Destin, FL 32541
3beds
1,289sqft
Townhouse
Built in 1974
-- sqft lot
$-- Zestimate®
$345/sqft
$-- HOA
What's special
Fully furnishedBbq grilling areaBeach side volleyballLow-density shorelineShuffle board courts
- 175 days
- 611
- 52
Zillow last checked:
Listing updated:
Listed by:
Nicole H Rattler 612-226-9156,
LPT Realty LLC
Source: ECAOR,MLS#: 997786
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Area: 180 Square Feet
- Dimensions: 18 x 10
Bedroom
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11 x 11
Bedroom
- Level: Second
- Area: 90 Square Feet
- Dimensions: 10 x 9
Dining area
- Level: First
- Area: 24 Square Feet
- Dimensions: 12 x 2
Kitchen
- Level: First
- Area: 60 Square Feet
- Dimensions: 12 x 5
Living room
- Level: First
- Area: 228 Square Feet
- Dimensions: 19 x 12
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Washer
Interior area
- Total structure area: 1,289
- Total interior livable area: 1,289 sqft
Property
Features
- Stories: 2
Details
- Parcel number: 002S22420000C10000
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Condition
- Construction Complete
- New construction: No
- Year built: 1974
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Beach, Deed Access, Pool, TV Cable, Tennis Court(s), Short Term Rental - Allowed
- Subdivision: SOUTHBAY BY THE GULF
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance, Land Recreation, Legal, Management, Sewer, Cable TV, Trash, Water, Internet
Location
- Region: Destin
Financial & listing details
- Price per square foot: $345/sqft
- Tax assessed value: $375,000
- Annual tax amount: $4,441
- Date on market: 3/12/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Price change | $445,000-6.4%$345/sqft |
Source:  ECAOR #997786 Report a problem | ||
| 3/12/2026 | Listed for sale | $475,600-9.4%$369/sqft |
Source: ECAOR #997786 Report a problem | ||
| 2/14/2023 | Sold | $525,000-1.9%$407/sqft |
Source: Public Record Report a problem | ||
| 1/17/2023 | Pending sale | $535,000$415/sqft |
Source: ECAOR #914599 Report a problem | ||
| 1/9/2023 | Listed for sale | $535,000+109.8%$415/sqft |
Source: ECAOR #914599 Report a problem | ||
| 2/3/2020 | Sold | $255,000-5.2%$198/sqft |
Source: ECAOR #838545 Report a problem | ||
| 1/23/2020 | Pending sale | $269,000$209/sqft |
Source: Keller Williams Emerald Coast Realty #838545 Report a problem | ||
| 1/19/2020 | Listed for sale | $269,000+106.9%$209/sqft |
Source: Keller Williams Realty Destin #838545 Report a problem | ||
| 4/11/2014 | Sold | $130,000-7.1%$101/sqft |
Source: ECAOR #586881 Report a problem | ||
| 10/24/2003 | Sold | $140,000$109/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,441 0% | $375,000 |
| 2024 | $4,442 +20.1% | $375,000 |
| 2023 | $3,698 +25.5% | $375,000 +44.2% |
| 2022 | $2,946 +13% | $260,000 +23.8% |
| 2021 | $2,608 +14.8% | $210,000 +13.5% |
| 2020 | $2,272 +6.3% | $185,000 +5.7% |
| 2019 | $2,136 +4.9% | $175,000 +2.9% |
| 2018 | $2,036 | $170,000 +26.9% |
| 2017 | $2,036 +16.3% | $134,000 |
| 2016 | $1,751 +0.6% | $134,000 +4.7% |
| 2015 | $1,741 -7.8% | $128,000 |
| 2014 | $1,888 | $128,000 +12.3% |
| 2013 | -- | $114,000 |
| 2012 | -- | $114,000 +4.6% |
| 2011 | -- | $109,000 -17.4% |
| 2010 | -- | $132,000 -15.4% |
| 2009 | -- | $156,000 |
| 2008 | -- | $156,000 -13.3% |
| 2007 | -- | $180,000 -14.3% |
| 2006 | -- | $210,000 +20% |
| 2005 | -- | $175,000 +45.8% |
| 2004 | -- | $120,000 +12% |
| 2003 | -- | $107,100 +5% |
| 2002 | -- | $102,000 +2% |
| 2001 | -- | $100,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32541
Nearby schools
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Fort Walton Beach
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Similar homes
- $464,9003 bd2 ba1k sqft1006 Highway 98 E #131, Destin, FL 32541For Sale
MLS ID #1007167, Kyle V Hock, RealJoy Realty LLC. ECAOR - $435,0002 bd2 ba1.1k sqft30 Moreno Point Rd Unit 406C, Destin, FL 32541For Sale
MLS ID #1005491, Chris Lawson, Realty ONE Group Emerald Coast. ECAOR - $485,0003 bd2 ba1k sqft1006 Highway 98 E #431, Destin, FL 32541For Sale
MLS ID #1004903, William A Flynn, Berkshire Hathaway Home Services PenFed Realty. ECAOR - $499,0002 bd2 ba1.4k sqft900 Gulf Shore Dr Unit 3044, Destin, FL 32541For Sale
MLS ID #995468, Terry G Tallent, Aquatic Resort Properties Inc. ECAOR - $400,0002 bd3 ba1k sqft22 Moreno Point Rd Unit 15, Destin, FL 32541For SaleMLS ID #1004778, Susan E McPherson, EXP Realty LLC. ECAOR
- $335,0003 bd3 ba1.2k sqft940 Highway 98 E Unit 23, Destin, FL 32541For SaleMLS ID #998463, Paul A Domenech, Keller Williams Realty FWB. ECAOR
- $649,0003 bd3 ba1.2k sqft940 Highway 98 E Unit 99, Destin, FL 32541For SaleMLS ID #1009825, Joshua B Kline, Emerald Coast Vacation Rentals & Sales. ECAOR
- $445,0002 bd2 ba987 sqft502 Gulf Shore Dr Unit 715, Destin, FL 32541For SaleMLS ID #970674, Dawn F Shoults, The Premier Property Group. ECAOR
- $514,9003 bd2 ba1k sqft1006 Highway 98 E #323, Destin, FL 32541For SaleMLS ID #977611, Kyle V Hock, RealJoy Realty LLC. ECAOR
- $378,0002 bd2 ba950 sqft775 Gulf Shore Dr Unit 3205, Destin, FL 32541For SaleMLS ID #991692, Kimberly T Thomas, Sandpiper Cove Real Estate Inc. ECAOR
- $610,0003 bd2 ba1.4k sqft775 Gulf Shore Dr Unit 19, Destin, FL 32541For SaleMLS ID #1008900, Sherrie D Salas, Keller Williams Realty Destin. ECAOR
- $325,9003 bd2 ba1.3k sqft1000 Airport Rd Unit 123, Destin, FL 32541For SaleMLS ID #1002362, Marguerite J Parker, Real Estate Empowered LLC. ECAOR
- $399,0002 bd2 ba987 sqft502 Gulf Shore Dr Unit 215, Destin, FL 32541For SaleMLS ID #1007206, Tibor Pollak, Anchor Realty Florida. ECAOR
- $460,0002 bd2 ba943 sqft1751 Scenic Highway 98 Unit 216, Destin, FL 32541For SaleMLS ID #994440, Alexandria D Suzuki, Bastion Realty LLC. ECAOR
- $540,0002 bd1 ba1k sqft510 Gulf Shore Dr Unit 102, Destin, FL 32541For SaleMLS ID #1010711, Tibor Pollak, Anchor Realty Florida. ECAOR
- $539,0002 bd2 ba1k sqft510 Gulf Shore Dr Unit 307, Destin, FL 32541For SaleMLS ID #1009428, Patrick E Geiger, Scenic Sotheby's International Realty. ECAOR
- $624,9002 bd2 ba1.4k sqft900 Gulf Shore Dr Unit 1022, Destin, FL 32541For SaleMLS ID #980361, Kyle V Hock, RealJoy Realty LLC. ECAOR
- $640,0002 bd3 ba1.4k sqft1030 Us Highway 98 W Unit 43, Destin, FL 32541For SaleMLS ID #1005482, Hunter M Denton, RE/MAX by the Sea. ECAOR
- $495,0002 bd2 ba1k sqft3291 Scenic Highway 98 Unit 101, Destin, FL 32541For SaleMLS ID #998338, Kristen A Weller, Coldwell Banker Realty. ECAOR
- $425,0002 bd3 ba1.2k sqft241 Ellis Rd Unit 11, Miramar Beach, FL 32550For SaleMLS ID #997161, Paul A Domenech, Keller Williams Realty FWB. ECAOR
