Welcome to this beautifully positioned 2-bedroom, 2.5-bath waterfront townhome in the highly desirable South Bay by the Gulf community. Offering 1,191 sq ft of refined coastal living, this fully furnished, two-story residence features a light-filled open living space, well-appointed kitchen, and two private balconies overlooking serene lake views. Enjoy a resort-style lifestyle with private beach access, swimming pools, tennis courts, and beautifully maintained grounds—all just a few steps away from the sugar-white sands of the Emerald Coast. An exceptional opportunity as a primary residence, second home, or investment property.
For sale
Price cut: $60K (5/1)
$439,000
940 Highway 98 E Unit 44, Destin, FL 32541
2beds
1,191sqft
Condominium
Built in 1974
-- sqft lot
$-- Zestimate®
$369/sqft
$860/mo HOA
What's special
Swimming poolsFully furnishedTennis courtsPrivate beach accessLight-filled open living spaceWell-appointed kitchenBeautifully maintained grounds
- 82 days |
- 190 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Penelope Bradley 850-501-7212,
EXP Realty, LLC
Source: PAR,MLS#: 681904
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 150.65
- Dimensions: 13.1 x 11.5
Bedroom
- Level: First
- Area: 127.6
- Dimensions: 11.6 x 11
Living room
- Level: Second
- Area: 315.4
- Dimensions: 19 x 16.6
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Refrigerator
Features
- Ceiling Fan(s)
- Flooring: Tile
- Has basement: No
Interior area
- Total structure area: 1,191
- Total interior livable area: 1,191 sqft
Property
Parking
- Parking features: 1 Space/Unit
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony, Barbecue, Tennis Court(s)
- Has private pool: Yes
- Pool features: Fenced, In Ground, Community
- Has view: Yes
- View description: Lake, Water
- Has water view: Yes
- Water view: Lake, Water
- Waterfront features: Lake, Waterfront, Beach Access, Deed Access, Beach, Waterfront Deed Access
Details
- Parcel number: 002s22420000h50000
- Zoning description: Res Multi
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Contemporary
- Property subtype: Condominium
Materials
- Concrete, Frame
- Foundation: Slab
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 1974
Utilities & green energy
- Electric: Copper Wiring
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Tennis Court(s)
- Subdivision: Southbay
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management, Recreation Facility
- HOA fee: $10,320 annually
Location
- Region: Destin
Financial & listing details
- Price per square foot: $369/sqft
- Tax assessed value: $355,000
- Annual tax amount: $3,674
- Price range: $439K - $439K
- Date on market: 5/1/2026
- Cumulative days on market: 83 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/1/2026 | Price change | $439,000-12%$369/sqft |
Source:  PAR #681904 Report a problem | ||
| 11/26/2024 | Listed for sale | $499,000+108.8%$419/sqft |
Source:  ECAOR #963757 Report a problem | ||
| 4/5/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 3/18/2023 | Listed for rent | $3,200$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/19/2018 | Sold | $239,000$201/sqft |
Source: ECAOR #789770 Report a problem | ||
| 1/17/2018 | Listed for sale | $239,000+13.8%$201/sqft |
Source: Keller Williams Realty Emerald Coast #789770 Report a problem | ||
| 12/31/2014 | Sold | $210,000-3.4%$176/sqft |
Source: ECAOR #719981 Report a problem | ||
| 4/28/2004 | Sold | $217,500+26.5%$183/sqft |
Source: Public Record Report a problem | ||
| 12/10/2002 | Sold | $172,000$144/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,674 +3.5% | $272,855 -23.1% |
| 2023 | $3,549 +10.3% | $355,000 +12.7% |
| 2022 | $3,217 +26.4% | $315,000 +53.7% |
| 2021 | $2,546 +1.7% | $205,000 +2.5% |
| 2020 | $2,502 +6.6% | $200,000 +8.1% |
| 2019 | $2,347 +1.5% | $185,000 +2.8% |
| 2018 | $2,311 | $180,000 +7.8% |
| 2017 | $2,311 +5.9% | $167,000 |
| 2016 | $2,183 +0.6% | $167,000 +5.7% |
| 2015 | $2,169 -5.1% | $158,000 +9% |
| 2014 | $2,286 | $145,000 +12.4% |
| 2013 | -- | $129,000 |
| 2012 | -- | $129,000 -4.4% |
| 2011 | -- | $135,000 -19.6% |
| 2010 | -- | $168,000 -25% |
| 2009 | -- | $224,000 -4.3% |
| 2008 | -- | $234,000 -19.3% |
| 2007 | -- | $290,000 -3.3% |
| 2006 | -- | $300,000 +42.9% |
| 2005 | -- | $210,000 +50% |
| 2004 | -- | $140,000 +24.6% |
| 2003 | -- | $112,400 +5% |
| 2002 | -- | $107,000 +1.9% |
| 2001 | -- | $105,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 1.3 mi
- 9/10Destin Middle SchoolGrades: 5-8Distance: 3.3 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 9.8 mi
Schools provided by the listing agent
- Elementary: Local School In County
- Middle: LOCAL SCHOOL IN COUNTY
- High: Local School In County
Source: PAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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