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Under contract
  • $540,000

    946 Federal Farm Rd, Montross, VA 22520

    3beds
    2,266sqft
    : 
    $3,283/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    2.57 Acres Lot
    $-- Zestimate®
    $238/sqft
    $29/mo HOA

    What's special

    Upper-level bonus spacePeaceful setting
    Nestled on 2.57acres in the desirable Nomini Bay Farms community, this charming Cape Cod offers the perfect blend of comfort, privacy, and convenience. Featuring 3 bedrooms, 2 full baths, and desirable main-level living(2,266sqft) this ho e is designed for easy everyday living. The upper-level bonus space provides flexibility for a home office, playroom, guest area, or hobby room. Enjoy the peaceful setting while benefitting from a Community HOA which allows for Public Water, Community access to the Potomac River and the convenience of being just minutes from both Montross and Warsaw for shopping and restaurants. This is your opportunity to enjoy Northern Neck living at its best with room to spread out and make it your own! This property offers comfort, style space and an ideal location at an affordable price!
    46 days
    |
    227
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kathy Dove 804-761-3129,

    Keller Williams Fairfax Gateway 703-222-3300

    Source: Bright MLS,MLS#: VAWE2011510MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Basement
      • Area: 0
      Heating
      • Central, Heat Pump, Hot Water, Electric, Propane
      Cooling
      • Central Air, Ceiling Fan(s), Ductless, Heat Pump, Electric
      Appliances
      • Included: Stainless Steel Appliance(s), Electric Water Heater
      • Laundry: Has Laundry, Hookup, Main Level
      Features
      • Breakfast Area, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Kitchen Island, Pantry, Recessed Lighting, Walk-In Closet(s), Other, Dry Wall
      • Flooring: Carpet, Luxury Vinyl
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 2,266
      • Total interior livable area: 2,266 sqft
      • Finished area above ground: 2,266
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Gravel, Attached, Driveway
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Sqft: 484
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Exterior features: Other, Boat Storage
      • Pool features: None
      • Has view: Yes
      • View description: Trees/Woods, Street
      Lot
      • Size: 2.57 Acres
      • Features: Backs to Trees, Front Yard, Landscaped, Rear Yard, Rural
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 36F 79
      • Zoning: RESIDENTIAL
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Stone
      • Foundation: Crawl Space, Stone, Other
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Septic < # of BR
      • Water: Community
      • Utilities for property: Electricity Available, Propane, Water Available, Broadband

      Community & HOA

      Community
      • Subdivision: Nomini Bay Farms
      HOA
      • Has HOA: Yes
      • HOA fee: $350 annually
      Location
      • Region: Montross

      Financial & listing details

      • Price per square foot: $238/sqft
      • Tax assessed value: $375,600
      • Annual tax amount: $2,554
      • Date on market: 6/14/2026
      • Listing agreement: Exclusive Agency
      • Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
      • Exclusions: Washer & Dryer Front Porch Swing
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/29/2026Contingent$540,000$238/sqft
        Source: Bright MLS #VAWE2011510 Report a problem
        6/13/2026Listed for sale$540,000+66.5%$238/sqft
        Source: Northern Neck AOR #120595 Report a problem
        1/27/2021Sold$324,370+1521.9%$143/sqft
        Source: Public Record Report a problem
        3/13/2020Sold$20,000$9/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,554 $375,600
        2024$2,554 +9.7%$375,600
        2023$2,329 $375,600
        2022$2,329 +12%$375,600 +37.3%
        2021$2,079 +431.1%$273,500 +431.1%
        2020$391 +16.9%$51,500
        2019$335 +3.2%$51,500
        2018$324 $51,500
        2017-- $51,500
        2016-- $51,500
        2015-- $51,500
        2014-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 22520

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Westmoreland County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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